Elmwood Federal Savings Bank in Media, Pennsylvania (PA)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of June 23, 1994

  • Elmwood Federal Savings Bank in Media, Pennsylvania (PA)
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Elmwood Federal Savings Bank - Overview

  • General
  • FDIC Certificate #: 29914
    Status: Inactive
    Closing history: Merger - Without Assistance
    Acquiring institution: Keystone Bank, National Association (#26007)
    Federal Reserve ID: 920676
    Date Established: January 01, 1913
    Bank Charter Class: Savings associations, state or federal charter, supervised by the Office of Thrift Supervision (OTS)
    OTS Docket #: 4323
    FDIC's unique #: 42748
    Numeric code: 33
    Regulator: OTS
    Insurance Fund Membership: Savings Association Insurance Fund (SAIF)
    FDIC Insured: Yes
    SAIF Insured: Yes
    Insured Savings Institution: Yes
    State Chartered: No
    Date of Deposit Insurance: January 17, 1940
    Last Structure Change Effective Date: June 23, 1994
    Last Structure Change Process Date: July 01, 1994
    Last Data Update: July 01, 1994
    Data Source Date: April 05, 2012
  • Location
  • Address: 112 Chesley Drive, Media, PA 19063
    County: Delaware
    Quarterly Banking Profile Region: New York
    FDIC Geographic Region: New York
    FDIC Supervisory Region: New York
    FDIC Field Office: Philadelphia
    Office of the Comptroller the Currency (OCC) District: Northeast
    Office of Thrift Supervision Region: Northeast
    Metropolitan Statistical Area (MSA): Philadelphia, PA-NJ (#6160)
    Consolidated Metropolitan Statistical Area (CMSA): Philadelphia-Wilmington-Atlantic City, PA-NJ-DE-MD (#77)
    Combined Statistical Area (CSA): Philadelphia-Camden-Vineland, PA-NJ-DE-MD (#428)
    Core Based Statistical Area (CBSA): Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (#37980)
    CBSA Metro Statistical Area: Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (#37980)
    Core Based Statistical Division: Philadelphia, PA (#37964)
  • Financial Summary
  • Total assets: $247.7 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Assets and Liabilities (December 31, 1993)

  • Dollar figures in thousands
  • 0Total employees (full-time equivalent)
  • $91Total assets
  • $252,023Cash and due from depository institutions
  • $8,016Interest-bearing balances
  • $4,391Securities
  • $66,836Federal funds sold & reverse repurchase agreements
  • $0Net loans & leases
  • $169,244Loan loss allowance
  • $1,325Trading account assets
  • $0Bank premises and fixed assets
  • $1,591Other real estate owned
  • $148Goodwill and other intangibles
  • $6,188Life insurance assets
  • $0All other assets
  • $0Total liabilities and capital
  • $252,023Total liabilities
  • $229,475Total deposits
  • $209,908Interest-bearing deposits
  • $209,908Deposits held in domestic offices
  • 209908.00%% insured (estimated)
  • $97Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $0Other borrowed funds
  • $17,158Subordinated debt
  • $0All other liabilities
  • $2,409Total equity capital
  • $2,409Total bank equity capital
  • $22,548Perpetual preferred stock
  • $0Common stock
  • $0Surplus
  • $11,079Undivided profits
  • Memoranda
  • $11,469Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $5,933Income earned, not collected on loans
  • $742Earning assets
  • $240,471Long-term assets (5+ years)
  • $0Average Assets, year-to-date
  • $257,423Average Assets, quarterly
  • $258,346Volatile liabilities
  • $31,439Insider loans
  • $242FHLB advances
  • $17,000Loans and leases held for sale
  • $0Unused loan commitments
  • $9,796Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $21,508Total risk weighted assets
  • $131,775Total unused commitments
  • $0Restructured Loans and leases
  • $0Derivatives

Income and Expense (December 31, 1993)

  • Dollar figures in thousands
  • $0Total interest income
  • $17,278Total interest expense
  • $8,268Net interest income
  • $9,010Provision for loan and lease losses
  • $201Total noninterest income
  • $1,438Fiduciary activities
  • $0Service charges on deposit accounts
  • $0Trading account gains & fees
  • $0Additional noninterest income
  • $1,438Total noninterest expense
  • $8,287Salaries and employee benefits
  • $3,137Premises and equipment expense
  • $1,313Additional noninterest expense
  • $3,837Pre-tax net operating income
  • $1,960Securities gains (losses)
  • -$1Applicable income taxes
  • $2,277Income before extraordinary items
  • -$318Extraordinary gains - net
  • $484Net income attributable to bank
  • $166Net charge-offs
  • $71Cash dividends
  • $0Sale, conversion, retirement of capital stock, net
  • $0Net operating income

Performance and Condition Ratios (December 31, 1993)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 0.00%Yield on earning assets
  • 7.10%Cost of funding earning assets
  • 3.40%Net interest margin
  • 3.70%Noninterest income to earning assets
  • 0.59%Noninterest expense to earning assets
  • 3.40%Net operating income to assets
  • -0.12%Return on assets (ROA)
  • 0.06%Pretax return on assets
  • 0.95%Return on equity (ROE)
  • 0.71%Retained earnings to average equity (YTD only)
  • 0.71%Net charge-offs to loans
  • 0.04%Credit loss provision to net charge-offs
  • 283.10%Efficiency ratio
  • 65,132Assets per employee
  • 2.77%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 0.00%Loss allowance to loans
  • 0.78%Loss allowance to noncurrent loans
  • 22.33%Noncurrent assets plus other real estate owned to assets
  • 2.41%Noncurrent loans to loans
  • 3.48%Net loans and leases to deposits
  • 80.63%Net loans and leases to core deposits
  • 86.51%Equity capital to assets
  • 8.95%Core capital (leverage) ratio
  • 8.57%Tier 1 risk-based capital ratio
  • 16.32%Total risk-based capital ratio
  • Memoranda
  • $17Average assets
  • $257,423Average earning assets
  • $23,397Average equity
  • $243,466Average loans

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