Equitable Bank in Dallas, Texas (TX)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of April 10, 1996

  • Equitable Bank in Dallas, Texas (TX)
  • Show street view No street view available for this location

Equitable Bank - Overview

  • General
  • FDIC Certificate #: 22856
    Status: Inactive
    Closing history: Merger - Without Assistance
    Acquiring institution: Compass Bank-Dallas (#32700)
    Federal Reserve ID: 781251
    Date Established: May 07, 1979
    Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
    Offices: 6 (Interstate: No)
    FDIC's unique #: 15970
    Numeric code: 21
    Regulator: FDIC
    Insurance Fund Membership: Bank Insurance Fund (BIF)
    Bank Insurance Fund: Yes
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    State Chartered: Yes
    Date of Deposit Insurance: May 07, 1979
    Last Structure Change Effective Date: April 10, 1996
    Last Structure Change Process Date: May 07, 1996
    Last Data Update: May 07, 1996
    Data Source Date: April 05, 2012
  • Location
  • Address: 17218 Preston Road, Dallas, TX 75380
    County: Dallas
    Quarterly Banking Profile Region: Dallas
    FDIC Geographic Region: Dallas
    FDIC Supervisory Region: Dallas
    FDIC Field Office: Dallas
    Office of the Comptroller the Currency (OCC) District: Southwest
    Office of Thrift Supervision Region: West
    Metropolitan Statistical Area (MSA): Dallas, TX (#1920)
    Consolidated Metropolitan Statistical Area (CMSA): Dallas-Fort Worth, TX (#31)
    Combined Statistical Area (CSA): Dallas-Fort Worth, TX (#206)
    Core Based Statistical Area (CBSA): Dallas-Fort Worth-Arlington, TX (#19100)
    CBSA Metro Statistical Area: Dallas-Fort Worth-Arlington, TX (#19100)
    Core Based Statistical Division: Dallas-Plano-Irving, TX (#19124)
  • Financial Summary
  • Total assets: $191.5 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Assets and Liabilities (December 31, 1995)

  • Dollar figures in thousands
  • 0Total employees (full-time equivalent)
  • $89Total assets
  • $199,951Cash and due from depository institutions
  • $20,416Interest-bearing balances
  • $1Securities
  • $58,717Federal funds sold & reverse repurchase agreements
  • $14,965Net loans & leases
  • $96,139Loan loss allowance
  • $1,760Trading account assets
  • $0Bank premises and fixed assets
  • $6,550Other real estate owned
  • $376Goodwill and other intangibles
  • $2,788Life insurance assets
  • $0All other assets
  • $0Total liabilities and capital
  • $199,951Total liabilities
  • $188,218Total deposits
  • $171,130Interest-bearing deposits
  • $90,711Deposits held in domestic offices
  • 171130.00%% insured (estimated)
  • $72Federal funds purchased & repurchase agreements
  • $14,880Trading liabilities
  • $0Other borrowed funds
  • $548Subordinated debt
  • $0All other liabilities
  • $1,660Total equity capital
  • $1,660Total bank equity capital
  • $11,733Perpetual preferred stock
  • $0Common stock
  • $750Surplus
  • $7,291Undivided profits
  • Memoranda
  • $3,692Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $791Income earned, not collected on loans
  • $688Earning assets
  • $169,822Long-term assets (5+ years)
  • $11,538Average Assets, year-to-date
  • $183,487Average Assets, quarterly
  • $194,228Volatile liabilities
  • $29,028Insider loans
  • $1,411FHLB advances
  • $0Loans and leases held for sale
  • $914Unused loan commitments
  • $23,068Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $11,667Total risk weighted assets
  • $103,959Total unused commitments
  • $0Restructured Loans and leases
  • $0Derivatives

Income and Expense (December 31, 1995)

  • Dollar figures in thousands
  • $0Total interest income
  • $12,664Total interest expense
  • $3,907Net interest income
  • $8,757Provision for loan and lease losses
  • $624Total noninterest income
  • $3,191Fiduciary activities
  • $0Service charges on deposit accounts
  • $2,199Trading account gains & fees
  • $0Additional noninterest income
  • $992Total noninterest expense
  • $9,335Salaries and employee benefits
  • $4,838Premises and equipment expense
  • $1,713Additional noninterest expense
  • $2,784Pre-tax net operating income
  • $1,989Securities gains (losses)
  • -$19Applicable income taxes
  • $583Income before extraordinary items
  • $1,387Extraordinary gains - net
  • $0Net income attributable to bank
  • $1,387Net charge-offs
  • $347Cash dividends
  • $560Sale, conversion, retirement of capital stock, net
  • $0Net operating income

Performance and Condition Ratios (December 31, 1995)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 0.00%Yield on earning assets
  • 8.02%Cost of funding earning assets
  • 2.48%Net interest margin
  • 5.55%Noninterest income to earning assets
  • 2.02%Noninterest expense to earning assets
  • 5.91%Net operating income to assets
  • 0.76%Return on assets (ROA)
  • 0.76%Pretax return on assets
  • 1.07%Return on equity (ROE)
  • 12.20%Retained earnings to average equity (YTD only)
  • 7.27%Net charge-offs to loans
  • 0.39%Credit loss provision to net charge-offs
  • 179.83%Efficiency ratio
  • 78,130Assets per employee
  • 2.25%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 40.37%Loss allowance to loans
  • 1.80%Loss allowance to noncurrent loans
  • 222.50%Noncurrent assets plus other real estate owned to assets
  • 0.58%Noncurrent loans to loans
  • 0.81%Net loans and leases to deposits
  • 56.18%Net loans and leases to core deposits
  • 61.03%Equity capital to assets
  • 5.87%Core capital (leverage) ratio
  • 6.35%Tier 1 risk-based capital ratio
  • 11.22%Total risk-based capital ratio
  • Memoranda
  • $12Average assets
  • $183,487Average earning assets
  • $11,371Average equity
  • $157,832Average loans

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