F & M Bank-Lancaster in Lancaster, Wisconsin (WI)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of November 01, 1997

F & M Bank-Lancaster in Lancaster, Wisconsin (WI)
Show street view No street view available for this location

F & M Bank-Lancaster - Overview

General
FDIC Certificate #: 12792
Status: Inactive
Closing history: Merger - Without Assistance
Acquiring institution: F & M Bank-Fennimore (#16109)
Federal Reserve ID: 661540
Date Established: September 01, 1903
Bank Charter Class: Commercial bank, state charter and Fed member, supervised by the Federal Reserve (FRB)
Offices: 1 (Interstate: No)
OTS Docket #: 10549
FDIC's unique #: 8104
Numeric code: 13
Regulator: FED
Insurance Fund Membership: Bank Insurance Fund (BIF)
Bank Insurance Fund: Yes
Insured commercial Banks: Yes
FDIC Insured: Yes
State Chartered: Yes
Date of Deposit Insurance: January 01, 1934
Last Structure Change Effective Date: November 01, 1997
Last Structure Change Process Date: December 12, 1997
Last Data Update: December 12, 1997
Data Source Date: April 05, 2012
Location
Address: 302 South Madison Street, Lancaster, WI 53813
County: Grant
Quarterly Banking Profile Region: Chicago
FDIC Geographic Region: Chicago
FDIC Supervisory Region: Chicago
FDIC Field Office: Madison
Office of the Comptroller the Currency (OCC) District: Central
Office of Thrift Supervision Region: Central
Core Based Statistical Area (CBSA): Platteville, WI (#38420)
CBSA Micro Statistical Area: Yes
Financial Summary
Total assets: $43.3 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Assets and Liabilities (December 31, 1996)

Dollar figures in thousands
0Total employees (full-time equivalent)
$16Total assets
$42,406Cash and due from depository institutions
$2,003Interest-bearing balances
$63Securities
$8,912Federal funds sold & reverse repurchase agreements
$1,971Net loans & leases
$27,430Loan loss allowance
$357Trading account assets
$0Bank premises and fixed assets
$1,624Other real estate owned
$0Goodwill and other intangibles
$466Life insurance assets
$0All other assets
$0Total liabilities and capital
$42,406Total liabilities
$39,167Total deposits
$36,958Interest-bearing deposits
$30,801Deposits held in domestic offices
36958.00%% insured (estimated)
$88Federal funds purchased & repurchase agreements
$631Trading liabilities
$0Other borrowed funds
$1,000Subordinated debt
$0All other liabilities
$578Total equity capital
$578Total bank equity capital
$3,239Perpetual preferred stock
$0Common stock
$450Surplus
$2,300Undivided profits
Memoranda
$489Noncurrent loans and leases
$0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
$525Income earned, not collected on loans
$272Earning assets
$38,376Long-term assets (5+ years)
$6,829Average Assets, year-to-date
$40,447Average Assets, quarterly
$42,137Volatile liabilities
$3,336Insider loans
$618FHLB advances
$0Loans and leases held for sale
$0Unused loan commitments
$4,324Tier 1 (core) risk-based capital
$0Tier 2 risk-based capital
$3,241Total risk weighted assets
$30,587Total unused commitments
$0Restructured Loans and leases
$0Derivatives

Income and Expense (December 31, 1996)

Dollar figures in thousands
$0Total interest income
$3,003Total interest expense
$1,517Net interest income
$1,486Provision for loan and lease losses
$20Total noninterest income
$221Fiduciary activities
$0Service charges on deposit accounts
$98Trading account gains & fees
$0Additional noninterest income
$123Total noninterest expense
$1,118Salaries and employee benefits
$565Premises and equipment expense
$146Additional noninterest expense
$407Pre-tax net operating income
$569Securities gains (losses)
$0Applicable income taxes
$110Income before extraordinary items
$459Extraordinary gains - net
$0Net income attributable to bank
$459Net charge-offs
$0Cash dividends
$300Sale, conversion, retirement of capital stock, net
$0Net operating income

Performance and Condition Ratios (December 31, 1996)

Dollar figures in thousands
Performance Ratios (%, annualized)
0.00%Yield on earning assets
8.12%Cost of funding earning assets
4.10%Net interest margin
4.02%Noninterest income to earning assets
0.60%Noninterest expense to earning assets
3.02%Net operating income to assets
1.13%Return on assets (ROA)
1.13%Pretax return on assets
1.41%Return on equity (ROE)
14.53%Retained earnings to average equity (YTD only)
5.03%Net charge-offs to loans
0.00%Credit loss provision to net charge-offs
0.00%Efficiency ratio
65,495Assets per employee
2.65%Cash dividends to net income (YTD only)
Condition Ratios (%)
65.36%Loss allowance to loans
1.28%Loss allowance to noncurrent loans
68.00%Noncurrent assets plus other real estate owned to assets
1.24%Noncurrent loans to loans
1.89%Net loans and leases to deposits
74.22%Net loans and leases to core deposits
80.08%Equity capital to assets
7.64%Core capital (leverage) ratio
7.75%Tier 1 risk-based capital ratio
10.60%Total risk-based capital ratio
Memoranda
$12Average assets
$40,447Average earning assets
$3,159Average equity
$36,990Average loans

Comment about this bank, ask questions, or add new information about it:

This web site is not associated with, endorsed by, or sponsored by and has no official or unofficial affiliation with F & M Bank-Lancaster.
Based on public records. Inadvertent errors are possible.
bankencyclopedia.com does not guarantee the accuracy or timeliness of any information on this site. Use at your own risk.