First Acadiana National Bank Opelousas in city_name, state_name

First Acadiana National Bank Opelousas in Opelousas, Louisiana (LA)
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First Acadiana National Bank Opelousas - Overview

General
FDIC Certificate #: 21273
Status: Inactive
Closing history: Corrections
Acquiring institution: The First National Bank of Lafayette (#4291)
Federal Reserve ID: 10933
Date Established: October 19, 1973
Bank Charter Class: Commercial bank, national (federal) charter and Fed member, supervised by the Office of the Comptroller of the Currency (OCC)
Offices: 11 (Interstate: No)
OTS Docket #: 10674
FDIC's unique #: 14716
Numeric code: 3
Regulator: OCC
Insurance Fund Membership: Bank Insurance Fund (BIF)
Bank Insurance Fund: Yes
Insured commercial Banks: Yes
FDIC Insured: Yes
Oakar Institutions: Yes
State Chartered: No
Date of Deposit Insurance: October 19, 1973
Last Structure Change Effective Date: January 01, 1994
Last Structure Change Process Date: January 06, 1994
Last Data Update: Febuary 08, 1994
Data Source Date: April 05, 2012
Location
Address: 270 North Court Street, Opelousas, LA 70570
County: St. Landry
Quarterly Banking Profile Region: Dallas
FDIC Geographic Region: Dallas
FDIC Supervisory Region: Dallas
FDIC Field Office: Baton Rouge
Office of the Comptroller the Currency (OCC) District: Southwest
Office of Thrift Supervision Region: Western
Metropolitan Statistical Area (MSA): Lafayette, LA (#3880)
Combined Statistical Area (CSA): Lafayette-Acadiana, LA (#318)
Core Based Statistical Area (CBSA): Opelousas-Eunice, LA (#36660)
CBSA Micro Statistical Area: Yes
History of Changes
Merger - Without Assistance
Corrections
Financial Summary
Total assets: $208.2 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Assets and Liabilities (December 31, 1993)

Dollar figures in thousands
0Total employees (full-time equivalent)
$110Total assets
$208,241Cash and due from depository institutions
$8,730Interest-bearing balances
$428Securities
$104,623Federal funds sold & reverse repurchase agreements
$5,500Net loans & leases
$83,024Loan loss allowance
$3,429Trading account assets
$0Bank premises and fixed assets
$2,556Other real estate owned
$46Goodwill and other intangibles
$3,341Life insurance assets
$421All other assets
$0Total liabilities and capital
$208,241Total liabilities
$189,757Total deposits
$188,462Interest-bearing deposits
$149,963Deposits held in domestic offices
188462.00%% insured (estimated)
$80Federal funds purchased & repurchase agreements
$0Trading liabilities
$0Other borrowed funds
$0Subordinated debt
$0All other liabilities
$1,295Total equity capital
$1,295Total bank equity capital
$18,484Perpetual preferred stock
$0Common stock
$2,300Surplus
$9,167Undivided profits
Memoranda
$7,017Noncurrent loans and leases
$0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
$3,493Income earned, not collected on loans
$465Earning assets
$193,575Long-term assets (5+ years)
$32,592Average Assets, year-to-date
$214,854Average Assets, quarterly
$211,154Volatile liabilities
$27,002Insider loans
$1,087FHLB advances
$0Loans and leases held for sale
$0Unused loan commitments
$9,990Tier 1 (core) risk-based capital
$0Tier 2 risk-based capital
$18,063Total risk weighted assets
$94,647Total unused commitments
$0Restructured Loans and leases
$0Derivatives

Income and Expense (December 31, 1993)

Dollar figures in thousands
$0Total interest income
$15,167Total interest expense
$5,198Net interest income
$9,969Provision for loan and lease losses
$800Total noninterest income
$2,175Fiduciary activities
$2Service charges on deposit accounts
$1,462Trading account gains & fees
$0Additional noninterest income
$711Total noninterest expense
$9,415Salaries and employee benefits
$3,705Premises and equipment expense
$810Additional noninterest expense
$4,900Pre-tax net operating income
$1,929Securities gains (losses)
$0Applicable income taxes
$592Income before extraordinary items
$1,337Extraordinary gains - net
$0Net income attributable to bank
$1,337Net charge-offs
$317Cash dividends
$1,085Sale, conversion, retirement of capital stock, net
$0Net operating income

Performance and Condition Ratios (December 31, 1993)

Dollar figures in thousands
Performance Ratios (%, annualized)
0.00%Yield on earning assets
7.66%Cost of funding earning assets
2.63%Net interest margin
5.03%Noninterest income to earning assets
1.10%Noninterest expense to earning assets
4.75%Net operating income to assets
0.62%Return on assets (ROA)
0.62%Pretax return on assets
0.90%Return on equity (ROE)
6.96%Retained earnings to average equity (YTD only)
1.31%Net charge-offs to loans
0.35%Credit loss provision to net charge-offs
252.37%Efficiency ratio
73,757Assets per employee
1.89%Cash dividends to net income (YTD only)
Condition Ratios (%)
81.15%Loss allowance to loans
3.97%Loss allowance to noncurrent loans
98.17%Noncurrent assets plus other real estate owned to assets
1.70%Noncurrent loans to loans
4.04%Net loans and leases to deposits
44.05%Net loans and leases to core deposits
51.42%Equity capital to assets
8.88%Core capital (leverage) ratio
8.45%Tier 1 risk-based capital ratio
19.08%Total risk-based capital ratio
Memoranda
$20Average assets
$214,854Average earning assets
$19,219Average equity
$198,007Average loans

First Acadiana National Bank Opelousas in Opelousas, Louisiana (LA)
Overview, Financial Summary, Detailed Financial Reports, Branches

First Acadiana National Bank Opelousas - Overview

Assets and Liabilities (December 31, 1993)

Income and Expense (December 31, 1993)

Performance and Condition Ratios (December 31, 1993)

Comment about this bank, ask questions, or add new information about it:

First Acadiana National Bank Opelousas in Opelousas, Louisiana (LA)Overview, Financial Summary, Detailed Financial Reports, Branches

First Acadiana National Bank Opelousas - Overview

Assets and Liabilities (December 31, 1993)

Income and Expense (December 31, 1993)

Performance and Condition Ratios (December 31, 1993)

Comment about this bank, ask questions, or add new information about it:

First Acadiana National Bank Opelousas in Opelousas, Louisiana (LA)
Overview, Financial Summary, Detailed Financial Reports, Branches