County Savings Bank in Columbus, Ohio (OH)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of May 16, 1998

  • County Savings Bank in Columbus, Ohio (OH)
  • Show street view No street view available for this location

County Savings Bank - Overview

  • General
  • FDIC Certificate #: 30020
    Status: Inactive
    Closing history: Merger - Without Assistance
    Acquiring institution: The First National Bank of Zanesville (#6739)
    Federal Reserve ID: 643872
    Date Established: January 01, 1900
    Bank Charter Class: Savings associations, state or federal charter, supervised by the Office of Thrift Supervision (OTS)
    OTS Docket #: 4558
    FDIC's unique #: 42854
    Numeric code: 35
    Regulator: OTS
    Insurance Fund Membership: Savings Association Insurance Fund (SAIF)
    FDIC Insured: Yes
    SAIF Insured: Yes
    Insured Savings Institution: Yes
    State Chartered: Yes
    Date of Deposit Insurance: June 24, 1949
    Last Structure Change Effective Date: May 16, 1998
    Last Structure Change Process Date: June 08, 1998
    Last Data Update: June 08, 1998
    Data Source Date: April 05, 2012
  • Location
  • Address: 66 South Third Street, Columbus, OH 43215
    County: Franklin
    Quarterly Banking Profile Region: Chicago
    FDIC Geographic Region: Chicago
    FDIC Supervisory Region: Chicago
    FDIC Field Office: Columbus
    Office of the Comptroller the Currency (OCC) District: Central
    Office of Thrift Supervision Region: Central
    Metropolitan Statistical Area (MSA): Columbus, OH (#1840)
    Combined Statistical Area (CSA): Columbus-Marion-Chillicothe, OH (#198)
    Core Based Statistical Area (CBSA): Columbus, OH (#18140)
    CBSA Metro Statistical Area: Columbus, OH (#18140)
  • Financial Summary
  • Total assets: $605.4 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Assets and Liabilities (December 31, 1997)

  • Dollar figures in thousands
  • 140Total employees (full-time equivalent)
  • $564,570Total assets
  • $8,376Cash and due from depository institutions
  • $4,307Interest-bearing balances
  • $77,239Securities
  • $0Federal funds sold & reverse repurchase agreements
  • $449,580Net loans & leases
  • $2,945Loan loss allowance
  • $0Trading account assets
  • $4,130Bank premises and fixed assets
  • $785Other real estate owned
  • $11,281Goodwill and other intangibles
  • $0Life insurance assets
  • $13,179All other assets
  • $564,570Total liabilities and capital
  • $515,501Total liabilities
  • $362,935Total deposits
  • $350,503Interest-bearing deposits
  • $362,935Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $0Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $150,275Other borrowed funds
  • $0Subordinated debt
  • $2,291All other liabilities
  • $49,069Total equity capital
  • $49,069Total bank equity capital
  • $49,069Perpetual preferred stock
  • $0Common stock
  • $600Surplus
  • $44,511Undivided profits
  • Memoranda
  • $3,958Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $0Income earned, not collected on loans
  • $584Earning assets
  • $0Long-term assets (5+ years)
  • $2,937Average Assets, year-to-date
  • $531,126Average Assets, quarterly
  • $0Volatile liabilities
  • $569,202Insider loans
  • $575,436FHLB advances
  • $208,810Loans and leases held for sale
  • $0Unused loan commitments
  • $150,275Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $45,836Total unused commitments
  • $0Restructured Loans and leases
  • $351,216Derivatives

Income and Expense (December 31, 1997)

  • Dollar figures in thousands
  • $43,635Total interest income
  • $27,335Total interest expense
  • $16,300Net interest income
  • $252Provision for loan and lease losses
  • $2,032Total noninterest income
  • $0Fiduciary activities
  • $0Service charges on deposit accounts
  • $0Trading account gains & fees
  • $2,032Additional noninterest income
  • $10,333Total noninterest expense
  • $5,640Salaries and employee benefits
  • $1,336Premises and equipment expense
  • $3,357Additional noninterest expense
  • $7,747Pre-tax net operating income
  • $723Securities gains (losses)
  • $3,169Applicable income taxes
  • $5,301Income before extraordinary items
  • $0Extraordinary gains - net
  • $5,301Net income attributable to bank
  • $0Net charge-offs
  • $0Cash dividends
  • $151Sale, conversion, retirement of capital stock, net
  • $2,000Net operating income

Performance and Condition Ratios (December 31, 1997)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 8.15%Yield on earning assets
  • 5.10%Cost of funding earning assets
  • 3.04%Net interest margin
  • 0.38%Noninterest income to earning assets
  • 1.93%Noninterest expense to earning assets
  • 0.85%Net operating income to assets
  • 0.93%Return on assets (ROA)
  • 1.49%Pretax return on assets
  • 11.25%Return on equity (ROE)
  • 7.01%Retained earnings to average equity (YTD only)
  • 0.03%Net charge-offs to loans
  • 166.89%Credit loss provision to net charge-offs
  • 52.97%Efficiency ratio
  • 51,424Assets per employee
  • 4.03%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 37.73%Loss allowance to loans
  • 0.65%Loss allowance to noncurrent loans
  • 504.28%Noncurrent assets plus other real estate owned to assets
  • 0.24%Noncurrent loans to loans
  • 0.13%Net loans and leases to deposits
  • 123.87%Net loans and leases to core deposits
  • 147.69%Equity capital to assets
  • 8.69%Core capital (leverage) ratio
  • 6.88%Tier 1 risk-based capital ratio
  • 10.85%Total risk-based capital ratio
  • Memoranda
  • $12Average assets
  • $569,202Average earning assets
  • $47,119Average equity
  • $535,565Average loans

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