Enterprise National Bank of Jacksonville in Jacksonville, Florida (FL)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of January 15, 1997

  • Enterprise National Bank of Jacksonville in Jacksonville, Florida (FL)
  • Show street view No street view available for this location

Enterprise National Bank of Jacksonville - Overview

  • General
  • FDIC Certificate #: 27047
    Status: Inactive
    Closing history: Merger - Without Assistance
    Acquiring institution: Compass Bank (#33461)
    Federal Reserve ID: 854137
    Date Established: August 31, 1987
    Bank Charter Class: Commercial bank, national (federal) charter and Fed member, supervised by the Office of the Comptroller of the Currency (OCC)
    Offices: 3 (Interstate: No)
    OTS Docket #: 9813
    FDIC's unique #: 38559
    Numeric code: 3
    Regulator: OCC
    Insurance Fund Membership: Bank Insurance Fund (BIF)
    Bank Insurance Fund: Yes
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    State Chartered: No
    Date of Deposit Insurance: August 31, 1987
    Last Structure Change Effective Date: January 15, 1997
    Last Structure Change Process Date: Febuary 13, 1997
    Last Data Update: Febuary 13, 1997
    Data Source Date: April 05, 2012
  • Location
  • Address: 4190 Belfort Road, Suite 100, Jacksonville, FL 32216
    County: Duval
    Quarterly Banking Profile Region: Atlanta
    FDIC Geographic Region: Atlanta
    FDIC Supervisory Region: Atlanta
    FDIC Field Office: Gainesville
    Office of the Comptroller the Currency (OCC) District: Southwest
    Office of Thrift Supervision Region: Southeast
    Metropolitan Statistical Area (MSA): Jacksonville, FL (#3600)
    Core Based Statistical Area (CBSA): Jacksonville, FL (#27260)
    CBSA Metro Statistical Area: Jacksonville, FL (#27260)
  • Financial Summary
  • Total assets: $175.0 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Assets and Liabilities (December 31, 1996)

  • Dollar figures in thousands
  • 0Total employees (full-time equivalent)
  • $60Total assets
  • $175,012Cash and due from depository institutions
  • $20,320Interest-bearing balances
  • $133Securities
  • $16,802Federal funds sold & reverse repurchase agreements
  • $0Net loans & leases
  • $134,711Loan loss allowance
  • $1,051Trading account assets
  • $0Bank premises and fixed assets
  • $1,288Other real estate owned
  • $287Goodwill and other intangibles
  • $1,604Life insurance assets
  • $0All other assets
  • $0Total liabilities and capital
  • $175,012Total liabilities
  • $161,542Total deposits
  • $159,984Interest-bearing deposits
  • $126,092Deposits held in domestic offices
  • 159984.00%% insured (estimated)
  • $66Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $0Other borrowed funds
  • $0Subordinated debt
  • $0All other liabilities
  • $1,558Total equity capital
  • $1,558Total bank equity capital
  • $13,470Perpetual preferred stock
  • $0Common stock
  • $4,199Surplus
  • $4,373Undivided profits
  • Memoranda
  • $4,898Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $386Income earned, not collected on loans
  • $801Earning assets
  • $151,646Long-term assets (5+ years)
  • $14,169Average Assets, year-to-date
  • $164,441Average Assets, quarterly
  • $168,513Volatile liabilities
  • $31,911Insider loans
  • $5,630FHLB advances
  • $0Loans and leases held for sale
  • $0Unused loan commitments
  • $44,942Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $13,555Total risk weighted assets
  • $133,014Total unused commitments
  • $0Restructured Loans and leases
  • $0Derivatives

Income and Expense (December 31, 1996)

  • Dollar figures in thousands
  • $0Total interest income
  • $13,137Total interest expense
  • $5,486Net interest income
  • $7,651Provision for loan and lease losses
  • $133Total noninterest income
  • $627Fiduciary activities
  • $0Service charges on deposit accounts
  • $369Trading account gains & fees
  • $0Additional noninterest income
  • $258Total noninterest expense
  • $6,179Salaries and employee benefits
  • $2,897Premises and equipment expense
  • $821Additional noninterest expense
  • $2,461Pre-tax net operating income
  • $1,966Securities gains (losses)
  • -$29Applicable income taxes
  • $995Income before extraordinary items
  • $942Extraordinary gains - net
  • $0Net income attributable to bank
  • $942Net charge-offs
  • $255Cash dividends
  • $0Sale, conversion, retirement of capital stock, net
  • $843Net operating income

Performance and Condition Ratios (December 31, 1996)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 0.00%Yield on earning assets
  • 8.98%Cost of funding earning assets
  • 3.75%Net interest margin
  • 5.23%Noninterest income to earning assets
  • 0.43%Noninterest expense to earning assets
  • 4.23%Net operating income to assets
  • 0.58%Return on assets (ROA)
  • 0.57%Pretax return on assets
  • 1.18%Return on equity (ROE)
  • 7.44%Retained earnings to average equity (YTD only)
  • 7.44%Net charge-offs to loans
  • 0.20%Credit loss provision to net charge-offs
  • 52.16%Efficiency ratio
  • 74,644Assets per employee
  • 2.92%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 0.00%Loss allowance to loans
  • 0.77%Loss allowance to noncurrent loans
  • 272.28%Noncurrent assets plus other real estate owned to assets
  • 0.38%Noncurrent loans to loans
  • 0.28%Net loans and leases to deposits
  • 84.20%Net loans and leases to core deposits
  • 105.18%Equity capital to assets
  • 7.70%Core capital (leverage) ratio
  • 7.96%Tier 1 risk-based capital ratio
  • 10.19%Total risk-based capital ratio
  • Memoranda
  • $11Average assets
  • $164,441Average earning assets
  • $12,656Average equity
  • $146,235Average loans

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