Equity Bank for Savings, F.A. in Oklahoma City, Oklahoma (OK)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of May 26, 1994

  • Equity Bank for Savings, F.A. in Oklahoma City, Oklahoma (OK)
  • Show street view No street view available for this location

Equity Bank for Savings, F.A. - Overview

  • General
  • FDIC Certificate #: 31795
    Status: Inactive
    Closing history: Merger - Without Assistance
    Acquiring institution: Boatmen's National Bank of Oklahoma (#25270)
    Federal Reserve ID: 51673
    Date Established: January 01, 1975
    Bank Charter Class: Savings associations, state or federal charter, supervised by the Office of Thrift Supervision (OTS)
    OTS Docket #: 7474
    FDIC's unique #: 44629
    Numeric code: 37
    Regulator: OTS
    Insurance Fund Membership: Savings Association Insurance Fund (SAIF)
    FDIC Insured: Yes
    SAIF Insured: Yes
    Insured Savings Institution: Yes
    State Chartered: No
    Date of Deposit Insurance: January 13, 1976
    Last Structure Change Effective Date: May 26, 1994
    Last Structure Change Process Date: June 07, 1994
    Last Data Update: June 07, 1994
    Data Source Date: April 05, 2012
  • Location
  • Address: 100 Equity Tower, 1601 Northwest Expressway, Oklahoma City, OK 73118
    County: Oklahoma
    Quarterly Banking Profile Region: Dallas
    FDIC Geographic Region: Dallas
    FDIC Supervisory Region: Dallas
    FDIC Field Office: Oklahoma City
    Office of the Comptroller the Currency (OCC) District: Southwest
    Office of Thrift Supervision Region: West
    Metropolitan Statistical Area (MSA): Oklahoma City, OK (#5880)
    Combined Statistical Area (CSA): Oklahoma City-Shawnee, OK (#416)
    Core Based Statistical Area (CBSA): Oklahoma City, OK (#36420)
    CBSA Metro Statistical Area: Oklahoma City, OK (#36420)
  • Financial Summary
  • Total assets: $493.6 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Assets and Liabilities (December 31, 1993)

  • Dollar figures in thousands
  • 0Total employees (full-time equivalent)
  • $199Total assets
  • $541,137Cash and due from depository institutions
  • $16,191Interest-bearing balances
  • $14,817Securities
  • $226,589Federal funds sold & reverse repurchase agreements
  • $0Net loans & leases
  • $165,103Loan loss allowance
  • $5,300Trading account assets
  • $0Bank premises and fixed assets
  • $5,143Other real estate owned
  • $19,864Goodwill and other intangibles
  • $90,710Life insurance assets
  • $17,537All other assets
  • $0Total liabilities and capital
  • $541,137Total liabilities
  • $482,190Total deposits
  • $353,792Interest-bearing deposits
  • $336,096Deposits held in domestic offices
  • 353792.00%% insured (estimated)
  • $91Federal funds purchased & repurchase agreements
  • $38,721Trading liabilities
  • $0Other borrowed funds
  • $87,650Subordinated debt
  • $0All other liabilities
  • $2,027Total equity capital
  • $2,027Total bank equity capital
  • $58,947Perpetual preferred stock
  • $0Common stock
  • $1Surplus
  • $49,840Undivided profits
  • Memoranda
  • $9,106Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $1,939Income earned, not collected on loans
  • $819Earning assets
  • $406,509Long-term assets (5+ years)
  • $0Average Assets, year-to-date
  • $532,152Average Assets, quarterly
  • $531,373Volatile liabilities
  • $171,713Insider loans
  • $100FHLB advances
  • $87,650Loans and leases held for sale
  • $0Unused loan commitments
  • $7,041Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $38,829Total risk weighted assets
  • $274,820Total unused commitments
  • $0Restructured Loans and leases
  • $0Derivatives

Income and Expense (December 31, 1993)

  • Dollar figures in thousands
  • $0Total interest income
  • $29,659Total interest expense
  • $17,213Net interest income
  • $12,446Provision for loan and lease losses
  • $1,235Total noninterest income
  • $19,769Fiduciary activities
  • $0Service charges on deposit accounts
  • $0Trading account gains & fees
  • $0Additional noninterest income
  • $19,769Total noninterest expense
  • $24,589Salaries and employee benefits
  • $5,354Premises and equipment expense
  • $6,684Additional noninterest expense
  • $12,551Pre-tax net operating income
  • $6,391Securities gains (losses)
  • $2,133Applicable income taxes
  • $0Income before extraordinary items
  • $8,524Extraordinary gains - net
  • $0Net income attributable to bank
  • $8,524Net charge-offs
  • $1,130Cash dividends
  • $0Sale, conversion, retirement of capital stock, net
  • $0Net operating income

Performance and Condition Ratios (December 31, 1993)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 0.00%Yield on earning assets
  • 7.63%Cost of funding earning assets
  • 4.43%Net interest margin
  • 3.20%Noninterest income to earning assets
  • 5.09%Noninterest expense to earning assets
  • 6.33%Net operating income to assets
  • 1.20%Return on assets (ROA)
  • 1.60%Pretax return on assets
  • 1.60%Return on equity (ROE)
  • 15.58%Retained earnings to average equity (YTD only)
  • 15.58%Net charge-offs to loans
  • 0.66%Credit loss provision to net charge-offs
  • 109.29%Efficiency ratio
  • 63,067Assets per employee
  • 2.72%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 0.00%Loss allowance to loans
  • 3.11%Loss allowance to noncurrent loans
  • 273.34%Noncurrent assets plus other real estate owned to assets
  • 3.87%Noncurrent loans to loans
  • 1.14%Net loans and leases to deposits
  • 46.67%Net loans and leases to core deposits
  • 53.53%Equity capital to assets
  • 10.89%Core capital (leverage) ratio
  • 7.71%Tier 1 risk-based capital ratio
  • 14.13%Total risk-based capital ratio
  • Memoranda
  • $15Average assets
  • $532,152Average earning assets
  • $54,702Average equity
  • $388,714Average loans

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