Countryside Bank in Republic, Missouri (MO)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of July 21, 2008

Countryside Bank in Republic, Missouri (MO)
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Countryside Bank - Overview

General
FDIC Certificate #: 34743
Status: Inactive
Closing history: Merger - Without Assistance
Acquiring institution: The Bank of Missouri (#1617)
Federal Reserve ID: 2648330
Date Established: June 15, 1998
Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
Offices: 2 (Interstate: No)
FDIC's unique #: 61427
Numeric code: 21
Regulator: FDIC
Insurance Fund Membership: Deposit Insurance Fund (DIF)
Insured commercial Banks: Yes
FDIC Insured: Yes
Deposit Insurance Fund member: Yes
State Chartered: Yes
Date of Deposit Insurance: June 15, 1998
Last Structure Change Effective Date: July 21, 2008
Last Structure Change Process Date: July 24, 2008
Last Data Update: July 24, 2008
Data Source Date: April 05, 2012
Location
Address: 520 East Elm Avenue, Republic, MO 65738
County: Greene
Quarterly Banking Profile Region: Kansas City
FDIC Geographic Region: Kansas City
FDIC Supervisory Region: Kansas City
FDIC Field Office: Springfield Mo
Office of the Comptroller the Currency (OCC) District: Midwest
Office of Thrift Supervision Region: West
Metropolitan Statistical Area (MSA): Springfield, MO (#7920)
Core Based Statistical Area (CBSA): Springfield, MO (#44180)
CBSA Metro Statistical Area: Springfield, MO (#44180)
Financial Summary
Total assets: $97.0 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2007)

Dollar figures in thousands
34Total employees (full-time equivalent)
$97,359Total assets
$3,395Cash and due from depository institutions
$225Interest-bearing balances
$15,492Securities
$4,125Federal funds sold & reverse repurchase agreements
$70,285Net loans & leases
$709Loan loss allowance
$0Trading account assets
$1,918Bank premises and fixed assets
$1,044Other real estate owned
$0Goodwill and other intangibles
$0Life insurance assets
$1,100All other assets
$97,359Total liabilities and capital
$90,091Total liabilities
$87,174Total deposits
$78,688Interest-bearing deposits
$87,174Deposits held in domestic offices
0.00%% insured (estimated)
$2,523Federal funds purchased & repurchase agreements
$0Trading liabilities
$0Other borrowed funds
$0Subordinated debt
$394All other liabilities
$7,268Total equity capital
$7,268Total bank equity capital
$7,268Perpetual preferred stock
$0Common stock
$1,500Surplus
$3,800Undivided profits
Memoranda
$1,968Noncurrent loans and leases
$10,058Noncurrent loans that are wholly or partially guaranteed by the U.S. government
$0Income earned, not collected on loans
$582Earning assets
$54Long-term assets (5+ years)
$714Average Assets, year-to-date
$90,127Average Assets, quarterly
$358Volatile liabilities
$96,058Insider loans
$97,163FHLB advances
$26,332Loans and leases held for sale
$1,895Unused loan commitments
$0Tier 1 (core) risk-based capital
$0Tier 2 risk-based capital
$0Total risk weighted assets
$10,058Total unused commitments
$0Restructured Loans and leases
$709Derivatives

Income and Expense (December 31, 2007)

Dollar figures in thousands
$6,488Total interest income
$3,420Total interest expense
$3,068Net interest income
$104Provision for loan and lease losses
$396Total noninterest income
$0Fiduciary activities
$282Service charges on deposit accounts
$0Trading account gains & fees
$114Additional noninterest income
$2,491Total noninterest expense
$1,422Salaries and employee benefits
$250Premises and equipment expense
$819Additional noninterest expense
$869Pre-tax net operating income
$0Securities gains (losses)
$320Applicable income taxes
$549Income before extraordinary items
$0Extraordinary gains - net
$549Net income attributable to bank
$0Net charge-offs
$0Cash dividends
$64Sale, conversion, retirement of capital stock, net
$83Net operating income

Performance and Condition Ratios (December 31, 2007)

Dollar figures in thousands
Performance Ratios (%, annualized)
7.23%Yield on earning assets
3.81%Cost of funding earning assets
3.42%Net interest margin
0.44%Noninterest income to earning assets
2.78%Noninterest expense to earning assets
0.57%Net operating income to assets
0.57%Return on assets (ROA)
0.90%Pretax return on assets
7.84%Return on equity (ROE)
6.66%Retained earnings to average equity (YTD only)
0.09%Net charge-offs to loans
162.50%Credit loss provision to net charge-offs
15.20%Efficiency ratio
71,911Assets per employee
2.86%Cash dividends to net income (YTD only)
Condition Ratios (%)
15.12%Loss allowance to loans
1.00%Loss allowance to noncurrent loans
121.82%Noncurrent assets plus other real estate owned to assets
1.67%Noncurrent loans to loans
0.82%Net loans and leases to deposits
80.63%Net loans and leases to core deposits
110.92%Equity capital to assets
7.47%Core capital (leverage) ratio
7.46%Tier 1 risk-based capital ratio
10.26%Total risk-based capital ratio
Memoranda
$11Average assets
$96,058Average earning assets
$7,000Average equity
$89,733Average loans

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