Farmers & Merchants Bank in city_name, state_name - Detailed Financial Reports, Location

Farmers & Merchants Bank in Dublin, Georgia (GA)
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Farmers & Merchants Bank - Overview

General
FDIC Certificate #: 10059
Status: Inactive
Closing history: Merger - Without Assistance
Acquiring institution: Capital City Bank (#9622)
Federal Reserve ID: 57134
Date Established: July 06, 1910
WWW: http://www.fmb-online.com
Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
Offices: 3 (Interstate: No)
FDIC's unique #: 6431
Numeric code: 21
Regulator: FDIC
Insurance Fund Membership: Bank Insurance Fund (BIF)
Bank Insurance Fund: Yes
Insured commercial Banks: Yes
FDIC Insured: Yes
State Chartered: Yes
Date of Deposit Insurance: January 01, 1934
Last Structure Change Effective Date: October 16, 2004
Last Structure Change Process Date: November 03, 2004
Last Data Update: November 03, 2004
Data Source Date: April 05, 2012
Location
Address: 600 Bellevue Avenue, Dublin, GA 31021
County: Laurens
Quarterly Banking Profile Region: Atlanta
FDIC Geographic Region: Atlanta
FDIC Supervisory Region: Atlanta
FDIC Field Office: Albany Ga
Office of the Comptroller the Currency (OCC) District: Southwest
Office of Thrift Supervision Region: Southeast
Core Based Statistical Area (CBSA): Dublin, GA (#20140)
CBSA Micro Statistical Area: Yes
Financial Summary
Total assets: $390.2 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2003)

Dollar figures in thousands
79Total employees (full-time equivalent)
$394,140Total assets
$10,588Cash and due from depository institutions
$0Interest-bearing balances
$108,153Securities
$8,850Federal funds sold & reverse repurchase agreements
$257,662Net loans & leases
$4,137Loan loss allowance
$0Trading account assets
$4,051Bank premises and fixed assets
$65Other real estate owned
$0Goodwill and other intangibles
$0Life insurance assets
$4,771All other assets
$394,140Total liabilities and capital
$324,818Total liabilities
$293,027Total deposits
$260,710Interest-bearing deposits
$293,027Deposits held in domestic offices
0.00%% insured (estimated)
$5,058Federal funds purchased & repurchase agreements
$0Trading liabilities
$22,289Other borrowed funds
$0Subordinated debt
$4,444All other liabilities
$69,322Total equity capital
$69,322Total bank equity capital
$69,322Perpetual preferred stock
$0Common stock
$1,000Surplus
$9,000Undivided profits
Memoranda
$59,322Noncurrent loans and leases
$22,824Noncurrent loans that are wholly or partially guaranteed by the U.S. government
$0Income earned, not collected on loans
$5,313Earning assets
$0Long-term assets (5+ years)
$3,576Average Assets, year-to-date
$374,665Average Assets, quarterly
$50,409Volatile liabilities
$388,619Insider loans
$391,079FHLB advances
$62,902Loans and leases held for sale
$0Unused loan commitments
$21,197Tier 1 (core) risk-based capital
$0Tier 2 risk-based capital
$0Total risk weighted assets
$22,824Total unused commitments
$0Restructured Loans and leases
$3,760Derivatives

Income and Expense (December 31, 2003)

Dollar figures in thousands
$23,033Total interest income
$6,736Total interest expense
$16,297Net interest income
$450Provision for loan and lease losses
$2,280Total noninterest income
$0Fiduciary activities
$1,359Service charges on deposit accounts
$0Trading account gains & fees
$921Additional noninterest income
$6,786Total noninterest expense
$3,666Salaries and employee benefits
$840Premises and equipment expense
$2,280Additional noninterest expense
$11,341Pre-tax net operating income
$6Securities gains (losses)
$0Applicable income taxes
$11,347Income before extraordinary items
$0Extraordinary gains - net
$11,347Net income attributable to bank
$0Net charge-offs
$0Cash dividends
$210Sale, conversion, retirement of capital stock, net
$7,675Net operating income

Performance and Condition Ratios (December 31, 2003)

Dollar figures in thousands
Performance Ratios (%, annualized)
6.23%Yield on earning assets
1.82%Cost of funding earning assets
4.41%Net interest margin
0.62%Noninterest income to earning assets
1.83%Noninterest expense to earning assets
2.92%Net operating income to assets
2.92%Return on assets (ROA)
2.92%Pretax return on assets
16.47%Return on equity (ROE)
5.33%Retained earnings to average equity (YTD only)
0.08%Net charge-offs to loans
214.29%Credit loss provision to net charge-offs
56.15%Efficiency ratio
36,529Assets per employee
4.99%Cash dividends to net income (YTD only)
Condition Ratios (%)
67.64%Loss allowance to loans
1.58%Loss allowance to noncurrent loans
77.87%Noncurrent assets plus other real estate owned to assets
1.36%Noncurrent loans to loans
2.03%Net loans and leases to deposits
87.93%Net loans and leases to core deposits
107.24%Equity capital to assets
17.59%Core capital (leverage) ratio
17.21%Tier 1 risk-based capital ratio
22.26%Total risk-based capital ratio
Memoranda
$24Average assets
$388,619Average earning assets
$68,883Average equity
$369,931Average loans

Farmers & Merchants Bank in Dublin, Georgia (GA)
Overview, Financial Summary, Detailed Financial Reports, Branches

Farmers & Merchants Bank - Overview

Assets and Liabilities (December 31, 2003)

Income and Expense (December 31, 2003)

Performance and Condition Ratios (December 31, 2003)

Comment about this bank, ask questions, or add new information about it:

Farmers & Merchants Bank in Dublin, Georgia (GA)Overview, Financial Summary, Detailed Financial Reports, Branches

Farmers & Merchants Bank - Overview

Assets and Liabilities (December 31, 2003)

Income and Expense (December 31, 2003)

Performance and Condition Ratios (December 31, 2003)

Comment about this bank, ask questions, or add new information about it:

Farmers & Merchants Bank in Dublin, Georgia (GA)
Overview, Financial Summary, Detailed Financial Reports, Branches