FDIC Certificate #: 13616 Status: Active Federal Reserve ID: 837046 Bank Holding Company (Regulatory Top Holder): Dentel Bancorporation (RSSDID: 1133615, Location: Victor, IA) Date Established: January 01, 1926 WWW:http://www.dpscsoftware.com Trust Powers Granted: Yes Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC Offices: 1 (Domestic: 1, Interstate: No) FDIC's unique #: 8515 Numeric code: 21 Regulator: FDIC Insurance Fund Membership: Deposit Insurance Fund (DIF) Insured commercial Banks: Yes FDIC Insured: Yes Deposit Insurance Fund member: Yes Agricultural lending institution: Yes Ownership Type: Non-Stock FFIEC Call Report 31 Filer: No State Chartered: Yes Subchapter S Corporations: Yes Asset Concentration Hierarchy: Agricultural Specialization Date of Deposit Insurance: January 13, 1934 Last Structure Change Effective Date: March 31, 2006 Last Structure Change Process Date: November 03, 2006 Last Data Update: November 03, 2006 Data Source Date: April 05, 2012
Location
Address: 201 W. Jackson St., Corydon, IA 50060 County: Wayne Quarterly Banking Profile Region: Kansas City FDIC Geographic Region: Kansas City FDIC Supervisory Region: Kansas City FDIC Field Office: Des Moines Office of the Comptroller the Currency (OCC) District: Midwest Office of Thrift Supervision Region: Western
History of Changes
Merge BIF and SAIF Funds into DIF
Financial Summary
Total assets: $81.9 mil Equity capital: $12.3 mil Deposits held in domestic offices: $69.4 mil Return on assets (ROA): 3.09% ($2.5 mil) Quarterly return on assets: 1.38% ($1.1 mil) Return on Equity (ROE): 20.70% ($2.5 mil) Quarterly return on equity: 9.04% ($1.1 mil) Net income: $2.3 mil Quarterly Net income: $0.3 mil Pretax return on assets: 3.29% ($2,694.2 mil) Quarterly Pretax return on assets: 1.55% ($1,269.3 mil)
1992 - 1999 Historical total assets, liabilities and capital ($ mil)
2000 - 2011 Historical total assets, liabilities and capital ($ mil)
Historical Total Incomes ($ mil)
Historical Total Expenses ($ mil)
Historical total employees (full-time equivalent)
Assets and Liabilities (December 31, 2011)
Dollar figures in thousands
11Total employees (full-time equivalent)
$81,891Total assets
$4,469Cash and due from depository institutions
$52Interest-bearing balances
$12,434Securities
$2,000Federal funds sold & reverse repurchase agreements
$60,971Net loans & leases
$782Loan loss allowance
$0Trading account assets
$319Bank premises and fixed assets
$40Other real estate owned
$452Goodwill and other intangibles
$81,891Life insurance assets
$1,206All other assets
$69,623Total liabilities and capital
$69,358Total liabilities
$59,440Total deposits
$69,358Interest-bearing deposits
$83Deposits held in domestic offices
0.00%% insured (estimated)
$0Federal funds purchased & repurchase agreements
$0Trading liabilities
$0Other borrowed funds
$265Subordinated debt
$12,268All other liabilities
$12,268Total equity capital
$12,268Total bank equity capital
$0Perpetual preferred stock
$125Common stock
$2,124Surplus
$10,019Undivided profits
Memoranda
$0Noncurrent loans and leases
$0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
$1,539Income earned, not collected on loans
$0Earning assets
$976Long-term assets (5+ years)
$75,457Average Assets, year-to-date
$20,119Average Assets, quarterly
$75,910Volatile liabilities
$79,484Insider loans
$61,787FHLB advances
$81,596Loans and leases held for sale
$0Unused loan commitments
$0Tier 1 (core) risk-based capital
$11,298Tier 2 risk-based capital
$0Total risk weighted assets
$0Total unused commitments
$4,997Restructured Loans and leases
$0Derivatives
Income and Expense (December 31, 2011)
Dollar figures in thousands
$4,410Total interest income
$675Total interest expense
$3,735Net interest income
$552Provision for loan and lease losses
$247Total noninterest income
$1Fiduciary activities
$102Service charges on deposit accounts
$0Trading account gains & fees
$144Additional noninterest income
$929Total noninterest expense
$510Salaries and employee benefits
$64Premises and equipment expense
$355Additional noninterest expense
$2,501Pre-tax net operating income
$0Securities gains (losses)
$156Applicable income taxes
$2,345Income before extraordinary items
$0Extraordinary gains - net
$2,345Net income attributable to bank
$0Net charge-offs
$2,345Cash dividends
$283Sale, conversion, retirement of capital stock, net
$1,050Net operating income
Performance and Condition Ratios (December 31, 2011)
Dollar figures in thousands
Performance Ratios (%, annualized)
6.12%Yield on earning assets
0.94%Cost of funding earning assets
5.18%Net interest margin
0.34%Noninterest income to earning assets
1.29%Noninterest expense to earning assets
3.09%Net operating income to assets
3.09%Return on assets (ROA)
3.29%Pretax return on assets
20.70%Return on equity (ROE)
11.43%Retained earnings to average equity (YTD only)
0.48%Net charge-offs to loans
195.05%Credit loss provision to net charge-offs
10.79%Efficiency ratio
23,330Assets per employee
7.44%Cash dividends to net income (YTD only)
Condition Ratios (%)
44.78%Loss allowance to loans
1.27%Loss allowance to noncurrent loans
50.81%Noncurrent assets plus other real estate owned to assets
1.93%Noncurrent loans to loans
2.49%Net loans and leases to deposits
87.91%Net loans and leases to core deposits
108.88%Equity capital to assets
14.98%Core capital (leverage) ratio
13.85%Tier 1 risk-based capital ratio
18.29%Total risk-based capital ratio
Memoranda
$20Average assets
$75,910Average earning assets
$11,326Average equity
$72,102Average loans
Total Fiduciary and Related Assets (December 31, 2011)
Dollar figures in thousands
$1Total fiduciary and related assets
1Number of Fiduciary Accounts and Related Asset Accounts
This web site is not associated with, endorsed by, or sponsored by and has no official or unofficial affiliation with Corydon State Bank.
Based on public records. Inadvertent errors are possible. bankencyclopedia.com does not guarantee the accuracy or timeliness of any information on this site. Use at your own risk.
Comment about this bank, ask questions, or add new information about it: