Evergreen Bank Group in Oak Brook, Illinois (IL)
Overview, Financial Summary, Detailed Financial Reports, Branches


  • Evergreen Bank Group in Oak Brook, Illinois (IL)
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Evergreen Bank Group routing number info

Evergreen Bank Group - Overview

  • General
  • FDIC Certificate #: 35230
    Status: Active
    Federal Reserve ID: 2834759
    Bank Holding Company (Regulatory Top Holder): Bancorp Financial, Inc. (RSSDID: 3477425, Location: Oak Brook, IL)
    Date Established: October 05, 1999
    WWW: http://www.evergreenbankgroup.com
    Trust Powers Granted: No
    Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
    Offices: 2 (Domestic: 2, Interstate: No)
    FDIC's unique #: 76786
    Numeric code: 21
    Regulator: FDIC
    Insurance Fund Membership: Deposit Insurance Fund (DIF)
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    Deposit Insurance Fund member: Yes
    Ownership Type: Non-Stock
    FFIEC Call Report 31 Filer: No
    State Chartered: Yes
    Subchapter S Corporations: No
    Asset Concentration Hierarchy: Consumer Lending Specialization
    Date of Deposit Insurance: October 05, 1999
    Last Structure Change Effective Date: July 02, 2008
    Last Structure Change Process Date: October 13, 2009
    Last Data Update: October 13, 2009
    Data Source Date: April 05, 2012
  • Location
  • Address: 1515 West 22nd Street, Suite 100w, Oak Brook, IL 60523
    County: Dupage
    Quarterly Banking Profile Region: Chicago
    FDIC Geographic Region: Chicago
    FDIC Supervisory Region: Chicago
    FDIC Field Office: Chicago
    Office of the Comptroller the Currency (OCC) District: Central
    Office of Thrift Supervision Region: Central
    Metropolitan Statistical Area (MSA): Chicago, IL (#1600)
    Consolidated Metropolitan Statistical Area (CMSA): Chicago-Gary-Kenosha, IL-IN-WI (#14)
    Combined Statistical Area (CSA): Chicago-Naperville-Michigan City, IL-IN-WI (#176)
    Core Based Statistical Area (CBSA): Chicago-Joliet-Naperville, IL-IN-WI (#16980)
    CBSA Metro Statistical Area: Chicago-Joliet-Naperville, IL-IN-WI (#16980)
    Core Based Statistical Division: Chicago-Joliet-Naperville, IL (#16974)
  • Financial Summary
  • Total assets: $392.5 mil
    Equity capital: $40.6 mil
    Deposits held in domestic offices: $350.7 mil
    Return on assets (ROA): 0.64% ($2.5 mil)
    Quarterly return on assets: 0.62% ($2.4 mil)
    Return on Equity (ROE): 6.37% ($2.6 mil)
    Quarterly return on equity: 5.96% ($2.4 mil)
    Net income: $2.5 mil
    Quarterly Net income: $0.6 mil
    Pretax return on assets: 0.97% ($3,807.5 mil)
    Quarterly Pretax return on assets: 0.93% ($3,650.5 mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)

  • Dollar figures in thousands
  • 61Total employees (full-time equivalent)
  • $392,527Total assets
  • $21,520Cash and due from depository institutions
  • $7,294Interest-bearing balances
  • $76,593Securities
  • $8,695Federal funds sold & reverse repurchase agreements
  • $277,740Net loans & leases
  • $6,033Loan loss allowance
  • $0Trading account assets
  • $1,983Bank premises and fixed assets
  • $1,125Other real estate owned
  • $0Goodwill and other intangibles
  • $392,527Life insurance assets
  • $4,871All other assets
  • $351,920Total liabilities and capital
  • $350,672Total liabilities
  • $335,179Total deposits
  • $350,672Interest-bearing deposits
  • $88Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $0Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $0Other borrowed funds
  • $1,248Subordinated debt
  • $40,607All other liabilities
  • $40,607Total equity capital
  • $40,607Total bank equity capital
  • $0Perpetual preferred stock
  • $1Common stock
  • $35,966Surplus
  • $4,640Undivided profits
  • Memoranda
  • $0Noncurrent loans and leases
  • $1,456Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $3,895Income earned, not collected on loans
  • $0Earning assets
  • $1,450Long-term assets (5+ years)
  • $370,322Average Assets, year-to-date
  • $167,340Average Assets, quarterly
  • $385,575Volatile liabilities
  • $389,797Insider loans
  • $303,063FHLB advances
  • $402,413Loans and leases held for sale
  • $0Unused loan commitments
  • $0Tier 1 (core) risk-based capital
  • $40,248Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $0Total unused commitments
  • $32,791Restructured Loans and leases
  • $7,372Derivatives

Income and Expense (December 31, 2011)

  • Dollar figures in thousands
  • $21,190Total interest income
  • $4,431Total interest expense
  • $16,759Net interest income
  • $4,040Provision for loan and lease losses
  • $765Total noninterest income
  • $0Fiduciary activities
  • $159Service charges on deposit accounts
  • $0Trading account gains & fees
  • $606Additional noninterest income
  • $10,107Total noninterest expense
  • $4,267Salaries and employee benefits
  • $940Premises and equipment expense
  • $4,900Additional noninterest expense
  • $3,377Pre-tax net operating income
  • $346Securities gains (losses)
  • $1,264Applicable income taxes
  • $2,459Income before extraordinary items
  • $0Extraordinary gains - net
  • $2,459Net income attributable to bank
  • $0Net charge-offs
  • $2,459Cash dividends
  • $3,608Sale, conversion, retirement of capital stock, net
  • $0Net operating income

Performance and Condition Ratios (December 31, 2011)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 5.84%Yield on earning assets
  • 1.22%Cost of funding earning assets
  • 4.62%Net interest margin
  • 0.21%Noninterest income to earning assets
  • 2.78%Noninterest expense to earning assets
  • 0.58%Net operating income to assets
  • 0.64%Return on assets (ROA)
  • 0.97%Pretax return on assets
  • 6.37%Return on equity (ROE)
  • 6.37%Retained earnings to average equity (YTD only)
  • 1.29%Net charge-offs to loans
  • 111.97%Credit loss provision to net charge-offs
  • 2.06%Efficiency ratio
  • 57,675Assets per employee
  • 6.43%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 0.00%Loss allowance to loans
  • 2.13%Loss allowance to noncurrent loans
  • 154.89%Noncurrent assets plus other real estate owned to assets
  • 1.28%Noncurrent loans to loans
  • 1.37%Net loans and leases to deposits
  • 79.20%Net loans and leases to core deposits
  • 93.42%Equity capital to assets
  • 10.35%Core capital (leverage) ratio
  • 10.00%Tier 1 risk-based capital ratio
  • 13.28%Total risk-based capital ratio
  • Memoranda
  • $15Average assets
  • $385,575Average earning assets
  • $38,599Average equity
  • $362,968Average loans

List of branches

  • 2 Illinois Branches as of April 05, 2012
    • NoIDNameAddressEstablishedService TypeMap
    076786Evergreen Bank Group1515 West 22nd Street, Suite 100w, Oak Brook, IL 60523October 05, 1999Full Service Brick and Mortar
    1465238Evergreen Park Branch3842 West 95th Street, Evergreen Park, IL 60805May 01, 2007Full Service Brick and Mortar

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