F & M Bank - Winnebago County in Omro, Wisconsin (WI)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of January 03, 2000

  • F & M Bank - Winnebago County in Omro, Wisconsin (WI)
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F & M Bank - Winnebago County - Overview

  • General
  • FDIC Certificate #: 8708
    Status: Inactive
    Closing history: Merger - Without Assistance
    Acquiring institution: F & M Bank-Wisconsin (#5305)
    Federal Reserve ID: 246648
    Date Established: January 01, 1892
    Bank Charter Class: Commercial bank, state charter and Fed member, supervised by the Federal Reserve (FRB)
    Offices: 3 (Interstate: No)
    FDIC's unique #: 5541
    Numeric code: 13
    Regulator: FED
    Insurance Fund Membership: Bank Insurance Fund (BIF)
    Bank Insurance Fund: Yes
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    State Chartered: Yes
    Date of Deposit Insurance: January 01, 1934
    Last Structure Change Effective Date: January 03, 2000
    Last Structure Change Process Date: March 29, 2000
    Last Data Update: March 29, 2000
    Data Source Date: April 05, 2012
  • Location
  • Address: 124 East Main Street, Omro, WI 54963
    County: Winnebago
    Quarterly Banking Profile Region: Chicago
    FDIC Geographic Region: Chicago
    FDIC Supervisory Region: Chicago
    FDIC Field Office: Appleton
    Office of the Comptroller the Currency (OCC) District: Central
    Office of Thrift Supervision Region: Central
    Metropolitan Statistical Area (MSA): Appleton-Oshkosh-Neenah, WI (#460)
    Combined Statistical Area (CSA): Appleton-Oshkosh-Neenah, WI (#118)
    Core Based Statistical Area (CBSA): Oshkosh-Neenah, WI (#36780)
    CBSA Metro Statistical Area: Oshkosh-Neenah, WI (#36780)
  • Financial Summary
  • Total assets: $104.7 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 1999)

  • Dollar figures in thousands
  • 35Total employees (full-time equivalent)
  • $104,744Total assets
  • $4,350Cash and due from depository institutions
  • $0Interest-bearing balances
  • $20,034Securities
  • $0Federal funds sold & reverse repurchase agreements
  • $77,203Net loans & leases
  • $1,064Loan loss allowance
  • $0Trading account assets
  • $1,334Bank premises and fixed assets
  • $710Other real estate owned
  • $0Goodwill and other intangibles
  • $0Life insurance assets
  • $1,113All other assets
  • $104,744Total liabilities and capital
  • $96,771Total liabilities
  • $91,806Total deposits
  • $79,028Interest-bearing deposits
  • $91,806Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $4,331Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $0Other borrowed funds
  • $0Subordinated debt
  • $634All other liabilities
  • $7,973Total equity capital
  • $7,973Total bank equity capital
  • $7,973Perpetual preferred stock
  • $0Common stock
  • $750Surplus
  • $4,150Undivided profits
  • Memoranda
  • $3,073Noncurrent loans and leases
  • $8,778Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $0Income earned, not collected on loans
  • $839Earning assets
  • $0Long-term assets (5+ years)
  • $453Average Assets, year-to-date
  • $97,237Average Assets, quarterly
  • $17,447Volatile liabilities
  • $102,221Insider loans
  • $103,483FHLB advances
  • $14,155Loans and leases held for sale
  • $450Unused loan commitments
  • $0Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $8,778Total unused commitments
  • $0Restructured Loans and leases
  • $949Derivatives

Income and Expense (December 31, 1999)

  • Dollar figures in thousands
  • $8,168Total interest income
  • $3,641Total interest expense
  • $4,527Net interest income
  • $505Provision for loan and lease losses
  • $624Total noninterest income
  • $0Fiduciary activities
  • $430Service charges on deposit accounts
  • $0Trading account gains & fees
  • $194Additional noninterest income
  • $2,951Total noninterest expense
  • $1,405Salaries and employee benefits
  • $239Premises and equipment expense
  • $1,307Additional noninterest expense
  • $1,695Pre-tax net operating income
  • -$86Securities gains (losses)
  • $401Applicable income taxes
  • $1,208Income before extraordinary items
  • $0Extraordinary gains - net
  • $1,208Net income attributable to bank
  • $0Net charge-offs
  • $0Cash dividends
  • $488Sale, conversion, retirement of capital stock, net
  • $1,300Net operating income

Performance and Condition Ratios (December 31, 1999)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 8.54%Yield on earning assets
  • 3.81%Cost of funding earning assets
  • 4.73%Net interest margin
  • 0.65%Noninterest income to earning assets
  • 3.08%Noninterest expense to earning assets
  • 1.24%Net operating income to assets
  • 1.18%Return on assets (ROA)
  • 1.57%Pretax return on assets
  • 14.45%Return on equity (ROE)
  • -1.10%Retained earnings to average equity (YTD only)
  • 0.64%Net charge-offs to loans
  • 103.48%Credit loss provision to net charge-offs
  • 4.51%Efficiency ratio
  • 57,290Assets per employee
  • 2.99%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 107.62%Loss allowance to loans
  • 1.36%Loss allowance to noncurrent loans
  • 126.82%Noncurrent assets plus other real estate owned to assets
  • 1.48%Noncurrent loans to loans
  • 1.07%Net loans and leases to deposits
  • 84.09%Net loans and leases to core deposits
  • 94.17%Equity capital to assets
  • 7.61%Core capital (leverage) ratio
  • 7.87%Tier 1 risk-based capital ratio
  • 10.80%Total risk-based capital ratio
  • Memoranda
  • $12Average assets
  • $102,221Average earning assets
  • $8,358Average equity
  • $95,681Average loans

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