F&M Bank-Central in Stevens Point, Wisconsin (WI)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of January 03, 2000

F&M Bank-Central in Stevens Point, Wisconsin (WI)
Show street view No street view available for this location

F&M Bank-Central - Overview

General
FDIC Certificate #: 22108
Status: Inactive
Closing history: Merger - Without Assistance
Acquiring institution: F & M Bank-Wisconsin (#5305)
Federal Reserve ID: 135041
Date Established: September 08, 1975
Bank Charter Class: Commercial bank, state charter and Fed member, supervised by the Federal Reserve (FRB)
Offices: 5 (Interstate: No)
OTS Docket #: 13226
FDIC's unique #: 15356
Numeric code: 13
Regulator: FED
Insurance Fund Membership: Bank Insurance Fund (BIF)
Bank Insurance Fund: Yes
Insured commercial Banks: Yes
FDIC Insured: Yes
State Chartered: Yes
Date of Deposit Insurance: September 08, 1975
Last Structure Change Effective Date: January 03, 2000
Last Structure Change Process Date: March 29, 2000
Last Data Update: March 29, 2000
Data Source Date: April 05, 2012
Location
Address: 5597 Highway Ten East, Stevens Point, WI 54481
County: Portage
Quarterly Banking Profile Region: Chicago
FDIC Geographic Region: Chicago
FDIC Supervisory Region: Chicago
FDIC Field Office: Appleton
Office of the Comptroller the Currency (OCC) District: Central
Office of Thrift Supervision Region: Central
Core Based Statistical Area (CBSA): Stevens Point, WI (#44620)
CBSA Micro Statistical Area: Yes
Financial Summary
Total assets: $141.0 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 1999)

Dollar figures in thousands
50Total employees (full-time equivalent)
$141,011Total assets
$4,016Cash and due from depository institutions
$9Interest-bearing balances
$26,241Securities
$0Federal funds sold & reverse repurchase agreements
$101,788Net loans & leases
$1,394Loan loss allowance
$0Trading account assets
$3,959Bank premises and fixed assets
$147Other real estate owned
$2,989Goodwill and other intangibles
$0Life insurance assets
$1,871All other assets
$141,011Total liabilities and capital
$127,364Total liabilities
$106,486Total deposits
$89,723Interest-bearing deposits
$106,486Deposits held in domestic offices
0.00%% insured (estimated)
$2,299Federal funds purchased & repurchase agreements
$0Trading liabilities
$18,000Other borrowed funds
$0Subordinated debt
$579All other liabilities
$13,647Total equity capital
$13,647Total bank equity capital
$13,647Perpetual preferred stock
$0Common stock
$425Surplus
$9,225Undivided profits
Memoranda
$3,997Noncurrent loans and leases
$14,170Noncurrent loans that are wholly or partially guaranteed by the U.S. government
$0Income earned, not collected on loans
$397Earning assets
$0Long-term assets (5+ years)
$825Average Assets, year-to-date
$128,038Average Assets, quarterly
$15,294Volatile liabilities
$132,292Insider loans
$139,379FHLB advances
$27,825Loans and leases held for sale
$375Unused loan commitments
$0Tier 1 (core) risk-based capital
$0Tier 2 risk-based capital
$240Total risk weighted assets
$14,170Total unused commitments
$0Restructured Loans and leases
$1,390Derivatives

Income and Expense (December 31, 1999)

Dollar figures in thousands
$9,504Total interest income
$4,651Total interest expense
$4,853Net interest income
$603Provision for loan and lease losses
$802Total noninterest income
$0Fiduciary activities
$299Service charges on deposit accounts
$0Trading account gains & fees
$503Additional noninterest income
$3,946Total noninterest expense
$1,859Salaries and employee benefits
$473Premises and equipment expense
$1,614Additional noninterest expense
$1,106Pre-tax net operating income
-$162Securities gains (losses)
$200Applicable income taxes
$744Income before extraordinary items
$0Extraordinary gains - net
$744Net income attributable to bank
$0Net charge-offs
$0Cash dividends
$88Sale, conversion, retirement of capital stock, net
$0Net operating income

Performance and Condition Ratios (December 31, 1999)

Dollar figures in thousands
Performance Ratios (%, annualized)
7.93%Yield on earning assets
3.88%Cost of funding earning assets
4.05%Net interest margin
0.67%Noninterest income to earning assets
3.29%Noninterest expense to earning assets
0.66%Net operating income to assets
0.56%Return on assets (ROA)
0.71%Pretax return on assets
5.86%Return on equity (ROE)
5.86%Retained earnings to average equity (YTD only)
0.09%Net charge-offs to loans
685.23%Credit loss provision to net charge-offs
19.42%Efficiency ratio
62,953Assets per employee
2.82%Cash dividends to net income (YTD only)
Condition Ratios (%)
0.00%Loss allowance to loans
1.35%Loss allowance to noncurrent loans
351.13%Noncurrent assets plus other real estate owned to assets
0.39%Noncurrent loans to loans
0.38%Net loans and leases to deposits
95.59%Net loans and leases to core deposits
106.07%Equity capital to assets
9.68%Core capital (leverage) ratio
7.79%Tier 1 risk-based capital ratio
9.72%Total risk-based capital ratio
Memoranda
$11Average assets
$132,292Average earning assets
$12,697Average equity
$119,839Average loans

Comment about this bank, ask questions, or add new information about it:

This web site is not associated with, endorsed by, or sponsored by and has no official or unofficial affiliation with F&M Bank-Central.
Based on public records. Inadvertent errors are possible.
bankencyclopedia.com does not guarantee the accuracy or timeliness of any information on this site. Use at your own risk.