FDIC Certificate #: 11731 Status: Active Federal Reserve ID: 601032 Date Established: July 01, 1915 WWW:http://www.fairviewstate.com Trust Powers Granted: No Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC Offices: 1 (Domestic: 1, Interstate: No) FDIC's unique #: 7502 Numeric code: 21 Regulator: FDIC Insurance Fund Membership: Deposit Insurance Fund (DIF) Insured commercial Banks: Yes FDIC Insured: Yes Deposit Insurance Fund member: Yes Ownership Type: Non-Stock FFIEC Call Report 31 Filer: No State Chartered: Yes Subchapter S Corporations: No Asset Concentration Hierarchy: Other Specialized Lending < 1 Billion Date of Deposit Insurance: January 01, 1934 Last Structure Change Effective Date: March 31, 2006 Last Structure Change Process Date: November 03, 2006 Last Data Update: November 03, 2006 Data Source Date: April 05, 2012
Location
Address: 420 Carter Street, Fairview, IL 61432 County: Fulton Quarterly Banking Profile Region: Chicago FDIC Geographic Region: Chicago FDIC Supervisory Region: Chicago FDIC Field Office: Springfield Il Office of the Comptroller the Currency (OCC) District: Central Office of Thrift Supervision Region: Central Combined Statistical Area (CSA): Peoria-Canton, IL (#426) Core Based Statistical Area (CBSA): Canton, IL (#15900) CBSA Micro Statistical Area: Yes
History of Changes
Change in Location
Merge BIF and SAIF Funds into DIF
Financial Summary
Total assets: $27.1 mil Equity capital: $3.2 mil Deposits held in domestic offices: $23.7 mil Return on assets (ROA): 0.46% ($0.1 mil) Quarterly return on assets: -0.08% (-$0.0 mil) Return on Equity (ROE): 3.79% ($0.1 mil) Quarterly return on equity: -0.61% (-$0.0 mil) Net income: $0.1 mil Quarterly Net income: -$0.0 mil Pretax return on assets: 0.46% ($124.5 mil) Quarterly Pretax return on assets: -0.08% (-$21.6 mil)
1992 - 1999 Historical total assets, liabilities and capital ($ mil)
2000 - 2011 Historical total assets, liabilities and capital ($ mil)
Historical Total Incomes ($ mil)
Historical Total Expenses ($ mil)
Historical total employees (full-time equivalent)
Assets and Liabilities (December 31, 2011)
Dollar figures in thousands
9Total employees (full-time equivalent)
$27,059Total assets
$2,567Cash and due from depository institutions
$997Interest-bearing balances
$14,085Securities
$520Federal funds sold & reverse repurchase agreements
$8,602Net loans & leases
$125Loan loss allowance
$0Trading account assets
$152Bank premises and fixed assets
$25Other real estate owned
$0Goodwill and other intangibles
$27,059Life insurance assets
$1,108All other assets
$23,810Total liabilities and capital
$23,678Total liabilities
$19,973Total deposits
$23,678Interest-bearing deposits
$93Deposits held in domestic offices
0.00%% insured (estimated)
$0Federal funds purchased & repurchase agreements
$0Trading liabilities
$0Other borrowed funds
$132Subordinated debt
$3,249All other liabilities
$3,249Total equity capital
$3,249Total bank equity capital
$0Perpetual preferred stock
$100Common stock
$400Surplus
$2,749Undivided profits
Memoranda
$0Noncurrent loans and leases
$0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
$218Income earned, not collected on loans
$0Earning assets
$189Long-term assets (5+ years)
$24,204Average Assets, year-to-date
$13,185Average Assets, quarterly
$24,744Volatile liabilities
$25,925Insider loans
$11,321FHLB advances
$25,949Loans and leases held for sale
$811Unused loan commitments
$811Tier 1 (core) risk-based capital
$2,978Tier 2 risk-based capital
$0Total risk weighted assets
$0Total unused commitments
$374Restructured Loans and leases
$121Derivatives
Income and Expense (December 31, 2011)
Dollar figures in thousands
$1,118Total interest income
$264Total interest expense
$854Net interest income
$38Provision for loan and lease losses
$69Total noninterest income
$0Fiduciary activities
$24Service charges on deposit accounts
$0Trading account gains & fees
$45Additional noninterest income
$773Total noninterest expense
$427Salaries and employee benefits
$123Premises and equipment expense
$223Additional noninterest expense
$112Pre-tax net operating income
$3Securities gains (losses)
$0Applicable income taxes
$115Income before extraordinary items
$0Extraordinary gains - net
$115Net income attributable to bank
$0Net charge-offs
$115Cash dividends
$73Sale, conversion, retirement of capital stock, net
$15Net operating income
Performance and Condition Ratios (December 31, 2011)
Dollar figures in thousands
Performance Ratios (%, annualized)
5.09%Yield on earning assets
1.20%Cost of funding earning assets
3.89%Net interest margin
0.31%Noninterest income to earning assets
3.52%Noninterest expense to earning assets
0.45%Net operating income to assets
0.46%Return on assets (ROA)
0.46%Pretax return on assets
3.79%Return on equity (ROE)
3.29%Retained earnings to average equity (YTD only)
0.78%Net charge-offs to loans
52.05%Credit loss provision to net charge-offs
2.05%Efficiency ratio
83,749Assets per employee
3.01%Cash dividends to net income (YTD only)
Condition Ratios (%)
13.04%Loss allowance to loans
1.43%Loss allowance to noncurrent loans
57.34%Noncurrent assets plus other real estate owned to assets
0.90%Noncurrent loans to loans
2.50%Net loans and leases to deposits
36.33%Net loans and leases to core deposits
38.58%Equity capital to assets
12.01%Core capital (leverage) ratio
11.48%Tier 1 risk-based capital ratio
26.31%Total risk-based capital ratio
Memoranda
$27Average assets
$24,744Average earning assets
$3,037Average equity
$21,965Average loans
List of branches
1 Illinois Branch as of April 05, 2012
No
ID
Name
Address
Established
Service Type
Map
0
7502
Fairview State Banking Company
420 Carter Street, Fairview, IL 61432
July 01, 1915
Full Service Brick and Mortar
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