East Des Moines National Bank in Des Moines, Iowa (IA)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of May 12, 1997

  • East Des Moines National Bank in Des Moines, Iowa (IA)
  • Show street view No street view available for this location

East Des Moines National Bank - Overview

  • General
  • FDIC Certificate #: 18765
    Status: Inactive
    Closing history: Merger - Without Assistance
    Acquiring institution: Community State Bank, National Association (#18272)
    Federal Reserve ID: 657440
    Date Established: April 30, 1963
    Bank Charter Class: Commercial bank, national (federal) charter and Fed member, supervised by the Office of the Comptroller of the Currency (OCC)
    Offices: 4 (Interstate: No)
    FDIC's unique #: 12629
    Numeric code: 3
    Regulator: OCC
    Insurance Fund Membership: Bank Insurance Fund (BIF)
    Bank Insurance Fund: Yes
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    State Chartered: No
    Date of Deposit Insurance: April 30, 1963
    Last Structure Change Effective Date: May 12, 1997
    Last Structure Change Process Date: May 30, 1997
    Last Data Update: May 30, 1997
    Data Source Date: April 05, 2012
  • Location
  • Address: East 14th And Euclid Streets, Des Moines, IA 50316
    County: Polk
    Quarterly Banking Profile Region: Kansas City
    FDIC Geographic Region: Kansas City
    FDIC Supervisory Region: Kansas City
    FDIC Field Office: Des Moines
    Office of the Comptroller the Currency (OCC) District: Midwest
    Office of Thrift Supervision Region: Western
    Metropolitan Statistical Area (MSA): Des Moines, IA (#2120)
    Combined Statistical Area (CSA): Des Moines-Newton-Pella, IA (#218)
    Core Based Statistical Area (CBSA): Des Moines-West Des Moines, IA (#19780)
    CBSA Metro Statistical Area: Des Moines-West Des Moines, IA (#19780)
  • Financial Summary
  • Total assets: $103.3 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Assets and Liabilities (December 31, 1996)

  • Dollar figures in thousands
  • 0Total employees (full-time equivalent)
  • $52Total assets
  • $105,407Cash and due from depository institutions
  • $7,720Interest-bearing balances
  • $600Securities
  • $46,262Federal funds sold & reverse repurchase agreements
  • $3,200Net loans & leases
  • $38,222Loan loss allowance
  • $757Trading account assets
  • $0Bank premises and fixed assets
  • $621Other real estate owned
  • $140Goodwill and other intangibles
  • $1,121Life insurance assets
  • $8,121All other assets
  • $0Total liabilities and capital
  • $105,407Total liabilities
  • $90,634Total deposits
  • $90,218Interest-bearing deposits
  • $72,331Deposits held in domestic offices
  • 90218.00%% insured (estimated)
  • $91Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $0Other borrowed funds
  • $0Subordinated debt
  • $0All other liabilities
  • $416Total equity capital
  • $416Total bank equity capital
  • $14,773Perpetual preferred stock
  • $0Common stock
  • $1,440Surplus
  • $13,563Undivided profits
  • Memoranda
  • $-230Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $406Income earned, not collected on loans
  • $305Earning assets
  • $88,284Long-term assets (5+ years)
  • $27,268Average Assets, year-to-date
  • $107,338Average Assets, quarterly
  • $106,917Volatile liabilities
  • $6,146Insider loans
  • $42FHLB advances
  • $0Loans and leases held for sale
  • $0Unused loan commitments
  • $3,370Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $6,592Total risk weighted assets
  • $46,426Total unused commitments
  • $0Restructured Loans and leases
  • $0Derivatives

Income and Expense (December 31, 1996)

  • Dollar figures in thousands
  • $0Total interest income
  • $3,604Total interest expense
  • $1,718Net interest income
  • $1,886Provision for loan and lease losses
  • $625Total noninterest income
  • $306Fiduciary activities
  • $0Service charges on deposit accounts
  • $228Trading account gains & fees
  • $0Additional noninterest income
  • $78Total noninterest expense
  • $1,916Salaries and employee benefits
  • $895Premises and equipment expense
  • $227Additional noninterest expense
  • $794Pre-tax net operating income
  • -$349Securities gains (losses)
  • $0Applicable income taxes
  • -$59Income before extraordinary items
  • -$290Extraordinary gains - net
  • $0Net income attributable to bank
  • -$290Net charge-offs
  • $295Cash dividends
  • $5,544Sale, conversion, retirement of capital stock, net
  • $0Net operating income

Performance and Condition Ratios (December 31, 1996)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 0.00%Yield on earning assets
  • 3.82%Cost of funding earning assets
  • 1.82%Net interest margin
  • 2.00%Noninterest income to earning assets
  • 0.32%Noninterest expense to earning assets
  • 2.03%Net operating income to assets
  • -0.27%Return on assets (ROA)
  • -0.27%Pretax return on assets
  • -0.33%Return on equity (ROE)
  • -2.24%Retained earnings to average equity (YTD only)
  • -45.06%Net charge-offs to loans
  • 0.75%Credit loss provision to net charge-offs
  • 211.86%Efficiency ratio
  • 73,130Assets per employee
  • 2.03%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • -1911.72%Loss allowance to loans
  • 1.94%Loss allowance to noncurrent loans
  • 186.45%Noncurrent assets plus other real estate owned to assets
  • 0.52%Noncurrent loans to loans
  • 1.04%Net loans and leases to deposits
  • 42.37%Net loans and leases to core deposits
  • 45.46%Equity capital to assets
  • 14.02%Core capital (leverage) ratio
  • 7.35%Tier 1 risk-based capital ratio
  • 14.20%Total risk-based capital ratio
  • Memoranda
  • $15Average assets
  • $107,338Average earning assets
  • $12,948Average equity
  • $94,352Average loans

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