FDIC Certificate #: 18952 Status: Inactive Closing history: Consolidated - Without Assistance Acquiring institution:Wells Fargo Bank Wyoming, National Association (#2210) Federal Reserve ID: 8257 Date Established: November 23, 1963 Bank Charter Class: Commercial bank, national (federal) charter and Fed member, supervised by the Office of the Comptroller of the Currency (OCC) Offices: 1 (Interstate: No) OTS Docket #: 11123 FDIC's unique #: 12797 Numeric code: 3 Regulator: OCC Insurance Fund Membership: Bank Insurance Fund (BIF) Bank Insurance Fund: Yes Insured commercial Banks: Yes FDIC Insured: Yes State Chartered: No Date of Deposit Insurance: November 23, 1963 Last Structure Change Effective Date: May 15, 1999 Last Structure Change Process Date: June 04, 1999 Last Data Update: June 04, 1999 Data Source Date: April 05, 2012
Location
Address: Ramshorn And A Streets, Dubois, WY 82513 County: Fremont Quarterly Banking Profile Region: San Francisco FDIC Geographic Region: San Francisco FDIC Supervisory Region: San Francisco FDIC Field Office: Billings Office of the Comptroller the Currency (OCC) District: Midwest Office of Thrift Supervision Region: West Core Based Statistical Area (CBSA): Riverton, WY (#40180) CBSA Micro Statistical Area: Yes
Financial Summary
Total assets: $22.2 mil
1992 - 1999 Historical total assets, liabilities and capital ($ mil)
Historical Total Incomes ($ mil)
Historical Total Expenses ($ mil)
Historical total employees (full-time equivalent)
Assets and Liabilities (December 31, 1998)
Dollar figures in thousands
8Total employees (full-time equivalent)
$22,923Total assets
$6,421Cash and due from depository institutions
$5,102Interest-bearing balances
$1,285Securities
$850Federal funds sold & reverse repurchase agreements
$13,432Net loans & leases
$277Loan loss allowance
$0Trading account assets
$359Bank premises and fixed assets
$48Other real estate owned
$0Goodwill and other intangibles
$0Life insurance assets
$528All other assets
$22,923Total liabilities and capital
$20,821Total liabilities
$20,624Total deposits
$16,088Interest-bearing deposits
$20,624Deposits held in domestic offices
0.00%% insured (estimated)
$0Federal funds purchased & repurchase agreements
$0Trading liabilities
$0Other borrowed funds
$0Subordinated debt
$197All other liabilities
$2,102Total equity capital
$2,102Total bank equity capital
$2,102Perpetual preferred stock
$0Common stock
$50Surplus
$100Undivided profits
Memoranda
$1,952Noncurrent loans and leases
$0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
$0Income earned, not collected on loans
$77Earning assets
$0Long-term assets (5+ years)
$169Average Assets, year-to-date
$20,669Average Assets, quarterly
$105Volatile liabilities
$23,143Insider loans
$23,509FHLB advances
$3,358Loans and leases held for sale
$299Unused loan commitments
$0Tier 1 (core) risk-based capital
$0Tier 2 risk-based capital
$0Total risk weighted assets
$1,082Total unused commitments
$0Restructured Loans and leases
$13,800Derivatives
Income and Expense (December 31, 1998)
Dollar figures in thousands
$1,837Total interest income
$693Total interest expense
$1,144Net interest income
$161Provision for loan and lease losses
$143Total noninterest income
$0Fiduciary activities
$66Service charges on deposit accounts
$0Trading account gains & fees
$77Additional noninterest income
$835Total noninterest expense
$462Salaries and employee benefits
$150Premises and equipment expense
$223Additional noninterest expense
$291Pre-tax net operating income
$0Securities gains (losses)
$76Applicable income taxes
$215Income before extraordinary items
$0Extraordinary gains - net
$215Net income attributable to bank
$0Net charge-offs
$0Cash dividends
$11Sale, conversion, retirement of capital stock, net
$50Net operating income
Performance and Condition Ratios (December 31, 1998)
Dollar figures in thousands
Performance Ratios (%, annualized)
8.76%Yield on earning assets
3.31%Cost of funding earning assets
5.46%Net interest margin
0.68%Noninterest income to earning assets
3.98%Noninterest expense to earning assets
0.93%Net operating income to assets
0.93%Return on assets (ROA)
1.26%Pretax return on assets
10.40%Return on equity (ROE)
7.98%Retained earnings to average equity (YTD only)
0.08%Net charge-offs to loans
1610.00%Credit loss provision to net charge-offs
41.09%Efficiency ratio
64,880Assets per employee
2.87%Cash dividends to net income (YTD only)
Condition Ratios (%)
23.26%Loss allowance to loans
2.02%Loss allowance to noncurrent loans
359.74%Noncurrent assets plus other real estate owned to assets
0.55%Noncurrent loans to loans
0.56%Net loans and leases to deposits
65.13%Net loans and leases to core deposits
77.79%Equity capital to assets
9.17%Core capital (leverage) ratio
8.80%Tier 1 risk-based capital ratio
15.20%Total risk-based capital ratio
Memoranda
$16Average assets
$23,143Average earning assets
$2,067Average equity
$20,964Average loans
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