FDIC Certificate #: 10896 Status: Active Federal Reserve ID: 672041 Bank Holding Company (Regulatory Top Holder): Farmers And Traders Bancorporation, Inc. (RSSDID: 1209659, Location: Douds, IA) Date Established: May 20, 1910 Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC Offices: 1 (Domestic: 1, Interstate: No) FDIC's unique #: 6976 Numeric code: 21 Regulator: FDIC Insurance Fund Membership: Deposit Insurance Fund (DIF) Insured commercial Banks: Yes FDIC Insured: Yes Deposit Insurance Fund member: Yes Ownership Type: Non-Stock FFIEC Call Report 31 Filer: No State Chartered: Yes Subchapter S Corporations: No Asset Concentration Hierarchy: Consumer Lending Specialization Date of Deposit Insurance: January 01, 1934 Last Structure Change Effective Date: March 31, 2006 Last Structure Change Process Date: November 03, 2006 Last Data Update: November 03, 2006 Data Source Date: April 05, 2012
Location
Address: 14155 Hwy 98, Douds, IA 52551 County: Van Buren Quarterly Banking Profile Region: Kansas City FDIC Geographic Region: Kansas City FDIC Supervisory Region: Kansas City FDIC Field Office: Cedar Rapids Office of the Comptroller the Currency (OCC) District: Midwest Office of Thrift Supervision Region: Western
History of Changes
Change in Location
Merge BIF and SAIF Funds into DIF
Financial Summary
Total assets: $18.1 mil Equity capital: $1.8 mil Deposits held in domestic offices: $16.2 mil Return on assets (ROA): 0.45% ($0.1 mil) Quarterly return on assets: -0.68% (-$0.1 mil) Return on Equity (ROE): 4.24% ($0.1 mil) Quarterly return on equity: -6.49% (-$0.1 mil) Net income: $0.1 mil Quarterly Net income: -$0.0 mil Pretax return on assets: 0.59% ($106.6 mil) Quarterly Pretax return on assets: -0.25% (-$45.2 mil)
1992 - 1999 Historical total assets, liabilities and capital ($ mil)
2000 - 2011 Historical total assets, liabilities and capital ($ mil)
Historical Total Incomes ($ mil)
Historical Total Expenses ($ mil)
Historical total employees (full-time equivalent)
Assets and Liabilities (December 31, 2011)
Dollar figures in thousands
6Total employees (full-time equivalent)
$18,070Total assets
$2,866Cash and due from depository institutions
$482Interest-bearing balances
$0Securities
$1,359Federal funds sold & reverse repurchase agreements
$13,644Net loans & leases
$83Loan loss allowance
$0Trading account assets
$43Bank premises and fixed assets
$0Other real estate owned
$0Goodwill and other intangibles
$18,070Life insurance assets
$158All other assets
$16,235Total liabilities and capital
$16,155Total liabilities
$15,153Total deposits
$16,155Interest-bearing deposits
$95Deposits held in domestic offices
0.00%% insured (estimated)
$0Federal funds purchased & repurchase agreements
$0Trading liabilities
$0Other borrowed funds
$80Subordinated debt
$1,835All other liabilities
$1,835Total equity capital
$1,835Total bank equity capital
$0Perpetual preferred stock
$50Common stock
$475Surplus
$1,310Undivided profits
Memoranda
$0Noncurrent loans and leases
$0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
$486Income earned, not collected on loans
$0Earning assets
$106Long-term assets (5+ years)
$15,485Average Assets, year-to-date
$0Average Assets, quarterly
$17,288Volatile liabilities
$17,524Insider loans
$10,930FHLB advances
$17,754Loans and leases held for sale
$0Unused loan commitments
$0Tier 1 (core) risk-based capital
$1,835Tier 2 risk-based capital
$0Total risk weighted assets
$0Total unused commitments
$472Restructured Loans and leases
$314Derivatives
Income and Expense (December 31, 2011)
Dollar figures in thousands
$847Total interest income
$225Total interest expense
$622Net interest income
$0Provision for loan and lease losses
$51Total noninterest income
$0Fiduciary activities
$42Service charges on deposit accounts
$0Trading account gains & fees
$9Additional noninterest income
$571Total noninterest expense
$368Salaries and employee benefits
$64Premises and equipment expense
$139Additional noninterest expense
$102Pre-tax net operating income
$0Securities gains (losses)
$25Applicable income taxes
$77Income before extraordinary items
$0Extraordinary gains - net
$77Net income attributable to bank
$0Net charge-offs
$77Cash dividends
$0Sale, conversion, retirement of capital stock, net
$0Net operating income
Performance and Condition Ratios (December 31, 2011)
Dollar figures in thousands
Performance Ratios (%, annualized)
5.70%Yield on earning assets
1.51%Cost of funding earning assets
4.19%Net interest margin
0.34%Noninterest income to earning assets
3.84%Noninterest expense to earning assets
0.45%Net operating income to assets
0.45%Return on assets (ROA)
0.59%Pretax return on assets
4.24%Return on equity (ROE)
4.24%Retained earnings to average equity (YTD only)
0.00%Net charge-offs to loans
0.00%Credit loss provision to net charge-offs
0.00%Efficiency ratio
84,844Assets per employee
3.01%Cash dividends to net income (YTD only)
Condition Ratios (%)
0.00%Loss allowance to loans
0.60%Loss allowance to noncurrent loans
17.08%Noncurrent assets plus other real estate owned to assets
2.69%Noncurrent loans to loans
3.54%Net loans and leases to deposits
84.46%Net loans and leases to core deposits
88.04%Equity capital to assets
10.15%Core capital (leverage) ratio
10.34%Tier 1 risk-based capital ratio
16.79%Total risk-based capital ratio
Memoranda
$18Average assets
$17,288Average earning assets
$1,814Average equity
$14,857Average loans
List of branches
1 Iowa Branch as of April 05, 2012
No
ID
Name
Address
Established
Service Type
Map
0
6976
Farmers And Traders Savings Bank
14155 Hwy 98, Douds, IA 52551
May 20, 1910
Full Service Brick and Mortar
Comment about this bank, ask questions, or add new information about it:
This web site is not associated with, endorsed by, or sponsored by and has no official or unofficial affiliation with Farmers and Traders Savings Bank.
Based on public records. Inadvertent errors are possible. bankencyclopedia.com does not guarantee the accuracy or timeliness of any information on this site. Use at your own risk.
Comment about this bank, ask questions, or add new information about it: