Eureka Savings Bank, FSB in Eureka, Kansas (KS)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of August 31, 1993

  • Eureka Savings Bank, FSB in Eureka, Kansas (KS)
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Eureka Savings Bank, FSB - Overview

  • General
  • FDIC Certificate #: 27982
    Status: Inactive
    Closing history: Merger - Without Assistance
    Acquiring institution: First Bank, Federal Savings Bank (#28256)
    Federal Reserve ID: 722478
    Date Established: January 01, 1924
    Bank Charter Class: Savings associations, state or federal charter, supervised by the Office of Thrift Supervision (OTS)
    OTS Docket #: 671
    FDIC's unique #: 40816
    Numeric code: 33
    Regulator: OTS
    Insurance Fund Membership: Savings Association Insurance Fund (SAIF)
    FDIC Insured: Yes
    SAIF Insured: Yes
    Insured Savings Institution: Yes
    State Chartered: No
    Date of Deposit Insurance: November 08, 1935
    Last Structure Change Effective Date: August 31, 1993
    Last Structure Change Process Date: October 22, 1993
    Last Data Update: October 22, 1993
    Data Source Date: April 05, 2012
  • Location
  • Address: 116 E Third St, Eureka, KS 67045
    County: Greenwood
    Quarterly Banking Profile Region: Kansas City
    FDIC Geographic Region: Kansas City
    FDIC Supervisory Region: Kansas City
    FDIC Field Office: Wichita
    Office of the Comptroller the Currency (OCC) District: Midwest
    Office of Thrift Supervision Region: Western
  • Financial Summary
  • Total assets: $240.3 mil

Assets and Liabilities (December 31, 1992)

  • Dollar figures in thousands
  • 0Total employees (full-time equivalent)
  • $107Total assets
  • $287,340Cash and due from depository institutions
  • $3,223Interest-bearing balances
  • $1,900Securities
  • $144,061Federal funds sold & reverse repurchase agreements
  • $0Net loans & leases
  • $119,792Loan loss allowance
  • $1,032Trading account assets
  • $0Bank premises and fixed assets
  • $5,773Other real estate owned
  • $3,651Goodwill and other intangibles
  • $9,980Life insurance assets
  • $860All other assets
  • $0Total liabilities and capital
  • $287,340Total liabilities
  • $271,745Total deposits
  • $190,673Interest-bearing deposits
  • $181,242Deposits held in domestic offices
  • 190673.00%% insured (estimated)
  • $99Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $0Other borrowed funds
  • $79,112Subordinated debt
  • $0All other liabilities
  • $1,960Total equity capital
  • $1,960Total bank equity capital
  • $15,595Perpetual preferred stock
  • $298Common stock
  • $546Surplus
  • $2,896Undivided profits
  • Memoranda
  • $11,855Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $1,854Income earned, not collected on loans
  • $865Earning assets
  • $265,753Long-term assets (5+ years)
  • $0Average Assets, year-to-date
  • $276,751Average Assets, quarterly
  • $279,581Volatile liabilities
  • $84,419Insider loans
  • $0FHLB advances
  • $79,112Loans and leases held for sale
  • $0Unused loan commitments
  • $1,918Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $14,400Total risk weighted assets
  • $137,045Total unused commitments
  • $0Restructured Loans and leases
  • $0Derivatives

Income and Expense (December 31, 1992)

  • Dollar figures in thousands
  • $0Total interest income
  • $21,885Total interest expense
  • $14,036Net interest income
  • $7,849Provision for loan and lease losses
  • $492Total noninterest income
  • $4,031Fiduciary activities
  • $0Service charges on deposit accounts
  • $0Trading account gains & fees
  • $0Additional noninterest income
  • $4,031Total noninterest expense
  • $7,296Salaries and employee benefits
  • $2,689Premises and equipment expense
  • $1,391Additional noninterest expense
  • $3,216Pre-tax net operating income
  • $4,092Securities gains (losses)
  • $4,508Applicable income taxes
  • $3,345Income before extraordinary items
  • $5,255Extraordinary gains - net
  • -$29Net income attributable to bank
  • $5,226Net charge-offs
  • $346Cash dividends
  • $0Sale, conversion, retirement of capital stock, net
  • $193Net operating income

Performance and Condition Ratios (December 31, 1992)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 0.00%Yield on earning assets
  • 8.60%Cost of funding earning assets
  • 5.51%Net interest margin
  • 3.08%Noninterest income to earning assets
  • 1.58%Noninterest expense to earning assets
  • 2.87%Net operating income to assets
  • 0.86%Return on assets (ROA)
  • 1.89%Pretax return on assets
  • 3.10%Return on equity (ROE)
  • 42.11%Retained earnings to average equity (YTD only)
  • 42.11%Net charge-offs to loans
  • 0.23%Credit loss provision to net charge-offs
  • 142.20%Efficiency ratio
  • 58,485Assets per employee
  • 2.69%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 0.00%Loss allowance to loans
  • 0.85%Loss allowance to noncurrent loans
  • 55.66%Noncurrent assets plus other real estate owned to assets
  • 1.92%Noncurrent loans to loans
  • 1.53%Net loans and leases to deposits
  • 62.83%Net loans and leases to core deposits
  • 64.62%Equity capital to assets
  • 5.43%Core capital (leverage) ratio
  • 4.93%Tier 1 risk-based capital ratio
  • 10.51%Total risk-based capital ratio
  • Memoranda
  • $11Average assets
  • $276,751Average earning assets
  • $12,411Average equity
  • $254,563Average loans

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