EverTrust Bank in city_name, state_name - Detailed Financial Reports, Location

EverTrust Bank in City Of Industry, California (CA)
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EverTrust Bank routing number info

EverTrust Bank - Overview

General
FDIC Certificate #: 34010
Status: Active
Federal Reserve ID: 2297998
Bank Holding Company (Regulatory Top Holder): Industrial Bank Of Taiwan Co., Ltd., The (RSSDID: 3462494, Location: Taipei)
Date Established: May 03, 1995
WWW: http://www.evertrustbank.com
Trust Powers Granted: No
Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
Offices: 6 (Domestic: 6, Interstate: No)
FDIC's unique #: 55588
Numeric code: 21
Regulator: FDIC
Insurance Fund Membership: Deposit Insurance Fund (DIF)
Insured commercial Banks: Yes
FDIC Insured: Yes
Deposit Insurance Fund member: Yes
Ownership Type: Non-Stock
FFIEC Call Report 31 Filer: No
State Chartered: Yes
Subchapter S Corporations: No
Asset Concentration Hierarchy: Commercial Lending Specialization
Date of Deposit Insurance: May 03, 1995
Last Structure Change Effective Date: Febuary 10, 2012
Last Structure Change Process Date: Febuary 10, 2012
Last Data Update: Febuary 10, 2012
Data Source Date: April 05, 2012
Location
Address: Puente Hills Mall #700, 1600 South Azusa Avenue, City Of Industry, CA 91748
County: Los Angeles
Quarterly Banking Profile Region: San Francisco
FDIC Geographic Region: San Francisco
FDIC Supervisory Region: San Francisco
FDIC Field Office: Los Angeles (North)
Office of the Comptroller the Currency (OCC) District: Midwest
Office of Thrift Supervision Region: Western
Metropolitan Statistical Area (MSA): Los Angeles-Long Beach, CA (#4480)
Consolidated Metropolitan Statistical Area (CMSA): Los Angeles-Riverside-Orange County, CA (#49)
Combined Statistical Area (CSA): Los Angeles-Long Beach-Riverside, CA (#348)
Core Based Statistical Area (CBSA): Los Angeles-Long Beach-Santa Ana, CA (#31100)
CBSA Metro Statistical Area: Los Angeles-Long Beach-Santa Ana, CA (#31100)
Core Based Statistical Division: Los Angeles-Long Beach-Glendale, CA (#31084)
Financial Summary
Total assets: $483.5 mil
Equity capital: $113.9 mil
Deposits held in domestic offices: $332.8 mil
Return on assets (ROA): 0.86% ($4.2 mil)
Quarterly return on assets: 0.55% ($2.7 mil)
Return on Equity (ROE): 3.68% ($4.2 mil)
Quarterly return on equity: 2.34% ($2.7 mil)
Net income: $4.1 mil
Quarterly Net income: $0.7 mil
Pretax return on assets: 1.49% ($7,203.6 mil)
Quarterly Pretax return on assets: 1.06% ($5,124.7 mil)

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)

Dollar figures in thousands
69Total employees (full-time equivalent)
$483,463Total assets
$9,028Cash and due from depository institutions
$6,882Interest-bearing balances
$79,210Securities
$18,500Federal funds sold & reverse repurchase agreements
$304,205Net loans & leases
$8,158Loan loss allowance
$0Trading account assets
$767Bank premises and fixed assets
$7,420Other real estate owned
$38,844Goodwill and other intangibles
$483,463Life insurance assets
$25,489All other assets
$369,580Total liabilities and capital
$332,763Total liabilities
$304,584Total deposits
$332,763Interest-bearing deposits
$84Deposits held in domestic offices
0.00%% insured (estimated)
$0Federal funds purchased & repurchase agreements
$32,000Trading liabilities
$0Other borrowed funds
$4,817Subordinated debt
$113,883All other liabilities
$113,883Total equity capital
$113,883Total bank equity capital
$0Perpetual preferred stock
$108,402Common stock
$0Surplus
$5,481Undivided profits
Memoranda
$0Noncurrent loans and leases
$718Noncurrent loans that are wholly or partially guaranteed by the U.S. government
$12,091Income earned, not collected on loans
$0Earning assets
$1,600Long-term assets (5+ years)
$408,797Average Assets, year-to-date
$19,876Average Assets, quarterly
$477,563Volatile liabilities
$481,654Insider loans
$327,254FHLB advances
$443,091Loans and leases held for sale
$11,092Unused loan commitments
$0Tier 1 (core) risk-based capital
$72,115Tier 2 risk-based capital
$11,092Total risk weighted assets
$0Total unused commitments
$37,275Restructured Loans and leases
$0Derivatives

Income and Expense (December 31, 2011)

Dollar figures in thousands
$18,208Total interest income
$3,240Total interest expense
$14,968Net interest income
$1,240Provision for loan and lease losses
$2,506Total noninterest income
$0Fiduciary activities
$93Service charges on deposit accounts
$0Trading account gains & fees
$2,413Additional noninterest income
$10,355Total noninterest expense
$5,296Salaries and employee benefits
$1,606Premises and equipment expense
$3,453Additional noninterest expense
$5,879Pre-tax net operating income
$1,250Securities gains (losses)
$3,021Applicable income taxes
$4,108Income before extraordinary items
$0Extraordinary gains - net
$4,108Net income attributable to bank
$0Net charge-offs
$4,108Cash dividends
$309Sale, conversion, retirement of capital stock, net
$0Net operating income

Performance and Condition Ratios (December 31, 2011)

Dollar figures in thousands
Performance Ratios (%, annualized)
4.59%Yield on earning assets
0.82%Cost of funding earning assets
3.77%Net interest margin
0.63%Noninterest income to earning assets
2.61%Noninterest expense to earning assets
0.69%Net operating income to assets
0.86%Return on assets (ROA)
1.49%Pretax return on assets
3.68%Return on equity (ROE)
3.68%Retained earnings to average equity (YTD only)
0.10%Net charge-offs to loans
401.29%Credit loss provision to net charge-offs
23.04%Efficiency ratio
57,056Assets per employee
7.01%Cash dividends to net income (YTD only)
Condition Ratios (%)
0.00%Loss allowance to loans
2.61%Loss allowance to noncurrent loans
67.47%Noncurrent assets plus other real estate owned to assets
4.04%Noncurrent loans to loans
3.87%Net loans and leases to deposits
91.42%Net loans and leases to core deposits
100.03%Equity capital to assets
23.56%Core capital (leverage) ratio
16.28%Tier 1 risk-based capital ratio
22.04%Total risk-based capital ratio
Memoranda
$23Average assets
$477,563Average earning assets
$111,481Average equity
$396,923Average loans

List of branches

6 California Branches as of April 05, 2012

No	ID	Name	Address	Established	Service Type
0	55588	Evertrust Bank	Puente Hills Mall #700, 1600 South Azusa Avenue, City Of Industry, CA 91748	May 03, 1995	Full Service Brick and Mortar
1	290297	Alhambra Branch	200 South Garfield Avenue, Alhambra, CA 91801	May 12, 1997	Full Service Brick and Mortar
2	428106	Tustin Branch	3059 E. Edinger Avenue, Tustin, CA 92780	April 05, 2004	Full Service Brick and Mortar
3	432265	Rosemead Branch	3640 Rosemead Boulevard, Rosemead, CA 91770	September 20, 2004	Full Service Brick and Mortar
4	492913	Cupertino Branch	20510 Stevens Creek Blvd., Cupertino, CA 95014	September 08, 2008	Full Service Brick and Mortar
5	492914	Arcadia Branch	1228 S. Baldwin Ave, Arcadia, CA 91007	December 22, 2008	Full Service Brick and Mortar

EverTrust Bank in City Of Industry, California (CA)
Overview, Financial Summary, Detailed Financial Reports, Branches

EverTrust Bank - Overview

Assets and Liabilities (December 31, 2011)

Income and Expense (December 31, 2011)

Performance and Condition Ratios (December 31, 2011)

List of branches

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EverTrust Bank in City Of Industry, California (CA)Overview, Financial Summary, Detailed Financial Reports, Branches

EverTrust Bank - Overview

Assets and Liabilities (December 31, 2011)

Income and Expense (December 31, 2011)

Performance and Condition Ratios (December 31, 2011)

List of branches

Comment about this bank, ask questions, or add new information about it:

EverTrust Bank in City Of Industry, California (CA)
Overview, Financial Summary, Detailed Financial Reports, Branches