FDIC Certificate #: 21117 Status: Inactive Closing history: Merger - Without Assistance Acquiring institution:Broadway National Bank (#15797) Federal Reserve ID: 680466 Date Established: June 18, 1973 WWW:http://www.enbank.com Bank Charter Class: Commercial bank, national (federal) charter and Fed member, supervised by the Office of the Comptroller of the Currency (OCC) Offices: 8 (Interstate: No) FDIC's unique #: 14596 Numeric code: 3 Regulator: OCC Insurance Fund Membership: Bank Insurance Fund (BIF) Bank Insurance Fund: Yes Insured commercial Banks: Yes FDIC Insured: Yes State Chartered: No Date of Deposit Insurance: June 18, 1973 Last Structure Change Effective Date: August 12, 2004 Last Structure Change Process Date: October 25, 2004 Last Data Update: October 25, 2004 Data Source Date: April 05, 2012
Location
Address: Building 2303, Stanley Road, San Antonio, TX 78234 County: Bexar Quarterly Banking Profile Region: Dallas FDIC Geographic Region: Dallas FDIC Supervisory Region: Dallas FDIC Field Office: Austin Office of the Comptroller the Currency (OCC) District: Southwest Office of Thrift Supervision Region: West Metropolitan Statistical Area (MSA): San Antonio, TX (#7240) Core Based Statistical Area (CBSA): San Antonio-New Braunfels, TX (#41700) CBSA Metro Statistical Area: San Antonio-New Braunfels, TX (#41700)
Financial Summary
Total assets: $168.6 mil
1992 - 1999 Historical total assets, liabilities and capital ($ mil)
2000 - 2011 Historical total assets, liabilities and capital ($ mil)
Historical Total Incomes ($ mil)
Historical Total Expenses ($ mil)
Historical total employees (full-time equivalent)
Assets and Liabilities (December 31, 2003)
Dollar figures in thousands
63Total employees (full-time equivalent)
$170,013Total assets
$5,758Cash and due from depository institutions
$0Interest-bearing balances
$133,605Securities
$1,510Federal funds sold & reverse repurchase agreements
$19,729Net loans & leases
$669Loan loss allowance
$0Trading account assets
$2,467Bank premises and fixed assets
$0Other real estate owned
$1,338Goodwill and other intangibles
$0Life insurance assets
$5,606All other assets
$170,013Total liabilities and capital
$144,160Total liabilities
$142,546Total deposits
$124,506Interest-bearing deposits
$142,546Deposits held in domestic offices
0.00%% insured (estimated)
$0Federal funds purchased & repurchase agreements
$0Trading liabilities
$10Other borrowed funds
$0Subordinated debt
$1,604All other liabilities
$25,853Total equity capital
$25,853Total bank equity capital
$25,853Perpetual preferred stock
$0Common stock
$1,200Surplus
$1,200Undivided profits
Memoranda
$23,453Noncurrent loans and leases
$16,382Noncurrent loans that are wholly or partially guaranteed by the U.S. government
$0Income earned, not collected on loans
$1,256Earning assets
$0Long-term assets (5+ years)
$1,369Average Assets, year-to-date
$154,844Average Assets, quarterly
$42,856Volatile liabilities
$166,125Insider loans
$170,290FHLB advances
$11,839Loans and leases held for sale
$0Unused loan commitments
$0Tier 1 (core) risk-based capital
$0Tier 2 risk-based capital
$0Total risk weighted assets
$16,382Total unused commitments
$0Restructured Loans and leases
$663Derivatives
Income and Expense (December 31, 2003)
Dollar figures in thousands
$6,544Total interest income
$1,373Total interest expense
$5,171Net interest income
$285Provision for loan and lease losses
$6,546Total noninterest income
$0Fiduciary activities
$4,678Service charges on deposit accounts
$0Trading account gains & fees
$1,868Additional noninterest income
$8,769Total noninterest expense
$2,903Salaries and employee benefits
$637Premises and equipment expense
$5,229Additional noninterest expense
$2,663Pre-tax net operating income
$0Securities gains (losses)
$0Applicable income taxes
$2,663Income before extraordinary items
$0Extraordinary gains - net
$2,663Net income attributable to bank
$0Net charge-offs
$0Cash dividends
$278Sale, conversion, retirement of capital stock, net
$486Net operating income
Performance and Condition Ratios (December 31, 2003)
Dollar figures in thousands
Performance Ratios (%, annualized)
4.25%Yield on earning assets
0.89%Cost of funding earning assets
3.36%Net interest margin
4.25%Noninterest income to earning assets
5.70%Noninterest expense to earning assets
1.60%Net operating income to assets
1.60%Return on assets (ROA)
1.60%Pretax return on assets
10.45%Return on equity (ROE)
8.54%Retained earnings to average equity (YTD only)
1.37%Net charge-offs to loans
102.52%Credit loss provision to net charge-offs
10.60%Efficiency ratio
74,840Assets per employee
2.70%Cash dividends to net income (YTD only)
Condition Ratios (%)
18.25%Loss allowance to loans
3.28%Loss allowance to noncurrent loans
53.26%Noncurrent assets plus other real estate owned to assets
0.74%Noncurrent loans to loans
6.16%Net loans and leases to deposits
13.84%Net loans and leases to core deposits
15.09%Equity capital to assets
15.21%Core capital (leverage) ratio
12.70%Tier 1 risk-based capital ratio
39.44%Total risk-based capital ratio
Memoranda
$41Average assets
$166,125Average earning assets
$25,486Average equity
$153,975Average loans
Comment about this bank, ask questions, or add new information about it:
This web site is not associated with, endorsed by, or sponsored by and has no official or unofficial affiliation with Eisenhower National Bank.
Based on public records. Inadvertent errors are possible. bankencyclopedia.com does not guarantee the accuracy or timeliness of any information on this site. Use at your own risk.
Comment about this bank, ask questions, or add new information about it: