First Bank A Savings Bank in city_name, state_name - Detailed Financial Reports, Location

First Bank A Savings Bank in Clayton, Missouri (MO)
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First Bank A Savings Bank - Overview

General
FDIC Certificate #: 29030
Status: Inactive
Closing history: Corrections
Acquiring institution: First Bank A Federal Savings Bank (#30941)
Federal Reserve ID: 455178
Date Established: January 01, 1909
Bank Charter Class: Savings associations, state or federal charter, supervised by the Office of Thrift Supervision (OTS)
OTS Docket #: 2796
FDIC's unique #: 41864
Numeric code: 35
Regulator: OTS
Insurance Fund Membership: Savings Association Insurance Fund (SAIF)
FDIC Insured: Yes
SAIF Insured: Yes
Insured Savings Institution: Yes
Oakar Institutions: Yes
State Chartered: Yes
Date of Deposit Insurance: April 03, 1947
Last Structure Change Effective Date: December 07, 1994
Last Structure Change Process Date: December 19, 1994
Last Data Update: October 18, 1997
Data Source Date: April 05, 2012
Location
Address: 135 North Meramec, Clayton, MO 63105
County: Saint Louis (City)
Quarterly Banking Profile Region: Kansas City
FDIC Geographic Region: Kansas City
FDIC Supervisory Region: Kansas City
FDIC Field Office: St. Louis
Office of the Comptroller the Currency (OCC) District: Midwest
Office of Thrift Supervision Region: West
Metropolitan Statistical Area (MSA): St. Louis, MO-IL (#7040)
Combined Statistical Area (CSA): St. Louis-St. Charles-Farmington, MO-IL (#476)
Core Based Statistical Area (CBSA): St. Louis, MO-IL (#41180)
CBSA Metro Statistical Area: St. Louis, MO-IL (#41180)
History of Changes
Merger - Without Assistance
Corrections
Financial Summary
Total assets: $717.2 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Assets and Liabilities (December 31, 1993)

Dollar figures in thousands
0Total employees (full-time equivalent)
$270Total assets
$636,877Cash and due from depository institutions
$5,456Interest-bearing balances
$487Securities
$54,500Federal funds sold & reverse repurchase agreements
$0Net loans & leases
$543,132Loan loss allowance
$7,031Trading account assets
$0Bank premises and fixed assets
$12,210Other real estate owned
$725Goodwill and other intangibles
$15,907Life insurance assets
$4,947All other assets
$0Total liabilities and capital
$636,877Total liabilities
$578,626Total deposits
$544,516Interest-bearing deposits
$511,936Deposits held in domestic offices
544516.00%% insured (estimated)
$97Federal funds purchased & repurchase agreements
$0Trading liabilities
$0Other borrowed funds
$22,600Subordinated debt
$0All other liabilities
$11,510Total equity capital
$11,510Total bank equity capital
$58,251Perpetual preferred stock
$0Common stock
$1Surplus
$40,880Undivided profits
Memoranda
$17,370Noncurrent loans and leases
$0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
$3,610Income earned, not collected on loans
$2,724Earning assets
$598,119Long-term assets (5+ years)
$0Average Assets, year-to-date
$170,143Average Assets, quarterly
$343,503Volatile liabilities
$58,699Insider loans
$130FHLB advances
$16,600Loans and leases held for sale
$0Unused loan commitments
$64,045Tier 1 (core) risk-based capital
$0Tier 2 risk-based capital
$57,282Total risk weighted assets
$397,012Total unused commitments
$0Restructured Loans and leases
$0Derivatives

Income and Expense (December 31, 1993)

Dollar figures in thousands
$0Total interest income
$14,004Total interest expense
$6,084Net interest income
$7,920Provision for loan and lease losses
$1,613Total noninterest income
-$1,570Fiduciary activities
$0Service charges on deposit accounts
$0Trading account gains & fees
$0Additional noninterest income
-$1,570Total noninterest expense
$6,697Salaries and employee benefits
$1,673Premises and equipment expense
$1,553Additional noninterest expense
$3,471Pre-tax net operating income
-$1,960Securities gains (losses)
$806Applicable income taxes
-$260Income before extraordinary items
-$894Extraordinary gains - net
$31Net income attributable to bank
-$863Net charge-offs
$5,174Cash dividends
$0Sale, conversion, retirement of capital stock, net
$2,830Net operating income

Performance and Condition Ratios (December 31, 1993)

Dollar figures in thousands
Performance Ratios (%, annualized)
0.00%Yield on earning assets
9.01%Cost of funding earning assets
3.91%Net interest margin
5.09%Noninterest income to earning assets
-1.01%Noninterest expense to earning assets
4.31%Net operating income to assets
-0.89%Return on assets (ROA)
-0.51%Pretax return on assets
-0.66%Return on equity (ROE)
-6.52%Retained earnings to average equity (YTD only)
-6.52%Net charge-offs to loans
3.71%Credit loss provision to net charge-offs
31.18%Efficiency ratio
103,795Assets per employee
2.36%Cash dividends to net income (YTD only)
Condition Ratios (%)
0.00%Loss allowance to loans
1.28%Loss allowance to noncurrent loans
194.76%Noncurrent assets plus other real estate owned to assets
0.68%Noncurrent loans to loans
0.66%Net loans and leases to deposits
99.75%Net loans and leases to core deposits
106.83%Equity capital to assets
9.15%Core capital (leverage) ratio
9.01%Tier 1 risk-based capital ratio
14.43%Total risk-based capital ratio
Memoranda
$16Average assets
$170,143Average earning assets
$13,245Average equity
$155,465Average loans

First Bank A Savings Bank in Clayton, Missouri (MO)
Overview, Financial Summary, Detailed Financial Reports, Branches

First Bank A Savings Bank - Overview

Assets and Liabilities (December 31, 1993)

Income and Expense (December 31, 1993)

Performance and Condition Ratios (December 31, 1993)

Comment about this bank, ask questions, or add new information about it:

First Bank A Savings Bank in Clayton, Missouri (MO)Overview, Financial Summary, Detailed Financial Reports, Branches

First Bank A Savings Bank - Overview

Assets and Liabilities (December 31, 1993)

Income and Expense (December 31, 1993)

Performance and Condition Ratios (December 31, 1993)

Comment about this bank, ask questions, or add new information about it:

First Bank A Savings Bank in Clayton, Missouri (MO)
Overview, Financial Summary, Detailed Financial Reports, Branches