FDIC Certificate #: 9783 Status: Inactive Closing history: Merger - Without Assistance Acquiring institution:Union Planters Bank, National Association (#4979) Federal Reserve ID: 26541 Date Established: October 06, 1906 Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC Offices: 2 (Interstate: No) FDIC's unique #: 6264 Numeric code: 21 Regulator: FDIC Insurance Fund Membership: Bank Insurance Fund (BIF) Bank Insurance Fund: Yes Insured commercial Banks: Yes FDIC Insured: Yes State Chartered: Yes Date of Deposit Insurance: January 01, 1934 Last Structure Change Effective Date: August 01, 1998 Last Structure Change Process Date: August 12, 1998 Last Data Update: August 12, 1998 Data Source Date: April 05, 2012
Location
Address: Highway 51, Duck Hill, MS 38925 County: Montgomery Quarterly Banking Profile Region: Dallas FDIC Geographic Region: Dallas FDIC Supervisory Region: Dallas FDIC Field Office: Jackson Ms Office of the Comptroller the Currency (OCC) District: Southwest Office of Thrift Supervision Region: West
Financial Summary
Total assets: $20.1 mil
1992 - 1999 Historical total assets, liabilities and capital ($ mil)
Historical Total Incomes ($ mil)
Historical Total Expenses ($ mil)
Assets and Liabilities (December 31, 1997)
Dollar figures in thousands
8Total employees (full-time equivalent)
$20,633Total assets
$1,038Cash and due from depository institutions
$0Interest-bearing balances
$11,072Securities
$2,050Federal funds sold & reverse repurchase agreements
$6,113Net loans & leases
$92Loan loss allowance
$0Trading account assets
$99Bank premises and fixed assets
$0Other real estate owned
$0Goodwill and other intangibles
$0Life insurance assets
$261All other assets
$20,633Total liabilities and capital
$18,607Total liabilities
$18,453Total deposits
$15,162Interest-bearing deposits
$18,453Deposits held in domestic offices
0.00%% insured (estimated)
$0Federal funds purchased & repurchase agreements
$0Trading liabilities
$0Other borrowed funds
$0Subordinated debt
$154All other liabilities
$2,026Total equity capital
$2,026Total bank equity capital
$2,026Perpetual preferred stock
$0Common stock
$200Surplus
$1,500Undivided profits
Memoranda
$326Noncurrent loans and leases
$0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
$0Income earned, not collected on loans
$0Earning assets
$0Long-term assets (5+ years)
$88Average Assets, year-to-date
$19,235Average Assets, quarterly
$2,348Volatile liabilities
$19,645Insider loans
$20,100FHLB advances
$2,153Loans and leases held for sale
$115Unused loan commitments
$0Tier 1 (core) risk-based capital
$0Tier 2 risk-based capital
$0Total risk weighted assets
$107Total unused commitments
$0Restructured Loans and leases
$7,416Derivatives
Income and Expense (December 31, 1997)
Dollar figures in thousands
$1,336Total interest income
$654Total interest expense
$682Net interest income
$14Provision for loan and lease losses
$133Total noninterest income
$0Fiduciary activities
$108Service charges on deposit accounts
$0Trading account gains & fees
$25Additional noninterest income
$613Total noninterest expense
$354Salaries and employee benefits
$110Premises and equipment expense
$149Additional noninterest expense
$188Pre-tax net operating income
$95Securities gains (losses)
$80Applicable income taxes
$203Income before extraordinary items
$0Extraordinary gains - net
$203Net income attributable to bank
$0Net charge-offs
$0Cash dividends
$13Sale, conversion, retirement of capital stock, net
$40Net operating income
Performance and Condition Ratios (December 31, 1997)
Dollar figures in thousands
Performance Ratios (%, annualized)
7.31%Yield on earning assets
3.58%Cost of funding earning assets
3.73%Net interest margin
0.73%Noninterest income to earning assets
3.36%Noninterest expense to earning assets
0.69%Net operating income to assets
1.03%Return on assets (ROA)
1.44%Pretax return on assets
10.40%Return on equity (ROE)
8.35%Retained earnings to average equity (YTD only)
0.23%Net charge-offs to loans
107.69%Credit loss provision to net charge-offs
15.54%Efficiency ratio
75,215Assets per employee
2.58%Cash dividends to net income (YTD only)
Condition Ratios (%)
19.70%Loss allowance to loans
1.48%Loss allowance to noncurrent loans
0.00%Noncurrent assets plus other real estate owned to assets
0.00%Noncurrent loans to loans
0.00%Net loans and leases to deposits
33.13%Net loans and leases to core deposits
37.50%Equity capital to assets
9.82%Core capital (leverage) ratio
9.62%Tier 1 risk-based capital ratio
26.16%Total risk-based capital ratio
Memoranda
$27Average assets
$19,645Average earning assets
$1,952Average equity
$18,269Average loans
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