Farmers and Merchants State Bank, Bloomfield, Nebraska in Bloomfield, Nebraska (NE), SD
Overview, Financial Summary, Detailed Financial Reports, Branches


  • Farmers and Merchants State Bank, Bloomfield, Nebraska in Bloomfield, Nebraska (NE), SD
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Farmers and Merchants State Bank, Bloomfield, Nebraska routing number info

Farmers and Merchants State Bank, Bloomfield, Nebraska - Overview

  • General
  • FDIC Certificate #: 13662
    Status: Active
    Federal Reserve ID: 411651
    Bank Holding Company (Regulatory Top Holder): Lauritzen Investments, Incorporated (RSSDID: 2911931, Location: Omaha, NE)
    Date Established: January 01, 1895
    WWW: http://www.fandmstatebank.com
    Trust Powers Granted: No
    Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
    Offices: 6 (Domestic: 6, Interstate: Yes)
    FDIC's unique #: 8539
    Numeric code: 21
    Regulator: FDIC
    Insurance Fund Membership: Deposit Insurance Fund (DIF)
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    Deposit Insurance Fund member: Yes
    Agricultural lending institution: Yes
    Ownership Type: Non-Stock
    FFIEC Call Report 31 Filer: No
    State Chartered: Yes
    Subchapter S Corporations: No
    Asset Concentration Hierarchy: Agricultural Specialization
    Date of Deposit Insurance: January 17, 1934
    Last Structure Change Effective Date: March 31, 2006
    Last Structure Change Process Date: November 03, 2006
    Last Data Update: November 03, 2006
    Data Source Date: April 05, 2012
  • Location
  • Address: 103 N Broadway St, Bloomfield, NE 68718
    County: Knox
    Quarterly Banking Profile Region: Kansas City
    FDIC Geographic Region: Kansas City
    FDIC Supervisory Region: Kansas City
    FDIC Field Office: Sioux City
    Office of the Comptroller the Currency (OCC) District: Midwest
    Office of Thrift Supervision Region: West
  • History of Changes
  • Change in Location
    Merge BIF and SAIF Funds into DIF
  • Financial Summary
  • Total assets: $112.5 mil
    Equity capital: $9.8 mil
    Deposits held in domestic offices: $99.4 mil
    Return on assets (ROA): 1.09% ($1.2 mil)
    Quarterly return on assets: 1.07% ($1.2 mil)
    Return on Equity (ROE): 12.62% ($1.3 mil)
    Quarterly return on equity: 12.33% ($1.2 mil)
    Net income: $1.2 mil
    Quarterly Net income: $0.3 mil
    Pretax return on assets: 1.68% ($1,889.9 mil)
    Quarterly Pretax return on assets: 1.66% ($1,867.4 mil)

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)

  • Dollar figures in thousands
  • 29Total employees (full-time equivalent)
  • $112,496Total assets
  • $23,612Cash and due from depository institutions
  • $14,318Interest-bearing balances
  • $10,413Securities
  • $0Federal funds sold & reverse repurchase agreements
  • $74,421Net loans & leases
  • $828Loan loss allowance
  • $0Trading account assets
  • $1,039Bank premises and fixed assets
  • $0Other real estate owned
  • $0Goodwill and other intangibles
  • $112,496Life insurance assets
  • $3,011All other assets
  • $102,716Total liabilities and capital
  • $99,426Total liabilities
  • $84,390Total deposits
  • $99,426Interest-bearing deposits
  • $93Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $0Federal funds purchased & repurchase agreements
  • $2,889Trading liabilities
  • $0Other borrowed funds
  • $401Subordinated debt
  • $9,780All other liabilities
  • $9,780Total equity capital
  • $9,780Total bank equity capital
  • $0Perpetual preferred stock
  • $300Common stock
  • $1,700Surplus
  • $7,780Undivided profits
  • Memoranda
  • $0Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $167Income earned, not collected on loans
  • $0Earning assets
  • $2,181Long-term assets (5+ years)
  • $99,152Average Assets, year-to-date
  • $6,825Average Assets, quarterly
  • $108,822Volatile liabilities
  • $111,541Insider loans
  • $100,377FHLB advances
  • $111,817Loans and leases held for sale
  • $0Unused loan commitments
  • $0Tier 1 (core) risk-based capital
  • $9,641Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $0Total unused commitments
  • $48,873Restructured Loans and leases
  • $0Derivatives

Income and Expense (December 31, 2011)

  • Dollar figures in thousands
  • $4,503Total interest income
  • $750Total interest expense
  • $3,753Net interest income
  • $136Provision for loan and lease losses
  • $691Total noninterest income
  • $0Fiduciary activities
  • $478Service charges on deposit accounts
  • $0Trading account gains & fees
  • $213Additional noninterest income
  • $2,479Total noninterest expense
  • $1,510Salaries and employee benefits
  • $251Premises and equipment expense
  • $718Additional noninterest expense
  • $1,829Pre-tax net operating income
  • $0Securities gains (losses)
  • $645Applicable income taxes
  • $1,184Income before extraordinary items
  • $0Extraordinary gains - net
  • $1,184Net income attributable to bank
  • $0Net charge-offs
  • $1,184Cash dividends
  • $39Sale, conversion, retirement of capital stock, net
  • $414Net operating income

Performance and Condition Ratios (December 31, 2011)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 4.81%Yield on earning assets
  • 0.80%Cost of funding earning assets
  • 4.01%Net interest margin
  • 0.74%Noninterest income to earning assets
  • 2.65%Noninterest expense to earning assets
  • 1.09%Net operating income to assets
  • 1.09%Return on assets (ROA)
  • 1.68%Pretax return on assets
  • 12.62%Return on equity (ROE)
  • 8.21%Retained earnings to average equity (YTD only)
  • 0.05%Net charge-offs to loans
  • 348.72%Credit loss provision to net charge-offs
  • 50.38%Efficiency ratio
  • 55,783Assets per employee
  • 3.88%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 34.97%Loss allowance to loans
  • 1.10%Loss allowance to noncurrent loans
  • 495.81%Noncurrent assets plus other real estate owned to assets
  • 0.15%Noncurrent loans to loans
  • 0.22%Net loans and leases to deposits
  • 74.85%Net loans and leases to core deposits
  • 85.06%Equity capital to assets
  • 8.69%Core capital (leverage) ratio
  • 8.62%Tier 1 risk-based capital ratio
  • 9.60%Total risk-based capital ratio
  • Memoranda
  • $10Average assets
  • $108,822Average earning assets
  • $9,380Average equity
  • $93,622Average loans

List of branches

  • 5 Nebraska Branches as of April 05, 2012
    • NoIDNameAddressEstablishedService TypeMap
    08539Farmers And Merchants State Bank, Bloomfield, Nebraska103 N Broadway St, Bloomfield, NE 68718January 01, 1895Full Service Brick and Mortar
    18348Niobrara Branch254 10 Park Avenue, Niobrara, NE 68760May 20, 1931Full Service Brick and Mortar
    26285Center BranchFirst And Main Streets, Center, NE 68724January 01, 1902Full Service Brick and Mortar
    310616Crofton BranchSecond And Kansas Streets, Crofton, NE 68730April 06, 1946Full Service Brick and Mortar
    4278998Hartington Branch205 South Robinson Avenue, Hartington, NE 68739January 01, 1892Full Service Brick and Mortar
  • 1 South Dakota Branch as of April 05, 2012
    • NoIDNameAddressEstablishedService TypeMap
    5458043Yankton Branch89821 Highway 81, Yankton, SD 57078January 22, 2007Full Service Brick and Mortar

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