Farmers' Stock Bank in Blackwater, Missouri (MO)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of June 25, 1993

  • Farmers' Stock Bank in Blackwater, Missouri (MO)
  • Show street view No street view available for this location

Farmers' Stock Bank - Overview

  • General
  • FDIC Certificate #: 8559
    Status: Inactive
    Closing history: Consolidated - Without Assistance
    Acquiring institution: Boonslick Bank (#33422)
    Federal Reserve ID: 763341
    Date Established: October 17, 1895
    Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
    Offices: 3 (Interstate: No)
    FDIC's unique #: 5465
    Numeric code: 21
    Regulator: FDIC
    Insurance Fund Membership: Bank Insurance Fund (BIF)
    Bank Insurance Fund: Yes
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    State Chartered: Yes
    Date of Deposit Insurance: January 01, 1934
    Last Structure Change Effective Date: June 25, 1993
    Last Structure Change Process Date: July 16, 1993
    Last Data Update: July 16, 1993
    Data Source Date: April 05, 2012
  • Location
  • Address: Main Street, Blackwater, MO 65322
    County: Cooper
    Quarterly Banking Profile Region: Kansas City
    FDIC Geographic Region: Kansas City
    FDIC Supervisory Region: Kansas City
    FDIC Field Office: Columbia Mo
    Office of the Comptroller the Currency (OCC) District: Midwest
    Office of Thrift Supervision Region: West
  • Financial Summary
  • Total assets: $23.7 mil

Assets and Liabilities (December 31, 1992)

  • Dollar figures in thousands
  • 0Total employees (full-time equivalent)
  • $12Total assets
  • $24,545Cash and due from depository institutions
  • $1,556Interest-bearing balances
  • $0Securities
  • $5,280Federal funds sold & reverse repurchase agreements
  • $1,350Net loans & leases
  • $15,572Loan loss allowance
  • $223Trading account assets
  • $0Bank premises and fixed assets
  • $166Other real estate owned
  • $107Goodwill and other intangibles
  • $514Life insurance assets
  • $0All other assets
  • $0Total liabilities and capital
  • $24,545Total liabilities
  • $22,779Total deposits
  • $22,633Interest-bearing deposits
  • $20,283Deposits held in domestic offices
  • 22633.00%% insured (estimated)
  • $97Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $0Other borrowed funds
  • $0Subordinated debt
  • $0All other liabilities
  • $146Total equity capital
  • $146Total bank equity capital
  • $1,766Perpetual preferred stock
  • $0Common stock
  • $150Surplus
  • $380Undivided profits
  • Memoranda
  • $1,236Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $170Income earned, not collected on loans
  • $326Earning assets
  • $22,202Long-term assets (5+ years)
  • $1,479Average Assets, year-to-date
  • $25,193Average Assets, quarterly
  • $24,441Volatile liabilities
  • $916Insider loans
  • $72FHLB advances
  • $0Loans and leases held for sale
  • $0Unused loan commitments
  • $438Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $1,766Total risk weighted assets
  • $15,876Total unused commitments
  • $0Restructured Loans and leases
  • $0Derivatives

Income and Expense (December 31, 1992)

  • Dollar figures in thousands
  • $0Total interest income
  • $2,096Total interest expense
  • $1,066Net interest income
  • $1,030Provision for loan and lease losses
  • $191Total noninterest income
  • $176Fiduciary activities
  • $0Service charges on deposit accounts
  • $141Trading account gains & fees
  • $0Additional noninterest income
  • $35Total noninterest expense
  • $623Salaries and employee benefits
  • $274Premises and equipment expense
  • $73Additional noninterest expense
  • $276Pre-tax net operating income
  • $392Securities gains (losses)
  • $78Applicable income taxes
  • $162Income before extraordinary items
  • $308Extraordinary gains - net
  • $0Net income attributable to bank
  • $308Net charge-offs
  • $139Cash dividends
  • $81Sale, conversion, retirement of capital stock, net
  • $0Net operating income

Performance and Condition Ratios (December 31, 1992)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 0.00%Yield on earning assets
  • 9.05%Cost of funding earning assets
  • 4.60%Net interest margin
  • 4.44%Noninterest income to earning assets
  • 0.76%Noninterest expense to earning assets
  • 2.69%Net operating income to assets
  • 1.02%Return on assets (ROA)
  • 1.22%Pretax return on assets
  • 1.87%Return on equity (ROE)
  • 17.91%Retained earnings to average equity (YTD only)
  • 13.20%Net charge-offs to loans
  • 0.86%Credit loss provision to net charge-offs
  • 137.41%Efficiency ratio
  • 51,658Assets per employee
  • 2.05%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 26.30%Loss allowance to loans
  • 1.41%Loss allowance to noncurrent loans
  • 131.18%Noncurrent assets plus other real estate owned to assets
  • 1.13%Noncurrent loans to loans
  • 1.08%Net loans and leases to deposits
  • 68.80%Net loans and leases to core deposits
  • 71.70%Equity capital to assets
  • 7.19%Core capital (leverage) ratio
  • 7.21%Tier 1 risk-based capital ratio
  • 11.12%Total risk-based capital ratio
  • Memoranda
  • $12Average assets
  • $25,193Average earning assets
  • $1,720Average equity
  • $23,173Average loans

Comment about this bank, ask questions, or add new information about it:

This web site is not associated with, endorsed by, or sponsored by and has no official or unofficial affiliation with Farmers' Stock Bank.
Based on public records. Inadvertent errors are possible.
bankencyclopedia.com does not guarantee the accuracy or timeliness of any information on this site.  Use at your own risk.
Table of Contents