DeMotte State Bank in city_name, state_name - Detailed Financial Reports, Location

DeMotte State Bank in Demotte, Indiana (IN)
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DeMotte State Bank routing number info

DeMotte State Bank - Overview

General
FDIC Certificate #: 15883
Status: Active
Federal Reserve ID: 539340
Bank Holding Company (Regulatory Top Holder): Demotte Bancorp (RSSDID: 1130164, Location: De Motte, IN)
Date Established: Febuary 02, 1942
WWW: http://www.netdsb.com
Trust Powers Granted: Yes
Bank Charter Class: Commercial bank, state charter and Fed member, supervised by the Federal Reserve (FRB)
Offices: 11 (Domestic: 11, Interstate: No)
OTS Docket #: 13950
FDIC's unique #: 10119
Numeric code: 13
Regulator: FED
Insurance Fund Membership: Deposit Insurance Fund (DIF)
Insured commercial Banks: Yes
FDIC Insured: Yes
Deposit Insurance Fund member: Yes
Ownership Type: Non-Stock
FFIEC Call Report 31 Filer: No
State Chartered: Yes
Subchapter S Corporations: No
Asset Concentration Hierarchy: All Other Specialization < 1 Billion
Date of Deposit Insurance: March 02, 1942
Last Structure Change Effective Date: March 31, 2006
Last Structure Change Process Date: November 03, 2006
Last Data Update: November 03, 2006
Data Source Date: April 05, 2012
Location
Address: 210 South Halleck Street, Demotte, IN 46310
County: Jasper
Quarterly Banking Profile Region: Chicago
FDIC Geographic Region: Chicago
FDIC Supervisory Region: Chicago
FDIC Field Office: Indianapolis
Office of the Comptroller the Currency (OCC) District: Central
Office of Thrift Supervision Region: Central
Combined Statistical Area (CSA): Chicago-Naperville-Michigan City, IL-IN-WI (#176)
Core Based Statistical Area (CBSA): Chicago-Joliet-Naperville, IL-IN-WI (#16980)
CBSA Metro Statistical Area: Chicago-Joliet-Naperville, IL-IN-WI (#16980)
Core Based Statistical Division: Gary, IN (#23844)
History of Changes
Corrections
Merge BIF and SAIF Funds into DIF
Financial Summary
Total assets: $359.4 mil
Equity capital: $40.6 mil
Deposits held in domestic offices: $277.9 mil
Return on assets (ROA): 0.82% ($2.9 mil)
Quarterly return on assets: 0.71% ($2.5 mil)
Return on Equity (ROE): 7.28% ($3.0 mil)
Quarterly return on equity: 6.17% ($2.5 mil)
Net income: $2.9 mil
Quarterly Net income: $0.6 mil
Pretax return on assets: 1.24% ($4,456.9 mil)
Quarterly Pretax return on assets: 1.10% ($3,953.7 mil)

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)

Dollar figures in thousands
133Total employees (full-time equivalent)
$359,427Total assets
$13,393Cash and due from depository institutions
$1,727Interest-bearing balances
$121,135Securities
$0Federal funds sold & reverse repurchase agreements
$196,565Net loans & leases
$2,963Loan loss allowance
$0Trading account assets
$6,053Bank premises and fixed assets
$4,752Other real estate owned
$0Goodwill and other intangibles
$359,427Life insurance assets
$17,529All other assets
$318,841Total liabilities and capital
$277,943Total liabilities
$223,064Total deposits
$277,943Interest-bearing deposits
$91Deposits held in domestic offices
6697.00%% insured (estimated)
$0Federal funds purchased & repurchase agreements
$33,273Trading liabilities
$0Other borrowed funds
$928Subordinated debt
$40,586All other liabilities
$40,586Total equity capital
$40,586Total bank equity capital
$0Perpetual preferred stock
$100Common stock
$12,900Surplus
$27,586Undivided profits
Memoranda
$0Noncurrent loans and leases
$0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
$8,160Income earned, not collected on loans
$0Earning assets
$2,859Long-term assets (5+ years)
$319,427Average Assets, year-to-date
$137,670Average Assets, quarterly
$353,418Volatile liabilities
$356,970Insider loans
$226,918FHLB advances
$358,086Loans and leases held for sale
$9,789Unused loan commitments
$3,000Tier 1 (core) risk-based capital
$40,194Tier 2 risk-based capital
$0Total risk weighted assets
$6,789Total unused commitments
$34,218Restructured Loans and leases
$9,817Derivatives

Income and Expense (December 31, 2011)

Dollar figures in thousands
$17,066Total interest income
$4,629Total interest expense
$12,437Net interest income
$476Provision for loan and lease losses
$1,997Total noninterest income
$26Fiduciary activities
$1,017Service charges on deposit accounts
$0Trading account gains & fees
$954Additional noninterest income
$9,995Total noninterest expense
$5,842Salaries and employee benefits
$1,392Premises and equipment expense
$2,761Additional noninterest expense
$3,963Pre-tax net operating income
$416Securities gains (losses)
$1,477Applicable income taxes
$2,902Income before extraordinary items
$0Extraordinary gains - net
$2,902Net income attributable to bank
$0Net charge-offs
$2,902Cash dividends
$606Sale, conversion, retirement of capital stock, net
$1,034Net operating income

Performance and Condition Ratios (December 31, 2011)

Dollar figures in thousands
Performance Ratios (%, annualized)
5.38%Yield on earning assets
1.46%Cost of funding earning assets
3.92%Net interest margin
0.63%Noninterest income to earning assets
3.15%Noninterest expense to earning assets
0.74%Net operating income to assets
0.82%Return on assets (ROA)
1.24%Pretax return on assets
7.28%Return on equity (ROE)
4.68%Retained earnings to average equity (YTD only)
0.29%Net charge-offs to loans
78.55%Credit loss provision to net charge-offs
7.33%Efficiency ratio
69,246Assets per employee
2.70%Cash dividends to net income (YTD only)
Condition Ratios (%)
35.63%Loss allowance to loans
1.49%Loss allowance to noncurrent loans
36.31%Noncurrent assets plus other real estate owned to assets
3.59%Noncurrent loans to loans
4.09%Net loans and leases to deposits
70.72%Net loans and leases to core deposits
72.55%Equity capital to assets
11.29%Core capital (leverage) ratio
11.22%Tier 1 risk-based capital ratio
17.71%Total risk-based capital ratio
Memoranda
$19Average assets
$353,418Average earning assets
$39,886Average equity
$316,994Average loans

Total Fiduciary and Related Assets (December 31, 2011)

Dollar figures in thousands
$1Total fiduciary and related assets
1Number of Fiduciary Accounts and Related Asset Accounts
YesFiduciary powers granted
YesFiduciary or related activity
$10,792Managed Assets
1Number of Accounts
$2,847Personal trust and agency accounts
$2,847Employee benefit-defined contribution accounts
$0Employee benefit-defined benefit accounts
$0Other retirement accounts
$0Corporate trust and agency accounts
$0Investment management agency accounts
$0Other fiduciary accounts
$0Fiduciary accounts held in foreign offices
$0Non-managed Assets
39Number of Accounts
$0Personal trust and agency accounts
$0Employee benefit-defined contribution accounts
$0Employee benefit-defined benefit accounts
$7,945Other retirement accounts
$127Corporate trust and agency accounts
$4,164Other fiduciary accounts
$0Fiduciary accounts held in foreign offices

List of branches

11 Indiana Branches as of April 05, 2012

No	ID	Name	Address	Established	Service Type
0	10119	Demotte State Bank	210 South Halleck Street, Demotte, IN 46310	Febuary 02, 1942	Full Service Brick and Mortar
1	235702	De Motte Plaza Branch	325 North Halleck Street, De Motte, IN 46310	November 02, 1981	Limited Service Facility
2	8282	Morocco Branch	Main And State Streets, Morocco, IN 47963	January 01, 1931	Full Service Brick and Mortar
3	235703	Lowell Branch	1615 East Commercial Avenue, Lowell, IN 46356	November 29, 1991	Full Service Brick and Mortar
5	235705	Knox Branch	1501 South Heaton, Knox, IN 46534	July 01, 1995	Full Service Brick and Mortar
6	235706	Tysons Grocery Store Branch	3921 West State Road 10, Wheatfield, IN 46392	October 03, 1995	Limited Service Facility
7	231289	Hebron Branch	507 South Main Street, Hebron, IN 46341	April 24, 1976	Full Service Brick and Mortar
8	357891	Cedar Lake Banking Center	9603 W. 133rd Avenue, Cedar Lake, IN 46303	October 26, 1999	Full Service Brick and Mortar
9	439722	Roselawn Branch	5650 State Road 10, Roselawn, IN 46372	March 07, 2005	Full Service Brick and Mortar
10	445714	Kouts Branch	175 North Main Street, Kouts, IN 46347	November 02, 2005	Full Service Retail
11	467333	Rensselaer Branch	211 West Drexel Parkway, Rensselaer, IN 47978	August 01, 2007	Full Service Brick and Mortar

DeMotte State Bank in Demotte, Indiana (IN)
Overview, Financial Summary, Detailed Financial Reports, Branches

DeMotte State Bank - Overview

Assets and Liabilities (December 31, 2011)

Income and Expense (December 31, 2011)

Performance and Condition Ratios (December 31, 2011)

Total Fiduciary and Related Assets (December 31, 2011)

List of branches

Comment about this bank, ask questions, or add new information about it:

DeMotte State Bank in Demotte, Indiana (IN)Overview, Financial Summary, Detailed Financial Reports, Branches

DeMotte State Bank - Overview

Assets and Liabilities (December 31, 2011)

Income and Expense (December 31, 2011)

Performance and Condition Ratios (December 31, 2011)

Total Fiduciary and Related Assets (December 31, 2011)

List of branches

Comment about this bank, ask questions, or add new information about it:

DeMotte State Bank in Demotte, Indiana (IN)
Overview, Financial Summary, Detailed Financial Reports, Branches