Farmers Bank of Lincoln in city_name, state_name - Detailed Financial Reports, Location

Farmers Bank of Lincoln in Lincoln, Missouri (MO)
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Farmers Bank of Lincoln routing number info

Farmers Bank of Lincoln - Overview

General
FDIC Certificate #: 8267
Status: Active
Federal Reserve ID: 742355
Bank Holding Company (Regulatory Top Holder): Lincoln Bancshares, Inc. (RSSDID: 1066094, Location: Lincoln, MO)
Date Established: January 11, 1890
WWW: http://www.fblmo.com
Trust Powers Granted: No
Bank Charter Class: Commercial bank, state charter and Fed member, supervised by the Federal Reserve (FRB)
Offices: 2 (Domestic: 2, Interstate: No)
OTS Docket #: 10998
FDIC's unique #: 5273
Numeric code: 13
Regulator: FED
Insurance Fund Membership: Deposit Insurance Fund (DIF)
Insured commercial Banks: Yes
FDIC Insured: Yes
Deposit Insurance Fund member: Yes
Ownership Type: Non-Stock
FFIEC Call Report 31 Filer: No
State Chartered: Yes
Subchapter S Corporations: Yes
Asset Concentration Hierarchy: All Other Specialization < 1 Billion
Date of Deposit Insurance: January 01, 1934
Last Structure Change Effective Date: March 31, 2006
Last Structure Change Process Date: November 03, 2006
Last Data Update: November 03, 2006
Data Source Date: April 05, 2012
Location
Address: Main And Highway 65, Lincoln, MO 65338
County: Benton
Quarterly Banking Profile Region: Kansas City
FDIC Geographic Region: Kansas City
FDIC Supervisory Region: Kansas City
FDIC Field Office: Columbia Mo
Office of the Comptroller the Currency (OCC) District: Midwest
Office of Thrift Supervision Region: West
History of Changes
Merge BIF and SAIF Funds into DIF
Financial Summary
Total assets: $90.4 mil
Equity capital: $9.2 mil
Deposits held in domestic offices: $74.3 mil
Return on assets (ROA): 1.44% ($1.3 mil)
Quarterly return on assets: 1.57% ($1.4 mil)
Return on Equity (ROE): 14.85% ($1.3 mil)
Quarterly return on equity: 15.75% ($1.4 mil)
Net income: $1.3 mil
Quarterly Net income: $0.4 mil
Pretax return on assets: 1.44% ($1,302.0 mil)
Quarterly Pretax return on assets: 1.57% ($1,419.5 mil)

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)

Dollar figures in thousands
23Total employees (full-time equivalent)
$90,415Total assets
$5,539Cash and due from depository institutions
$2,963Interest-bearing balances
$13,405Securities
$200Federal funds sold & reverse repurchase agreements
$66,809Net loans & leases
$848Loan loss allowance
$0Trading account assets
$1,872Bank premises and fixed assets
$642Other real estate owned
$0Goodwill and other intangibles
$90,415Life insurance assets
$1,948All other assets
$81,250Total liabilities and capital
$74,314Total liabilities
$62,889Total deposits
$74,314Interest-bearing deposits
$92Deposits held in domestic offices
0.00%% insured (estimated)
$0Federal funds purchased & repurchase agreements
$6,652Trading liabilities
$0Other borrowed funds
$284Subordinated debt
$9,165All other liabilities
$9,165Total equity capital
$9,165Total bank equity capital
$0Perpetual preferred stock
$50Common stock
$250Surplus
$8,865Undivided profits
Memoranda
$0Noncurrent loans and leases
$0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
$91Income earned, not collected on loans
$0Earning assets
$620Long-term assets (5+ years)
$83,377Average Assets, year-to-date
$9,548Average Assets, quarterly
$91,322Volatile liabilities
$90,393Insider loans
$59,023FHLB advances
$89,491Loans and leases held for sale
$492Unused loan commitments
$492Tier 1 (core) risk-based capital
$8,847Tier 2 risk-based capital
$0Total risk weighted assets
$0Total unused commitments
$3,144Restructured Loans and leases
$1,314Derivatives

Income and Expense (December 31, 2011)

Dollar figures in thousands
$4,422Total interest income
$1,094Total interest expense
$3,328Net interest income
$77Provision for loan and lease losses
$448Total noninterest income
$0Fiduciary activities
$289Service charges on deposit accounts
$0Trading account gains & fees
$159Additional noninterest income
$2,387Total noninterest expense
$1,204Salaries and employee benefits
$327Premises and equipment expense
$856Additional noninterest expense
$1,312Pre-tax net operating income
$0Securities gains (losses)
$0Applicable income taxes
$1,312Income before extraordinary items
$0Extraordinary gains - net
$1,312Net income attributable to bank
$0Net charge-offs
$1,312Cash dividends
$73Sale, conversion, retirement of capital stock, net
$886Net operating income

Performance and Condition Ratios (December 31, 2011)

Dollar figures in thousands
Performance Ratios (%, annualized)
5.23%Yield on earning assets
1.29%Cost of funding earning assets
3.94%Net interest margin
0.53%Noninterest income to earning assets
2.82%Noninterest expense to earning assets
1.44%Net operating income to assets
1.44%Return on assets (ROA)
1.44%Pretax return on assets
14.85%Return on equity (ROE)
4.82%Retained earnings to average equity (YTD only)
0.11%Net charge-offs to loans
105.48%Credit loss provision to net charge-offs
19.03%Efficiency ratio
63,215Assets per employee
3.93%Cash dividends to net income (YTD only)
Condition Ratios (%)
67.53%Loss allowance to loans
1.25%Loss allowance to noncurrent loans
931.87%Noncurrent assets plus other real estate owned to assets
0.81%Noncurrent loans to loans
0.13%Net loans and leases to deposits
89.90%Net loans and leases to core deposits
103.02%Equity capital to assets
10.14%Core capital (leverage) ratio
9.89%Tier 1 risk-based capital ratio
14.99%Total risk-based capital ratio
Memoranda
$16Average assets
$91,322Average earning assets
$8,835Average equity
$84,531Average loans

List of branches

2 Missouri Branches as of April 05, 2012

No	ID	Name	Address	Established	Service Type	Map
0	5273	Farmers Bank Of Lincoln	Main And Highway 65, Lincoln, MO 65338	January 11, 1890	Full Service Brick and Mortar
1	218213	Commercial St. And Highway 7 Branch	1695 Hilltop Drive, Warsaw, MO 65355	November 28, 1994	Full Service Brick and Mortar

Farmers Bank of Lincoln in Lincoln, Missouri (MO)
Overview, Financial Summary, Detailed Financial Reports, Branches

Farmers Bank of Lincoln - Overview

Assets and Liabilities (December 31, 2011)

Income and Expense (December 31, 2011)

Performance and Condition Ratios (December 31, 2011)

List of branches

Comment about this bank, ask questions, or add new information about it:

Farmers Bank of Lincoln in Lincoln, Missouri (MO)Overview, Financial Summary, Detailed Financial Reports, Branches

Farmers Bank of Lincoln - Overview

Assets and Liabilities (December 31, 2011)

Income and Expense (December 31, 2011)

Performance and Condition Ratios (December 31, 2011)

List of branches

Comment about this bank, ask questions, or add new information about it:

Farmers Bank of Lincoln in Lincoln, Missouri (MO)
Overview, Financial Summary, Detailed Financial Reports, Branches