FDIC Certificate #: 27444 Status: Inactive Closing history: Merger - Without Assistance Acquiring institution:Citibank Texas, National Association (#32623) Federal Reserve ID: 1363168 Date Established: Febuary 09, 1989 Bank Charter Class: Savings banks, state charter, supervised by the FDIC Offices: 8 (Interstate: No) FDIC's unique #: 39938 Numeric code: 41 Regulator: FDIC Insurance Fund Membership: Bank Insurance Fund (BIF) Bank Insurance Fund: Yes FDIC Insured: Yes Insured Savings Institution: Yes State Chartered: Yes Date of Deposit Insurance: Febuary 09, 1989 Last Structure Change Effective Date: September 01, 2000 Last Structure Change Process Date: November 01, 2000 Last Data Update: November 01, 2000 Data Source Date: April 05, 2012
Location
Address: 1111 Briarcrest Drive, Bryan, TX 77802 County: Brazos Quarterly Banking Profile Region: Dallas FDIC Geographic Region: Dallas FDIC Supervisory Region: Dallas FDIC Field Office: Austin Office of the Comptroller the Currency (OCC) District: Southwest Office of Thrift Supervision Region: West Metropolitan Statistical Area (MSA): Bryan-College Station, TX (#1260) Core Based Statistical Area (CBSA): College Station-Bryan, TX (#17780) CBSA Metro Statistical Area: College Station-Bryan, TX (#17780)
Financial Summary
Total assets: $444.4 mil
1992 - 1999 Historical total assets, liabilities and capital ($ mil)
Historical Total Incomes ($ mil)
Historical Total Expenses ($ mil)
Historical total employees (full-time equivalent)
Assets and Liabilities (December 31, 1999)
Dollar figures in thousands
235Total employees (full-time equivalent)
$443,332Total assets
$28,261Cash and due from depository institutions
$5,877Interest-bearing balances
$68,044Securities
$4,631Federal funds sold & reverse repurchase agreements
$321,014Net loans & leases
$2,325Loan loss allowance
$0Trading account assets
$10,452Bank premises and fixed assets
$193Other real estate owned
$1,743Goodwill and other intangibles
$0Life insurance assets
$8,994All other assets
$443,332Total liabilities and capital
$408,694Total liabilities
$391,022Total deposits
$306,844Interest-bearing deposits
$391,022Deposits held in domestic offices
0.00%% insured (estimated)
$0Federal funds purchased & repurchase agreements
$0Trading liabilities
$14,983Other borrowed funds
$0Subordinated debt
$2,689All other liabilities
$34,638Total equity capital
$34,638Total bank equity capital
$34,638Perpetual preferred stock
$0Common stock
$2,800Surplus
$21,200Undivided profits
Memoranda
$10,638Noncurrent loans and leases
$66,590Noncurrent loans that are wholly or partially guaranteed by the U.S. government
$0Income earned, not collected on loans
$710Earning assets
$0Long-term assets (5+ years)
$2,629Average Assets, year-to-date
$399,566Average Assets, quarterly
$24,292Volatile liabilities
$425,059Insider loans
$433,355FHLB advances
$56,745Loans and leases held for sale
$1,800Unused loan commitments
$0Tier 1 (core) risk-based capital
$0Tier 2 risk-based capital
$16,603Total risk weighted assets
$66,590Total unused commitments
$779Restructured Loans and leases
$2,325Derivatives
Income and Expense (December 31, 1999)
Dollar figures in thousands
$29,915Total interest income
$10,250Total interest expense
$19,665Net interest income
$150Provision for loan and lease losses
$4,655Total noninterest income
$649Fiduciary activities
$3,035Service charges on deposit accounts
$0Trading account gains & fees
$971Additional noninterest income
$14,804Total noninterest expense
$8,436Salaries and employee benefits
$2,131Premises and equipment expense
$4,237Additional noninterest expense
$9,366Pre-tax net operating income
$0Securities gains (losses)
$3,234Applicable income taxes
$6,132Income before extraordinary items
$0Extraordinary gains - net
$6,132Net income attributable to bank
$0Net charge-offs
$0Cash dividends
$54Sale, conversion, retirement of capital stock, net
$5,025Net operating income
Performance and Condition Ratios (December 31, 1999)
Dollar figures in thousands
Performance Ratios (%, annualized)
7.91%Yield on earning assets
2.71%Cost of funding earning assets
5.20%Net interest margin
1.23%Noninterest income to earning assets
3.92%Noninterest expense to earning assets
1.44%Net operating income to assets
1.44%Return on assets (ROA)
2.20%Pretax return on assets
17.99%Return on equity (ROE)
3.25%Retained earnings to average equity (YTD only)
0.02%Net charge-offs to loans
277.78%Credit loss provision to net charge-offs
176.22%Efficiency ratio
60,234Assets per employee
1.89%Cash dividends to net income (YTD only)
Condition Ratios (%)
81.95%Loss allowance to loans
0.72%Loss allowance to noncurrent loans
327.46%Noncurrent assets plus other real estate owned to assets
0.20%Noncurrent loans to loans
0.22%Net loans and leases to deposits
82.10%Net loans and leases to core deposits
91.91%Equity capital to assets
7.81%Core capital (leverage) ratio
7.77%Tier 1 risk-based capital ratio
9.94%Total risk-based capital ratio
Memoranda
$11Average assets
$425,059Average earning assets
$34,092Average equity
$377,978Average loans
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