FDIC Certificate #: 22228 Status: Inactive Closing history: Merger - Without Assistance Acquiring institution:State Bank & Trust Company (#8878) Federal Reserve ID: 583932 Date Established: Febuary 18, 1976 WWW:http://www.firstbankbr.com Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC Offices: 4 (Interstate: No) FDIC's unique #: 15446 Numeric code: 21 Regulator: FDIC Insurance Fund Membership: Bank Insurance Fund (BIF) Bank Insurance Fund: Yes Insured commercial Banks: Yes FDIC Insured: Yes State Chartered: Yes Date of Deposit Insurance: Febuary 18, 1976 Last Structure Change Effective Date: April 01, 2005 Last Structure Change Process Date: April 07, 2005 Last Data Update: April 07, 2005 Data Source Date: April 05, 2012
Location
Address: 665 Florida Street, Baton Rouge, LA 70801 County: East Baton Rouge Quarterly Banking Profile Region: Dallas FDIC Geographic Region: Dallas FDIC Supervisory Region: Dallas FDIC Field Office: Baton Rouge Office of the Comptroller the Currency (OCC) District: Southwest Office of Thrift Supervision Region: Western Metropolitan Statistical Area (MSA): Baton Rouge, LA (#760) Combined Statistical Area (CSA): Baton Rouge-Pierre Part, LA (#132) Core Based Statistical Area (CBSA): Baton Rouge, LA (#12940) CBSA Metro Statistical Area: Baton Rouge, LA (#12940)
Financial Summary
Total assets: $109.7 mil
1992 - 1999 Historical total assets, liabilities and capital ($ mil)
2000 - 2011 Historical total assets, liabilities and capital ($ mil)
Historical Total Incomes ($ mil)
Historical Total Expenses ($ mil)
Historical total employees (full-time equivalent)
Assets and Liabilities (December 31, 2004)
Dollar figures in thousands
41Total employees (full-time equivalent)
$111,938Total assets
$10,337Cash and due from depository institutions
$8,005Interest-bearing balances
$12,229Securities
$3,525Federal funds sold & reverse repurchase agreements
$81,344Net loans & leases
$601Loan loss allowance
$0Trading account assets
$2,047Bank premises and fixed assets
$144Other real estate owned
$0Goodwill and other intangibles
$0Life insurance assets
$2,312All other assets
$111,938Total liabilities and capital
$104,012Total liabilities
$83,383Total deposits
$71,210Interest-bearing deposits
$83,383Deposits held in domestic offices
0.00%% insured (estimated)
$0Federal funds purchased & repurchase agreements
$0Trading liabilities
$20,179Other borrowed funds
$0Subordinated debt
$450All other liabilities
$7,926Total equity capital
$7,926Total bank equity capital
$7,926Perpetual preferred stock
$0Common stock
$500Surplus
$6,380Undivided profits
Memoranda
$1,046Noncurrent loans and leases
$15,396Noncurrent loans that are wholly or partially guaranteed by the U.S. government
$0Income earned, not collected on loans
$7Earning assets
$0Long-term assets (5+ years)
$490Average Assets, year-to-date
$105,103Average Assets, quarterly
$1,010Volatile liabilities
$96,478Insider loans
$107,949FHLB advances
$35,400Loans and leases held for sale
$2,112Unused loan commitments
$20,179Tier 1 (core) risk-based capital
$0Tier 2 risk-based capital
$0Total risk weighted assets
$15,396Total unused commitments
$347Restructured Loans and leases
$601Derivatives
Income and Expense (December 31, 2004)
Dollar figures in thousands
$5,923Total interest income
$1,848Total interest expense
$4,075Net interest income
$221Provision for loan and lease losses
$308Total noninterest income
$0Fiduciary activities
$242Service charges on deposit accounts
$0Trading account gains & fees
$66Additional noninterest income
$3,399Total noninterest expense
$2,057Salaries and employee benefits
$330Premises and equipment expense
$1,012Additional noninterest expense
$763Pre-tax net operating income
$0Securities gains (losses)
$0Applicable income taxes
$763Income before extraordinary items
$0Extraordinary gains - net
$763Net income attributable to bank
$0Net charge-offs
$0Cash dividends
$153Sale, conversion, retirement of capital stock, net
$314Net operating income
Performance and Condition Ratios (December 31, 2004)
Dollar figures in thousands
Performance Ratios (%, annualized)
6.59%Yield on earning assets
2.06%Cost of funding earning assets
4.53%Net interest margin
0.34%Noninterest income to earning assets
3.78%Noninterest expense to earning assets
0.79%Net operating income to assets
0.79%Return on assets (ROA)
0.79%Pretax return on assets
10.53%Return on equity (ROE)
6.20%Retained earnings to average equity (YTD only)
0.22%Net charge-offs to loans
144.44%Credit loss provision to net charge-offs
6.43%Efficiency ratio
77,550Assets per employee
2.73%Cash dividends to net income (YTD only)
Condition Ratios (%)
41.15%Loss allowance to loans
0.73%Loss allowance to noncurrent loans
8585.71%Noncurrent assets plus other real estate owned to assets
0.13%Noncurrent loans to loans
0.01%Net loans and leases to deposits
97.55%Net loans and leases to core deposits
133.39%Equity capital to assets
7.08%Core capital (leverage) ratio
7.54%Tier 1 risk-based capital ratio
9.35%Total risk-based capital ratio
Memoranda
$10Average assets
$96,478Average earning assets
$7,244Average equity
$89,859Average loans
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