FDIC Certificate #: 13241 Status: Inactive Closing history: Merger - Without Assistance Acquiring institution:Baylake Bank (#13060) Federal Reserve ID: 996242 Date Established: May 10, 1915 Bank Charter Class: Commercial bank, national (federal) charter and Fed member, supervised by the Office of the Comptroller of the Currency (OCC) Offices: 4 (Interstate: No) FDIC's unique #: 8376 Numeric code: 3 Regulator: OCC Insurance Fund Membership: Bank Insurance Fund (BIF) Bank Insurance Fund: Yes Insured commercial Banks: Yes FDIC Insured: Yes State Chartered: No Date of Deposit Insurance: January 01, 1934 Last Structure Change Effective Date: March 15, 1999 Last Structure Change Process Date: March 18, 1999 Last Data Update: March 18, 1999 Data Source Date: April 05, 2012
Location
Address: 602 Main, Poysippi, WI 54967 County: Waushara Quarterly Banking Profile Region: Chicago FDIC Geographic Region: Chicago FDIC Supervisory Region: Chicago FDIC Field Office: Appleton Office of the Comptroller the Currency (OCC) District: Central Office of Thrift Supervision Region: Central
Financial Summary
Total assets: $105.6 mil
1992 - 1999 Historical total assets, liabilities and capital ($ mil)
Historical Total Incomes ($ mil)
Historical Total Expenses ($ mil)
Historical total employees (full-time equivalent)
Assets and Liabilities (December 31, 1998)
Dollar figures in thousands
28Total employees (full-time equivalent)
$105,615Total assets
$2,515Cash and due from depository institutions
$0Interest-bearing balances
$703Securities
$24,700Federal funds sold & reverse repurchase agreements
$70,450Net loans & leases
$6,621Loan loss allowance
$0Trading account assets
$1,140Bank premises and fixed assets
$160Other real estate owned
$4,240Goodwill and other intangibles
$0Life insurance assets
$1,707All other assets
$105,615Total liabilities and capital
$95,411Total liabilities
$93,993Total deposits
$88,746Interest-bearing deposits
$93,993Deposits held in domestic offices
0.00%% insured (estimated)
$0Federal funds purchased & repurchase agreements
$0Trading liabilities
$0Other borrowed funds
$0Subordinated debt
$1,418All other liabilities
$10,204Total equity capital
$10,204Total bank equity capital
$10,204Perpetual preferred stock
$3,160Common stock
$370Surplus
$6,630Undivided profits
Memoranda
$44Noncurrent loans and leases
$0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
$0Income earned, not collected on loans
$9,581Earning assets
$0Long-term assets (5+ years)
$439Average Assets, year-to-date
$95,853Average Assets, quarterly
$2,393Volatile liabilities
$107,391Insider loans
$101,870FHLB advances
$8,019Loans and leases held for sale
$79Unused loan commitments
$0Tier 1 (core) risk-based capital
$0Tier 2 risk-based capital
$0Total risk weighted assets
$8,692Total unused commitments
$0Restructured Loans and leases
$62,905Derivatives
Income and Expense (December 31, 1998)
Dollar figures in thousands
$2,026Total interest income
$1,235Total interest expense
$791Net interest income
$300Provision for loan and lease losses
$159Total noninterest income
$0Fiduciary activities
$52Service charges on deposit accounts
$0Trading account gains & fees
$107Additional noninterest income
$584Total noninterest expense
$183Salaries and employee benefits
$144Premises and equipment expense
$257Additional noninterest expense
$66Pre-tax net operating income
$0Securities gains (losses)
$22Applicable income taxes
$44Income before extraordinary items
$0Extraordinary gains - net
$44Net income attributable to bank
$0Net charge-offs
$0Cash dividends
$3,861Sale, conversion, retirement of capital stock, net
$124Net operating income
Performance and Condition Ratios (December 31, 1998)
Dollar figures in thousands
Performance Ratios (%, annualized)
2.07%Yield on earning assets
1.26%Cost of funding earning assets
0.81%Net interest margin
0.16%Noninterest income to earning assets
0.60%Noninterest expense to earning assets
0.04%Net operating income to assets
0.04%Return on assets (ROA)
0.06%Pretax return on assets
0.77%Return on equity (ROE)
-1.40%Retained earnings to average equity (YTD only)
4.36%Net charge-offs to loans
7.77%Credit loss provision to net charge-offs
0.09%Efficiency ratio
53,895Assets per employee
3.77%Cash dividends to net income (YTD only)
Condition Ratios (%)
281.82%Loss allowance to loans
8.59%Loss allowance to noncurrent loans
69.11%Noncurrent assets plus other real estate owned to assets
9.22%Noncurrent loans to loans
12.43%Net loans and leases to deposits
74.95%Net loans and leases to core deposits
81.94%Equity capital to assets
9.66%Core capital (leverage) ratio
5.88%Tier 1 risk-based capital ratio
9.48%Total risk-based capital ratio
Memoranda
$11Average assets
$107,391Average earning assets
$5,717Average equity
$97,705Average loans
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