First Bank in Baton Rouge, Louisiana (LA)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of April 01, 2005

  • First Bank in Baton Rouge, Louisiana (LA)
  • Show street view No street view available for this location

First Bank - Overview

  • General
  • FDIC Certificate #: 22228
    Status: Inactive
    Closing history: Merger - Without Assistance
    Acquiring institution: State Bank & Trust Company (#8878)
    Federal Reserve ID: 583932
    Date Established: Febuary 18, 1976
    WWW: http://www.firstbankbr.com
    Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
    Offices: 4 (Interstate: No)
    FDIC's unique #: 15446
    Numeric code: 21
    Regulator: FDIC
    Insurance Fund Membership: Bank Insurance Fund (BIF)
    Bank Insurance Fund: Yes
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    State Chartered: Yes
    Date of Deposit Insurance: Febuary 18, 1976
    Last Structure Change Effective Date: April 01, 2005
    Last Structure Change Process Date: April 07, 2005
    Last Data Update: April 07, 2005
    Data Source Date: April 05, 2012
  • Location
  • Address: 665 Florida Street, Baton Rouge, LA 70801
    County: East Baton Rouge
    Quarterly Banking Profile Region: Dallas
    FDIC Geographic Region: Dallas
    FDIC Supervisory Region: Dallas
    FDIC Field Office: Baton Rouge
    Office of the Comptroller the Currency (OCC) District: Southwest
    Office of Thrift Supervision Region: Western
    Metropolitan Statistical Area (MSA): Baton Rouge, LA (#760)
    Combined Statistical Area (CSA): Baton Rouge-Pierre Part, LA (#132)
    Core Based Statistical Area (CBSA): Baton Rouge, LA (#12940)
    CBSA Metro Statistical Area: Baton Rouge, LA (#12940)
  • Financial Summary
  • Total assets: $109.7 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2004)

  • Dollar figures in thousands
  • 41Total employees (full-time equivalent)
  • $111,938Total assets
  • $10,337Cash and due from depository institutions
  • $8,005Interest-bearing balances
  • $12,229Securities
  • $3,525Federal funds sold & reverse repurchase agreements
  • $81,344Net loans & leases
  • $601Loan loss allowance
  • $0Trading account assets
  • $2,047Bank premises and fixed assets
  • $144Other real estate owned
  • $0Goodwill and other intangibles
  • $0Life insurance assets
  • $2,312All other assets
  • $111,938Total liabilities and capital
  • $104,012Total liabilities
  • $83,383Total deposits
  • $71,210Interest-bearing deposits
  • $83,383Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $0Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $20,179Other borrowed funds
  • $0Subordinated debt
  • $450All other liabilities
  • $7,926Total equity capital
  • $7,926Total bank equity capital
  • $7,926Perpetual preferred stock
  • $0Common stock
  • $500Surplus
  • $6,380Undivided profits
  • Memoranda
  • $1,046Noncurrent loans and leases
  • $15,396Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $0Income earned, not collected on loans
  • $7Earning assets
  • $0Long-term assets (5+ years)
  • $490Average Assets, year-to-date
  • $105,103Average Assets, quarterly
  • $1,010Volatile liabilities
  • $96,478Insider loans
  • $107,949FHLB advances
  • $35,400Loans and leases held for sale
  • $2,112Unused loan commitments
  • $20,179Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $15,396Total unused commitments
  • $347Restructured Loans and leases
  • $601Derivatives

Income and Expense (December 31, 2004)

  • Dollar figures in thousands
  • $5,923Total interest income
  • $1,848Total interest expense
  • $4,075Net interest income
  • $221Provision for loan and lease losses
  • $308Total noninterest income
  • $0Fiduciary activities
  • $242Service charges on deposit accounts
  • $0Trading account gains & fees
  • $66Additional noninterest income
  • $3,399Total noninterest expense
  • $2,057Salaries and employee benefits
  • $330Premises and equipment expense
  • $1,012Additional noninterest expense
  • $763Pre-tax net operating income
  • $0Securities gains (losses)
  • $0Applicable income taxes
  • $763Income before extraordinary items
  • $0Extraordinary gains - net
  • $763Net income attributable to bank
  • $0Net charge-offs
  • $0Cash dividends
  • $153Sale, conversion, retirement of capital stock, net
  • $314Net operating income

Performance and Condition Ratios (December 31, 2004)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 6.59%Yield on earning assets
  • 2.06%Cost of funding earning assets
  • 4.53%Net interest margin
  • 0.34%Noninterest income to earning assets
  • 3.78%Noninterest expense to earning assets
  • 0.79%Net operating income to assets
  • 0.79%Return on assets (ROA)
  • 0.79%Pretax return on assets
  • 10.53%Return on equity (ROE)
  • 6.20%Retained earnings to average equity (YTD only)
  • 0.22%Net charge-offs to loans
  • 144.44%Credit loss provision to net charge-offs
  • 6.43%Efficiency ratio
  • 77,550Assets per employee
  • 2.73%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 41.15%Loss allowance to loans
  • 0.73%Loss allowance to noncurrent loans
  • 8585.71%Noncurrent assets plus other real estate owned to assets
  • 0.13%Noncurrent loans to loans
  • 0.01%Net loans and leases to deposits
  • 97.55%Net loans and leases to core deposits
  • 133.39%Equity capital to assets
  • 7.08%Core capital (leverage) ratio
  • 7.54%Tier 1 risk-based capital ratio
  • 9.35%Total risk-based capital ratio
  • Memoranda
  • $10Average assets
  • $96,478Average earning assets
  • $7,244Average equity
  • $89,859Average loans

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