Farmers Bank and Trust Company of Hanover in Hanover, Pennsylvania (PA)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of July 01, 1994

  • Farmers Bank and Trust Company of Hanover in Hanover, Pennsylvania (PA)
  • Show street view No street view available for this location

Farmers Bank and Trust Company of Hanover - Overview

  • General
  • FDIC Certificate #: 12995
    Status: Inactive
    Closing history: Merger - Without Assistance
    Acquiring institution: Dauphin Deposit Bank and Trust Company (#695)
    Federal Reserve ID: 159113
    Date Established: October 23, 1906
    Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
    Offices: 17 (Interstate: No)
    FDIC's unique #: 8213
    Numeric code: 21
    Regulator: FDIC
    Insurance Fund Membership: Bank Insurance Fund (BIF)
    Bank Insurance Fund: Yes
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    State Chartered: Yes
    Date of Deposit Insurance: January 01, 1934
    Last Structure Change Effective Date: July 01, 1994
    Last Structure Change Process Date: August 09, 1994
    Last Data Update: August 09, 1994
    Data Source Date: April 05, 2012
  • Location
  • Address: 13-19 Baltimore Street, Hanover, PA 17331
    County: York
    Quarterly Banking Profile Region: New York
    FDIC Geographic Region: New York
    FDIC Supervisory Region: New York
    FDIC Field Office: Harrisburg
    Office of the Comptroller the Currency (OCC) District: Northeast
    Office of Thrift Supervision Region: Northeast
    Metropolitan Statistical Area (MSA): York, PA (#9280)
    Combined Statistical Area (CSA): York-Hanover-Gettysburg, PA (#564)
    Core Based Statistical Area (CBSA): York-Hanover, PA (#49620)
    CBSA Metro Statistical Area: York-Hanover, PA (#49620)
  • Financial Summary
  • Total assets: $575.2 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Assets and Liabilities (December 31, 1993)

  • Dollar figures in thousands
  • 0Total employees (full-time equivalent)
  • $206Total assets
  • $615,914Cash and due from depository institutions
  • $15,717Interest-bearing balances
  • $0Securities
  • $221,399Federal funds sold & reverse repurchase agreements
  • $500Net loans & leases
  • $367,171Loan loss allowance
  • $9,293Trading account assets
  • $0Bank premises and fixed assets
  • $2,828Other real estate owned
  • $164Goodwill and other intangibles
  • $8,135Life insurance assets
  • $0All other assets
  • $0Total liabilities and capital
  • $615,914Total liabilities
  • $559,209Total deposits
  • $498,611Interest-bearing deposits
  • $461,627Deposits held in domestic offices
  • 498611.00%% insured (estimated)
  • $88Federal funds purchased & repurchase agreements
  • $51,642Trading liabilities
  • $0Other borrowed funds
  • $1,000Subordinated debt
  • $0All other liabilities
  • $7,956Total equity capital
  • $7,956Total bank equity capital
  • $56,705Perpetual preferred stock
  • $0Common stock
  • $6,029Surplus
  • $18,206Undivided profits
  • Memoranda
  • $32,470Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $1,360Income earned, not collected on loans
  • $1,265Earning assets
  • $589,070Long-term assets (5+ years)
  • $65,330Average Assets, year-to-date
  • $626,462Average Assets, quarterly
  • $617,676Volatile liabilities
  • $98,835Insider loans
  • $13,402FHLB advances
  • $0Loans and leases held for sale
  • $0Unused loan commitments
  • $78,100Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $56,705Total risk weighted assets
  • $371,046Total unused commitments
  • $0Restructured Loans and leases
  • $0Derivatives

Income and Expense (December 31, 1993)

  • Dollar figures in thousands
  • $0Total interest income
  • $44,435Total interest expense
  • $21,253Net interest income
  • $23,182Provision for loan and lease losses
  • $1,380Total noninterest income
  • $2,973Fiduciary activities
  • $831Service charges on deposit accounts
  • $1,119Trading account gains & fees
  • $0Additional noninterest income
  • $1,023Total noninterest expense
  • $12,903Salaries and employee benefits
  • $6,358Premises and equipment expense
  • $1,847Additional noninterest expense
  • $4,698Pre-tax net operating income
  • $11,872Securities gains (losses)
  • $2,106Applicable income taxes
  • $3,261Income before extraordinary items
  • $10,717Extraordinary gains - net
  • $0Net income attributable to bank
  • $10,717Net charge-offs
  • $696Cash dividends
  • $3,709Sale, conversion, retirement of capital stock, net
  • $0Net operating income

Performance and Condition Ratios (December 31, 1993)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 0.00%Yield on earning assets
  • 7.41%Cost of funding earning assets
  • 3.55%Net interest margin
  • 3.87%Noninterest income to earning assets
  • 0.50%Noninterest expense to earning assets
  • 2.15%Net operating income to assets
  • 1.45%Return on assets (ROA)
  • 1.71%Pretax return on assets
  • 2.23%Return on equity (ROE)
  • 20.13%Retained earnings to average equity (YTD only)
  • 13.17%Net charge-offs to loans
  • 0.18%Credit loss provision to net charge-offs
  • 198.28%Efficiency ratio
  • 49,333Assets per employee
  • 2.99%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 34.61%Loss allowance to loans
  • 2.47%Loss allowance to noncurrent loans
  • 683.31%Noncurrent assets plus other real estate owned to assets
  • 0.25%Noncurrent loans to loans
  • 0.36%Net loans and leases to deposits
  • 73.64%Net loans and leases to core deposits
  • 81.16%Equity capital to assets
  • 9.21%Core capital (leverage) ratio
  • 9.20%Tier 1 risk-based capital ratio
  • 15.28%Total risk-based capital ratio
  • Memoranda
  • $17Average assets
  • $626,462Average earning assets
  • $53,227Average equity
  • $599,407Average loans

Comment about this bank, ask questions, or add new information about it:

This web site is not associated with, endorsed by, or sponsored by and has no official or unofficial affiliation with Farmers Bank and Trust Company of Hanover.
Based on public records. Inadvertent errors are possible.
bankencyclopedia.com does not guarantee the accuracy or timeliness of any information on this site.  Use at your own risk.
Table of Contents