Fidelity New York FSB in Floral Park, New York (NY)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of January 31, 1995

  • Fidelity New York FSB in Floral Park, New York (NY)
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Fidelity New York FSB - Overview

  • General
  • FDIC Certificate #: 27971
    Status: Inactive
    Closing history: Corrections
    Acquiring institution: Astoria Federal Savings and Loan Association (#29805)
    Federal Reserve ID: 720371
    Date Established: January 01, 1924
    Bank Charter Class: Savings associations, state or federal charter, supervised by the Office of Thrift Supervision (OTS)
    OTS Docket #: 650
    FDIC's unique #: 40805
    Numeric code: 33
    Regulator: OTS
    Insurance Fund Membership: Savings Association Insurance Fund (SAIF)
    FDIC Insured: Yes
    SAIF Insured: Yes
    Insured Savings Institution: Yes
    State Chartered: No
    Date of Deposit Insurance: November 22, 1934
    Last Structure Change Effective Date: January 31, 1995
    Last Structure Change Process Date: April 18, 1995
    Last Data Update: January 31, 1996
    Data Source Date: April 05, 2012
  • Location
  • Address: 155 Jericho Turnpike, Floral Park, NY 11001
    County: Nassau
    Quarterly Banking Profile Region: New York
    FDIC Geographic Region: New York
    FDIC Supervisory Region: New York
    FDIC Field Office: New York City
    Office of the Comptroller the Currency (OCC) District: Northeast
    Office of Thrift Supervision Region: Northeast
    Metropolitan Statistical Area (MSA): Nassau-Suffolk, NY (#5380)
    Consolidated Metropolitan Statistical Area (CMSA): New York-Northern New Jersey-Long Island, NY-NJ-CT-PA (#70)
    Combined Statistical Area (CSA): New York-Newark-Bridgeport, NY-NJ-CT-PA (#408)
    Core Based Statistical Area (CBSA): New York-Northern New Jersey-Long Island, NY-NJ-PA (#35620)
    CBSA Metro Statistical Area: New York-Northern New Jersey-Long Island, NY-NJ-PA (#35620)
    Core Based Statistical Division: Nassau-Suffolk, NY (#35004)
  • History of Changes
  • Merger - Without Assistance
    Corrections
  • Financial Summary
  • Total assets: $1,926.5 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Assets and Liabilities (December 31, 1994)

  • Dollar figures in thousands
  • 0Total employees (full-time equivalent)
  • $240Total assets
  • $1,926,499Cash and due from depository institutions
  • $22,756Interest-bearing balances
  • $0Securities
  • $1,565,775Federal funds sold & reverse repurchase agreements
  • $0Net loans & leases
  • $260,094Loan loss allowance
  • $1,648Trading account assets
  • $0Bank premises and fixed assets
  • $11,432Other real estate owned
  • $12,678Goodwill and other intangibles
  • $43,984Life insurance assets
  • $9,780All other assets
  • $0Total liabilities and capital
  • $1,926,499Total liabilities
  • $1,816,554Total deposits
  • $1,099,476Interest-bearing deposits
  • $1,079,761Deposits held in domestic offices
  • 1099476.00%% insured (estimated)
  • $98Federal funds purchased & repurchase agreements
  • $364,689Trading liabilities
  • $0Other borrowed funds
  • $345,664Subordinated debt
  • $0All other liabilities
  • $6,725Total equity capital
  • $6,725Total bank equity capital
  • $109,945Perpetual preferred stock
  • $0Common stock
  • $53Surplus
  • $57,522Undivided profits
  • Memoranda
  • $52,370Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $6,307Income earned, not collected on loans
  • $1,693Earning assets
  • $1,825,869Long-term assets (5+ years)
  • $0Average Assets, year-to-date
  • $2,000,631Average Assets, quarterly
  • $1,959,687Volatile liabilities
  • $788,927Insider loans
  • $603FHLB advances
  • $343,700Loans and leases held for sale
  • $0Unused loan commitments
  • $10,394Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $107,352Total risk weighted assets
  • $575,145Total unused commitments
  • $0Restructured Loans and leases
  • $0Derivatives

Income and Expense (December 31, 1994)

  • Dollar figures in thousands
  • $0Total interest income
  • $112,660Total interest expense
  • $73,876Net interest income
  • $38,784Provision for loan and lease losses
  • $17,061Total noninterest income
  • $4,357Fiduciary activities
  • $0Service charges on deposit accounts
  • $0Trading account gains & fees
  • $0Additional noninterest income
  • $4,357Total noninterest expense
  • $27,514Salaries and employee benefits
  • $11,763Premises and equipment expense
  • $7,358Additional noninterest expense
  • $8,393Pre-tax net operating income
  • -$1,434Securities gains (losses)
  • $401Applicable income taxes
  • -$18Income before extraordinary items
  • -$1,015Extraordinary gains - net
  • $0Net income attributable to bank
  • -$1,015Net charge-offs
  • $465Cash dividends
  • $0Sale, conversion, retirement of capital stock, net
  • $2,066Net operating income

Performance and Condition Ratios (December 31, 1994)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 0.00%Yield on earning assets
  • 5.96%Cost of funding earning assets
  • 3.91%Net interest margin
  • 2.05%Noninterest income to earning assets
  • 0.23%Noninterest expense to earning assets
  • 1.46%Net operating income to assets
  • -0.07%Return on assets (ROA)
  • -0.05%Pretax return on assets
  • -0.05%Return on equity (ROE)
  • -0.91%Retained earnings to average equity (YTD only)
  • -0.91%Net charge-offs to loans
  • 0.16%Credit loss provision to net charge-offs
  • 3669.03%Efficiency ratio
  • 60,699Assets per employee
  • 8.03%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 0.00%Loss allowance to loans
  • 0.63%Loss allowance to noncurrent loans
  • 26.13%Noncurrent assets plus other real estate owned to assets
  • 0.99%Noncurrent loans to loans
  • 2.41%Net loans and leases to deposits
  • 23.66%Net loans and leases to core deposits
  • 25.48%Equity capital to assets
  • 5.71%Core capital (leverage) ratio
  • 5.60%Tier 1 risk-based capital ratio
  • 18.67%Total risk-based capital ratio
  • Memoranda
  • $19Average assets
  • $2,000,631Average earning assets
  • $111,410Average equity
  • $1,890,841Average loans

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