FDIC Certificate #: 17423 Status: Inactive Closing history: Merger - Without Assistance Acquiring institution:Union Planters Bank, National Association (#4979) Federal Reserve ID: 642745 Date Established: December 28, 1901 Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC Offices: 1 (Interstate: No) OTS Docket #: 11360 FDIC's unique #: 11417 Numeric code: 21 Regulator: FDIC Insurance Fund Membership: Bank Insurance Fund (BIF) Bank Insurance Fund: Yes Insured commercial Banks: Yes FDIC Insured: Yes State Chartered: Yes Date of Deposit Insurance: April 15, 1955 Last Structure Change Effective Date: July 06, 1998 Last Structure Change Process Date: July 22, 1998 Last Data Update: July 22, 1998 Data Source Date: April 05, 2012
Location
Address: Third And Erwin Streets, Des Arc, AR 72040 County: Prairie Quarterly Banking Profile Region: Dallas FDIC Geographic Region: Dallas FDIC Supervisory Region: Dallas FDIC Field Office: Little Rock Office of the Comptroller the Currency (OCC) District: Southwest Office of Thrift Supervision Region: Western
Financial Summary
Total assets: $45.3 mil
1992 - 1999 Historical total assets, liabilities and capital ($ mil)
Historical Total Incomes ($ mil)
Historical Total Expenses ($ mil)
Assets and Liabilities (December 31, 1997)
Dollar figures in thousands
20Total employees (full-time equivalent)
$48,516Total assets
$2,372Cash and due from depository institutions
$1,199Interest-bearing balances
$11,766Securities
$1,070Federal funds sold & reverse repurchase agreements
$31,006Net loans & leases
$471Loan loss allowance
$0Trading account assets
$1,085Bank premises and fixed assets
$0Other real estate owned
$0Goodwill and other intangibles
$0Life insurance assets
$1,217All other assets
$48,516Total liabilities and capital
$39,262Total liabilities
$38,928Total deposits
$34,564Interest-bearing deposits
$38,928Deposits held in domestic offices
0.00%% insured (estimated)
$0Federal funds purchased & repurchase agreements
$0Trading liabilities
$0Other borrowed funds
$0Subordinated debt
$334All other liabilities
$9,254Total equity capital
$9,254Total bank equity capital
$9,254Perpetual preferred stock
$0Common stock
$788Surplus
$1,100Undivided profits
Memoranda
$7,366Noncurrent loans and leases
$0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
$0Income earned, not collected on loans
$385Earning assets
$0Long-term assets (5+ years)
$628Average Assets, year-to-date
$45,041Average Assets, quarterly
$3,681Volatile liabilities
$48,327Insider loans
$49,441FHLB advances
$5,935Loans and leases held for sale
$1,819Unused loan commitments
$0Tier 1 (core) risk-based capital
$0Tier 2 risk-based capital
$0Total risk weighted assets
$5,573Total unused commitments
$0Restructured Loans and leases
$33,644Derivatives
Income and Expense (December 31, 1997)
Dollar figures in thousands
$3,715Total interest income
$1,579Total interest expense
$2,136Net interest income
$150Provision for loan and lease losses
$327Total noninterest income
$0Fiduciary activities
$137Service charges on deposit accounts
$0Trading account gains & fees
$190Additional noninterest income
$1,643Total noninterest expense
$597Salaries and employee benefits
$146Premises and equipment expense
$900Additional noninterest expense
$670Pre-tax net operating income
$3Securities gains (losses)
$158Applicable income taxes
$515Income before extraordinary items
$0Extraordinary gains - net
$515Net income attributable to bank
$0Net charge-offs
$0Cash dividends
$125Sale, conversion, retirement of capital stock, net
$68Net operating income
Performance and Condition Ratios (December 31, 1997)
Dollar figures in thousands
Performance Ratios (%, annualized)
8.19%Yield on earning assets
3.48%Cost of funding earning assets
4.71%Net interest margin
0.72%Noninterest income to earning assets
3.62%Noninterest expense to earning assets
1.06%Net operating income to assets
1.07%Return on assets (ROA)
1.39%Pretax return on assets
5.67%Return on equity (ROE)
4.92%Retained earnings to average equity (YTD only)
0.42%Net charge-offs to loans
120.00%Credit loss provision to net charge-offs
6.56%Efficiency ratio
66,707Assets per employee
2.43%Cash dividends to net income (YTD only)
Condition Ratios (%)
13.20%Loss allowance to loans
1.50%Loss allowance to noncurrent loans
122.34%Noncurrent assets plus other real estate owned to assets
0.79%Noncurrent loans to loans
1.22%Net loans and leases to deposits
79.65%Net loans and leases to core deposits
93.98%Equity capital to assets
19.07%Core capital (leverage) ratio
18.56%Tier 1 risk-based capital ratio
27.25%Total risk-based capital ratio
Memoranda
$29Average assets
$48,327Average earning assets
$9,082Average equity
$45,341Average loans
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