FARMERS TRUST & SAVINGS BANK in city_name, state_name - Detailed Financial Reports, Location

FARMERS TRUST & SAVINGS BANK in Williamsburg, Iowa (IA)
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FARMERS TRUST & SAVINGS BANK routing number info

FARMERS TRUST & SAVINGS BANK - Overview

General
FDIC Certificate #: 14392
Status: Active
Federal Reserve ID: 382443
Bank Holding Company (Regulatory Top Holder): Fts Financial, Inc. (RSSDID: 1208483, Location: Williamsburg, IA)
Date Established: January 01, 1934
WWW: http://www.ftsbia.com
Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
Offices: 2 (Domestic: 2, Interstate: No)
OTS Docket #: 12433
FDIC's unique #: 8994
Numeric code: 21
Regulator: FDIC
Insurance Fund Membership: Deposit Insurance Fund (DIF)
Insured commercial Banks: Yes
FDIC Insured: Yes
Deposit Insurance Fund member: Yes
Agricultural lending institution: Yes
Ownership Type: Non-Stock
FFIEC Call Report 31 Filer: No
State Chartered: Yes
Subchapter S Corporations: Yes
Asset Concentration Hierarchy: Agricultural Specialization
Date of Deposit Insurance: May 01, 1934
Last Structure Change Effective Date: March 18, 2009
Last Structure Change Process Date: March 30, 2009
Last Data Update: March 30, 2009
Data Source Date: April 05, 2012
Location
Address: 510 Elm Street, Williamsburg, IA 52361
County: Iowa
Quarterly Banking Profile Region: Kansas City
FDIC Geographic Region: Kansas City
FDIC Supervisory Region: Kansas City
FDIC Field Office: Cedar Rapids
Office of the Comptroller the Currency (OCC) District: Midwest
Office of Thrift Supervision Region: Western
History of Changes
Name Change
Financial Summary
Total assets: $131.8 mil
Equity capital: $24.9 mil
Deposits held in domestic offices: $89.4 mil
Return on assets (ROA): 2.35% ($3.1 mil)
Quarterly return on assets: 1.45% ($1.9 mil)
Return on Equity (ROE): 12.97% ($3.2 mil)
Quarterly return on equity: 7.71% ($1.9 mil)
Net income: $3.1 mil
Quarterly Net income: $0.5 mil
Pretax return on assets: 2.48% ($3,268.0 mil)
Quarterly Pretax return on assets: 1.51% ($1,989.8 mil)

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)

Dollar figures in thousands
16Total employees (full-time equivalent)
$131,776Total assets
$2,521Cash and due from depository institutions
$980Interest-bearing balances
$52,704Securities
$0Federal funds sold & reverse repurchase agreements
$71,375Net loans & leases
$694Loan loss allowance
$0Trading account assets
$748Bank premises and fixed assets
$50Other real estate owned
$0Goodwill and other intangibles
$131,776Life insurance assets
$4,378All other assets
$106,866Total liabilities and capital
$89,430Total liabilities
$74,013Total deposits
$89,430Interest-bearing deposits
$77Deposits held in domestic offices
0.00%% insured (estimated)
$0Federal funds purchased & repurchase agreements
$14,740Trading liabilities
$0Other borrowed funds
$2,696Subordinated debt
$24,910All other liabilities
$24,910Total equity capital
$24,910Total bank equity capital
$0Perpetual preferred stock
$425Common stock
$2,075Surplus
$22,410Undivided profits
Memoranda
$0Noncurrent loans and leases
$0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
$390Income earned, not collected on loans
$0Earning assets
$913Long-term assets (5+ years)
$125,059Average Assets, year-to-date
$37,784Average Assets, quarterly
$130,579Volatile liabilities
$131,856Insider loans
$78,311FHLB advances
$132,709Loans and leases held for sale
$2,409Unused loan commitments
$2,409Tier 1 (core) risk-based capital
$23,951Tier 2 risk-based capital
$0Total risk weighted assets
$0Total unused commitments
$14,850Restructured Loans and leases
$1,081Derivatives

Income and Expense (December 31, 2011)

Dollar figures in thousands
$5,751Total interest income
$1,003Total interest expense
$4,748Net interest income
$140Provision for loan and lease losses
$745Total noninterest income
$0Fiduciary activities
$376Service charges on deposit accounts
$0Trading account gains & fees
$369Additional noninterest income
$2,584Total noninterest expense
$1,631Salaries and employee benefits
$192Premises and equipment expense
$761Additional noninterest expense
$2,769Pre-tax net operating income
$465Securities gains (losses)
$159Applicable income taxes
$3,075Income before extraordinary items
$0Extraordinary gains - net
$3,075Net income attributable to bank
$0Net charge-offs
$3,075Cash dividends
$219Sale, conversion, retirement of capital stock, net
$1,350Net operating income

Performance and Condition Ratios (December 31, 2011)

Dollar figures in thousands
Performance Ratios (%, annualized)
4.65%Yield on earning assets
0.81%Cost of funding earning assets
3.84%Net interest margin
0.60%Noninterest income to earning assets
2.09%Noninterest expense to earning assets
2.02%Net operating income to assets
2.35%Return on assets (ROA)
2.48%Pretax return on assets
12.97%Return on equity (ROE)
7.27%Retained earnings to average equity (YTD only)
0.30%Net charge-offs to loans
63.93%Credit loss provision to net charge-offs
13.28%Efficiency ratio
47,042Assets per employee
8.24%Cash dividends to net income (YTD only)
Condition Ratios (%)
43.90%Loss allowance to loans
0.96%Loss allowance to noncurrent loans
177.95%Noncurrent assets plus other real estate owned to assets
0.33%Noncurrent loans to loans
0.54%Net loans and leases to deposits
79.81%Net loans and leases to core deposits
84.12%Equity capital to assets
18.90%Core capital (leverage) ratio
18.05%Tier 1 risk-based capital ratio
30.58%Total risk-based capital ratio
Memoranda
$31Average assets
$130,579Average earning assets
$23,714Average equity
$123,706Average loans

Total Fiduciary and Related Assets (December 31, 2011)

Dollar figures in thousands
$1Total fiduciary and related assets
1Number of Fiduciary Accounts and Related Asset Accounts
YesFiduciary powers granted
YesFiduciary or related activity
$692Managed Assets
1Number of Accounts
$692Personal trust and agency accounts
$692Employee benefit-defined contribution accounts
$0Employee benefit-defined benefit accounts
$0Other retirement accounts
$0Corporate trust and agency accounts
$0Investment management agency accounts
$0Other fiduciary accounts
$0Fiduciary accounts held in foreign offices
$0Non-managed Assets
7Number of Accounts
$0Personal trust and agency accounts
$0Employee benefit-defined contribution accounts
$0Employee benefit-defined benefit accounts
$0Other retirement accounts
$0Corporate trust and agency accounts
$0Other fiduciary accounts
$0Fiduciary accounts held in foreign offices

List of branches

2 Iowa Branches as of April 05, 2012

No	ID	Name	Address	Established	Service Type	Map
0	8994	Farmers Trust & Savings Bank	510 Elm Street, Williamsburg, IA 52361	January 01, 1934	Full Service Brick and Mortar
1	231414	Detached Teller's Facility	505 Chatham Street, Williamsburg, IA 52361	June 01, 1976	Limited Service Facility

FARMERS TRUST & SAVINGS BANK in Williamsburg, Iowa (IA)
Overview, Financial Summary, Detailed Financial Reports, Branches

FARMERS TRUST & SAVINGS BANK - Overview

Assets and Liabilities (December 31, 2011)

Income and Expense (December 31, 2011)

Performance and Condition Ratios (December 31, 2011)

Total Fiduciary and Related Assets (December 31, 2011)

List of branches

Comment about this bank, ask questions, or add new information about it:

FARMERS TRUST & SAVINGS BANK in Williamsburg, Iowa (IA)Overview, Financial Summary, Detailed Financial Reports, Branches

FARMERS TRUST & SAVINGS BANK - Overview

Assets and Liabilities (December 31, 2011)

Income and Expense (December 31, 2011)

Performance and Condition Ratios (December 31, 2011)

Total Fiduciary and Related Assets (December 31, 2011)

List of branches

Comment about this bank, ask questions, or add new information about it:

FARMERS TRUST & SAVINGS BANK in Williamsburg, Iowa (IA)
Overview, Financial Summary, Detailed Financial Reports, Branches