Du Quoin National Bank in Du Quoin, Illinois (IL)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of May 17, 1996

Du Quoin National Bank in Du Quoin, Illinois (IL)
Show street view No street view available for this location

Du Quoin National Bank - Overview

General
FDIC Certificate #: 16794
Status: Inactive
Closing history: Merger - Without Assistance
Acquiring institution: Citizens Bank of Illinois, National Association (#1043)
Federal Reserve ID: 631646
Date Established: May 17, 1949
Bank Charter Class: Commercial bank, national (federal) charter and Fed member, supervised by the Office of the Comptroller of the Currency (OCC)
Offices: 2 (Interstate: No)
FDIC's unique #: 10903
Numeric code: 3
Regulator: OCC
Insurance Fund Membership: Bank Insurance Fund (BIF)
Bank Insurance Fund: Yes
Insured commercial Banks: Yes
FDIC Insured: Yes
State Chartered: No
Date of Deposit Insurance: May 17, 1949
Last Structure Change Effective Date: May 17, 1996
Last Structure Change Process Date: June 27, 1996
Last Data Update: June 27, 1996
Data Source Date: April 05, 2012
Location
Address: 124 West Main Street, Du Quoin, IL 62832
County: Perry
Quarterly Banking Profile Region: Chicago
FDIC Geographic Region: Chicago
FDIC Supervisory Region: Chicago
FDIC Field Office: Mount Vernon
Office of the Comptroller the Currency (OCC) District: Central
Office of Thrift Supervision Region: Central
Financial Summary
Total assets: $84.7 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Assets and Liabilities (December 31, 1995)

Dollar figures in thousands
0Total employees (full-time equivalent)
$34Total assets
$83,407Cash and due from depository institutions
$2,330Interest-bearing balances
$195Securities
$32,421Federal funds sold & reverse repurchase agreements
$137Net loans & leases
$44,591Loan loss allowance
$1,102Trading account assets
$0Bank premises and fixed assets
$2,060Other real estate owned
$43Goodwill and other intangibles
$1,825Life insurance assets
$0All other assets
$0Total liabilities and capital
$83,407Total liabilities
$76,842Total deposits
$73,059Interest-bearing deposits
$66,175Deposits held in domestic offices
73059.00%% insured (estimated)
$93Federal funds purchased & repurchase agreements
$2,831Trading liabilities
$0Other borrowed funds
$0Subordinated debt
$0All other liabilities
$952Total equity capital
$952Total bank equity capital
$6,565Perpetual preferred stock
$0Common stock
$906Surplus
$1,094Undivided profits
Memoranda
$4,565Noncurrent loans and leases
$0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
$1,340Income earned, not collected on loans
$561Earning assets
$77,344Long-term assets (5+ years)
$23,695Average Assets, year-to-date
$84,890Average Assets, quarterly
$84,778Volatile liabilities
$11,743Insider loans
$788FHLB advances
$0Loans and leases held for sale
$0Unused loan commitments
$1,614Tier 1 (core) risk-based capital
$0Tier 2 risk-based capital
$6,635Total risk weighted assets
$51,726Total unused commitments
$0Restructured Loans and leases
$0Derivatives

Income and Expense (December 31, 1995)

Dollar figures in thousands
$0Total interest income
$6,406Total interest expense
$3,229Net interest income
$3,177Provision for loan and lease losses
$1,000Total noninterest income
$297Fiduciary activities
$0Service charges on deposit accounts
$152Trading account gains & fees
$0Additional noninterest income
$145Total noninterest expense
$2,686Salaries and employee benefits
$1,173Premises and equipment expense
$577Additional noninterest expense
$936Pre-tax net operating income
-$212Securities gains (losses)
$30Applicable income taxes
-$314Income before extraordinary items
$132Extraordinary gains - net
$0Net income attributable to bank
$132Net charge-offs
$561Cash dividends
$285Sale, conversion, retirement of capital stock, net
$0Net operating income

Performance and Condition Ratios (December 31, 1995)

Dollar figures in thousands
Performance Ratios (%, annualized)
0.00%Yield on earning assets
8.13%Cost of funding earning assets
4.10%Net interest margin
4.03%Noninterest income to earning assets
0.38%Noninterest expense to earning assets
3.41%Net operating income to assets
0.13%Return on assets (ROA)
0.16%Pretax return on assets
-0.21%Return on equity (ROE)
1.98%Retained earnings to average equity (YTD only)
-2.30%Net charge-offs to loans
1.22%Credit loss provision to net charge-offs
178.25%Efficiency ratio
77,317Assets per employee
2.45%Cash dividends to net income (YTD only)
Condition Ratios (%)
215.91%Loss allowance to loans
2.41%Loss allowance to noncurrent loans
82.24%Noncurrent assets plus other real estate owned to assets
1.66%Noncurrent loans to loans
2.93%Net loans and leases to deposits
61.03%Net loans and leases to core deposits
69.51%Equity capital to assets
7.87%Core capital (leverage) ratio
7.77%Tier 1 risk-based capital ratio
12.83%Total risk-based capital ratio
Memoranda
$14Average assets
$84,890Average earning assets
$6,653Average equity
$78,763Average loans

Comment about this bank, ask questions, or add new information about it:

This web site is not associated with, endorsed by, or sponsored by and has no official or unofficial affiliation with Du Quoin National Bank.
Based on public records. Inadvertent errors are possible.
bankencyclopedia.com does not guarantee the accuracy or timeliness of any information on this site. Use at your own risk.