First Advantage Bank in city_name, state_name - Detailed Financial Reports, Location

First Advantage Bank in Clarksville, Tennessee (TN)
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First Advantage Bank - Overview

General
FDIC Certificate #: 30698
Status: Active
Federal Reserve ID: 62772
Date Established: January 01, 1953
WWW: http://www.firstfederalsb.com
Trust Powers Granted: No
Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
Offices: 5 (Domestic: 5, Interstate: No)
OTS Docket #: 5763
FDIC's unique #: 43532
Numeric code: 21
Regulator: FDIC
Insurance Fund Membership: Deposit Insurance Fund (DIF)
Insured commercial Banks: Yes
FDIC Insured: Yes
Deposit Insurance Fund member: Yes
Ownership Type: Non-Stock
FFIEC Call Report 31 Filer: No
State Chartered: Yes
Subchapter S Corporations: No
Asset Concentration Hierarchy: Commercial Lending Specialization
Date of Deposit Insurance: Febuary 09, 1954
Last Structure Change Effective Date: Febuary 03, 2012
Last Structure Change Process Date: Febuary 14, 2012
Last Data Update: Febuary 14, 2012
Data Source Date: April 05, 2012
Location
Address: 1430 Madison Street, Clarksville, TN 37040
County: Montgomery
Quarterly Banking Profile Region: Dallas
FDIC Geographic Region: Dallas
FDIC Supervisory Region: Dallas
FDIC Field Office: Nashville
Office of the Comptroller the Currency (OCC) District: Southwest
Office of Thrift Supervision Region: Southeast
Metropolitan Statistical Area (MSA): Clarksville-Hopkinsville, TN-KY (#1660)
Core Based Statistical Area (CBSA): Clarksville, TN-KY (#17300)
CBSA Metro Statistical Area: Clarksville, TN-KY (#17300)
History of Changes
Change in Primary Regulatory Agency
Change in Entity Type
Change in Supervisory Agency
Financial Summary
Total assets: $366.1 mil
Equity capital: $53.2 mil
Deposits held in domestic offices: $236.6 mil
Return on assets (ROA): 0.56% ($2.0 mil)
Quarterly return on assets: 0.59% ($2.2 mil)
Return on Equity (ROE): 3.81% ($2.0 mil)
Quarterly return on equity: 4.05% ($2.1 mil)
Net income: $2.0 mil
Quarterly Net income: $0.5 mil
Pretax return on assets: 0.89% ($3,258.4 mil)
Quarterly Pretax return on assets: 0.89% ($3,258.4 mil)

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)

Dollar figures in thousands
91Total employees (full-time equivalent)
$366,107Total assets
$9,330Cash and due from depository institutions
$1,890Interest-bearing balances
$70,280Securities
$1,425Federal funds sold & reverse repurchase agreements
$265,107Net loans & leases
$3,755Loan loss allowance
$0Trading account assets
$7,504Bank premises and fixed assets
$1,924Other real estate owned
$0Goodwill and other intangibles
$366,105Life insurance assets
$10,537All other assets
$312,895Total liabilities and capital
$236,606Total liabilities
$222,335Total deposits
$236,606Interest-bearing deposits
$93Deposits held in domestic offices
45105.00%% insured (estimated)
$0Federal funds purchased & repurchase agreements
$26,771Trading liabilities
$0Other borrowed funds
$4,413Subordinated debt
$53,210All other liabilities
$53,210Total equity capital
$53,210Total bank equity capital
$0Perpetual preferred stock
$10Common stock
$27,968Surplus
$25,232Undivided profits
Memoranda
$0Noncurrent loans and leases
$0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
$2,647Income earned, not collected on loans
$581Earning assets
$1,571Long-term assets (5+ years)
$338,702Average Assets, year-to-date
$0Average Assets, quarterly
$352,305Volatile liabilities
$362,246Insider loans
$279,827FHLB advances
$363,344Loans and leases held for sale
$517Unused loan commitments
$0Tier 1 (core) risk-based capital
$50,269Tier 2 risk-based capital
$0Total risk weighted assets
$0Total unused commitments
$50,853Restructured Loans and leases
$15,921Derivatives

Income and Expense (December 31, 2011)

Dollar figures in thousands
$17,656Total interest income
$4,178Total interest expense
$13,478Net interest income
$967Provision for loan and lease losses
$2,416Total noninterest income
$0Fiduciary activities
$166Service charges on deposit accounts
$0Trading account gains & fees
$2,250Additional noninterest income
$11,812Total noninterest expense
$6,622Salaries and employee benefits
$2,386Premises and equipment expense
$2,804Additional noninterest expense
$3,115Pre-tax net operating income
$25Securities gains (losses)
$1,167Applicable income taxes
$1,973Income before extraordinary items
$0Extraordinary gains - net
$1,973Net income attributable to bank
$0Net charge-offs
$1,973Cash dividends
$597Sale, conversion, retirement of capital stock, net
$0Net operating income

Performance and Condition Ratios (December 31, 2011)

Dollar figures in thousands
Performance Ratios (%, annualized)
5.36%Yield on earning assets
1.27%Cost of funding earning assets
4.10%Net interest margin
0.73%Noninterest income to earning assets
3.59%Noninterest expense to earning assets
0.56%Net operating income to assets
0.56%Return on assets (ROA)
0.89%Pretax return on assets
3.81%Return on equity (ROE)
3.81%Retained earnings to average equity (YTD only)
0.24%Net charge-offs to loans
161.98%Credit loss provision to net charge-offs
6.84%Efficiency ratio
74,317Assets per employee
4.02%Cash dividends to net income (YTD only)
Condition Ratios (%)
0.00%Loss allowance to loans
1.40%Loss allowance to noncurrent loans
141.86%Noncurrent assets plus other real estate owned to assets
1.10%Noncurrent loans to loans
0.98%Net loans and leases to deposits
112.05%Net loans and leases to core deposits
114.53%Equity capital to assets
14.53%Core capital (leverage) ratio
13.88%Tier 1 risk-based capital ratio
17.96%Total risk-based capital ratio
Memoranda
$19Average assets
$352,305Average earning assets
$51,792Average equity
$329,127Average loans

Total Fiduciary and Related Assets (December 31, 2005)

Dollar figures in thousands
$1Total fiduciary and related assets
1Number of Fiduciary Accounts and Related Asset Accounts
YesFiduciary powers granted
YesFiduciary or related activity
$179Managed Assets
1Number of Accounts
$179Personal trust and agency accounts
$179Employee benefit-defined contribution accounts
$0Employee benefit-defined benefit accounts
$0Other retirement accounts
$0Corporate trust and agency accounts
$0Investment management agency accounts
$0Other fiduciary accounts
$0Fiduciary accounts held in foreign offices
$0Non-managed Assets
3Number of Accounts
$0Personal trust and agency accounts
$0Employee benefit-defined contribution accounts
$0Employee benefit-defined benefit accounts
$0Other retirement accounts
$0Corporate trust and agency accounts
$0Other fiduciary accounts
$0Fiduciary accounts held in foreign offices

List of branches

5 Tennessee Branches as of April 05, 2012

No	ID	Name	Address	Established	Service Type
0	43532	First Advantage Bank	1430 Madison Street, Clarksville, TN 37040	January 01, 1953	Full Service Brick and Mortar
1	281760	1929 Madison St Branch	1929 Madison St, Clarksville, TN 37043	January 01, 1953	Full Service Brick and Mortar
100	281761	Saint Bethlehem Branch	2070 Wilma Rudolph Blvd, Clarksville, TN 37040	January 01, 1953	Full Service Brick and Mortar
101	452998	Fort Campbell Branch	1800 Fort Campbell Boulevard, Clarksville, TN 37042	June 30, 1997	Full Service Brick and Mortar
102	495173	Riverbend Banking Center	Hwy 48-13 Suite D, Clarksville, TN 37040	March 01, 2009	Full Service Brick and Mortar

First Advantage Bank in Clarksville, Tennessee (TN)
Overview, Financial Summary, Detailed Financial Reports, Branches

First Advantage Bank - Overview

Assets and Liabilities (December 31, 2011)

Income and Expense (December 31, 2011)

Performance and Condition Ratios (December 31, 2011)

Total Fiduciary and Related Assets (December 31, 2005)

List of branches

Comment about this bank, ask questions, or add new information about it:

First Advantage Bank in Clarksville, Tennessee (TN)Overview, Financial Summary, Detailed Financial Reports, Branches

First Advantage Bank - Overview

Assets and Liabilities (December 31, 2011)

Income and Expense (December 31, 2011)

Performance and Condition Ratios (December 31, 2011)

Total Fiduciary and Related Assets (December 31, 2005)

List of branches

Comment about this bank, ask questions, or add new information about it:

First Advantage Bank in Clarksville, Tennessee (TN)
Overview, Financial Summary, Detailed Financial Reports, Branches