Dixie State Bank in St. George, Utah (UT)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of April 01, 1993

  • Dixie State Bank in St. George, Utah (UT)
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Dixie State Bank - Overview

  • General
  • FDIC Certificate #: 20197
    Status: Inactive
    Closing history: Merger - Without Assistance
    Acquiring institution: Wells Fargo Bank Northwest, National Association (#13718)
    Federal Reserve ID: 588272
    Date Established: June 15, 1970
    Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
    Offices: 5 (Interstate: No)
    FDIC's unique #: 13882
    Numeric code: 21
    Regulator: FDIC
    Insurance Fund Membership: Bank Insurance Fund (BIF)
    Bank Insurance Fund: Yes
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    State Chartered: Yes
    Date of Deposit Insurance: June 15, 1970
    Last Structure Change Effective Date: April 01, 1993
    Last Structure Change Process Date: April 13, 1993
    Last Data Update: April 13, 1993
    Data Source Date: April 05, 2012
  • Location
  • Address: One South Main Street, St. George, UT 84770
    County: Washington
    Quarterly Banking Profile Region: San Francisco
    FDIC Geographic Region: San Francisco
    FDIC Supervisory Region: San Francisco
    FDIC Field Office: Salt Lake City
    Office of the Comptroller the Currency (OCC) District: Midwest
    Office of Thrift Supervision Region: West
    Core Based Statistical Area (CBSA): St. George, UT (#41100)
    CBSA Metro Statistical Area: St. George, UT (#41100)
  • Financial Summary
  • Total assets: $80.4 mil

Assets and Liabilities (December 31, 1992)

  • Dollar figures in thousands
  • 0Total employees (full-time equivalent)
  • $63Total assets
  • $81,967Cash and due from depository institutions
  • $9,105Interest-bearing balances
  • $0Securities
  • $22,699Federal funds sold & reverse repurchase agreements
  • $125Net loans & leases
  • $46,074Loan loss allowance
  • $831Trading account assets
  • $0Bank premises and fixed assets
  • $2,406Other real estate owned
  • $406Goodwill and other intangibles
  • $1,152Life insurance assets
  • $0All other assets
  • $0Total liabilities and capital
  • $81,967Total liabilities
  • $75,773Total deposits
  • $74,211Interest-bearing deposits
  • $56,285Deposits held in domestic offices
  • 74211.00%% insured (estimated)
  • $90Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $0Other borrowed funds
  • $838Subordinated debt
  • $0All other liabilities
  • $724Total equity capital
  • $724Total bank equity capital
  • $6,194Perpetual preferred stock
  • $0Common stock
  • $767Surplus
  • $970Undivided profits
  • Memoranda
  • $4,457Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $197Income earned, not collected on loans
  • $507Earning assets
  • $68,898Long-term assets (5+ years)
  • $11,878Average Assets, year-to-date
  • $79,288Average Assets, quarterly
  • $82,665Volatile liabilities
  • $1,767Insider loans
  • $1,632FHLB advances
  • $0Loans and leases held for sale
  • $0Unused loan commitments
  • $3,053Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $6,194Total risk weighted assets
  • $50,463Total unused commitments
  • $0Restructured Loans and leases
  • $0Derivatives

Income and Expense (December 31, 1992)

  • Dollar figures in thousands
  • $0Total interest income
  • $6,347Total interest expense
  • $2,390Net interest income
  • $3,957Provision for loan and lease losses
  • $218Total noninterest income
  • $1,102Fiduciary activities
  • $0Service charges on deposit accounts
  • $492Trading account gains & fees
  • $0Additional noninterest income
  • $610Total noninterest expense
  • $3,337Salaries and employee benefits
  • $1,664Premises and equipment expense
  • $572Additional noninterest expense
  • $1,101Pre-tax net operating income
  • $1,504Securities gains (losses)
  • $49Applicable income taxes
  • $477Income before extraordinary items
  • $1,076Extraordinary gains - net
  • $0Net income attributable to bank
  • $1,076Net charge-offs
  • -$11Cash dividends
  • $253Sale, conversion, retirement of capital stock, net
  • $0Net operating income

Performance and Condition Ratios (December 31, 1992)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 0.00%Yield on earning assets
  • 9.40%Cost of funding earning assets
  • 3.54%Net interest margin
  • 5.86%Noninterest income to earning assets
  • 1.63%Noninterest expense to earning assets
  • 4.94%Net operating income to assets
  • 1.31%Return on assets (ROA)
  • 1.36%Pretax return on assets
  • 1.96%Return on equity (ROE)
  • 18.79%Retained earnings to average equity (YTD only)
  • 14.37%Net charge-offs to loans
  • -0.02%Credit loss provision to net charge-offs
  • -1981.82%Efficiency ratio
  • 65,962Assets per employee
  • 1.30%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 23.51%Loss allowance to loans
  • 1.77%Loss allowance to noncurrent loans
  • 421.83%Noncurrent assets plus other real estate owned to assets
  • 0.60%Noncurrent loans to loans
  • 0.42%Net loans and leases to deposits
  • 62.09%Net loans and leases to core deposits
  • 63.60%Equity capital to assets
  • 7.56%Core capital (leverage) ratio
  • 7.11%Tier 1 risk-based capital ratio
  • 12.27%Total risk-based capital ratio
  • Memoranda
  • $14Average assets
  • $79,288Average earning assets
  • $5,726Average equity
  • $67,496Average loans

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