First Bank & Trust in city_name, state_name - Detailed Financial Reports, Location

First Bank & Trust in San Francisco, California (CA)
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First Bank & Trust - Overview

General
FDIC Certificate #: 22912
Status: Inactive
Closing history: Merger - Without Assistance
Acquiring institution: First Bank (#12229)
Federal Reserve ID: 642969
Date Established: July 27, 1979
Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
Offices: 56 (Interstate: No)
OTS Docket #: 9064
FDIC's unique #: 16019
Numeric code: 21
Regulator: FDIC
Insurance Fund Membership: Bank Insurance Fund (BIF)
Bank Insurance Fund: Yes
Insured commercial Banks: Yes
FDIC Insured: Yes
Oakar Institutions: Yes
State Chartered: Yes
Date of Deposit Insurance: July 27, 1979
Last Structure Change Effective Date: March 31, 2003
Last Structure Change Process Date: April 25, 2003
Last Data Update: April 25, 2003
Data Source Date: April 05, 2012
Location
Address: 550 Montgomery Street, San Francisco, CA 94111
County: San Francisco
Quarterly Banking Profile Region: San Francisco
FDIC Geographic Region: San Francisco
FDIC Supervisory Region: Kansas City
FDIC Field Office: San Francisco
Office of the Comptroller the Currency (OCC) District: Midwest
Office of Thrift Supervision Region: Western
Metropolitan Statistical Area (MSA): San Francisco, CA (#7360)
Consolidated Metropolitan Statistical Area (CMSA): San Francisco-Oakland-San Jose, CA (#84)
Combined Statistical Area (CSA): San Jose-San Francisco-Oakland, CA (#488)
Core Based Statistical Area (CBSA): San Francisco-Oakland-Fremont, CA (#41860)
CBSA Metro Statistical Area: San Francisco-Oakland-Fremont, CA (#41860)
Core Based Statistical Division: San Francisco-San Mateo-Redwood City, CA (#41884)
Financial Summary
Total assets: $3,149.1 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2002)

Dollar figures in thousands
673Total employees (full-time equivalent)
$3,149,104Total assets
$83,880Cash and due from depository institutions
$262Interest-bearing balances
$463,335Securities
$40,400Federal funds sold & reverse repurchase agreements
$2,264,379Net loans & leases
$38,160Loan loss allowance
$0Trading account assets
$46,316Bank premises and fixed assets
$342Other real estate owned
$115,826Goodwill and other intangibles
$0Life insurance assets
$134,626All other assets
$3,149,104Total liabilities and capital
$2,747,077Total liabilities
$2,641,717Total deposits
$2,082,742Interest-bearing deposits
$2,641,717Deposits held in domestic offices
0.00%% insured (estimated)
$78,535Federal funds purchased & repurchase agreements
$0Trading liabilities
$5,000Other borrowed funds
$0Subordinated debt
$21,825All other liabilities
$402,027Total equity capital
$402,027Total bank equity capital
$402,027Perpetual preferred stock
$0Common stock
$3Surplus
$343,577Undivided profits
Memoranda
$58,447Noncurrent loans and leases
$989,538Noncurrent loans that are wholly or partially guaranteed by the U.S. government
$0Income earned, not collected on loans
$24,154Earning assets
$1,913Long-term assets (5+ years)
$13,553Average Assets, year-to-date
$2,768,376Average Assets, quarterly
$107,938Volatile liabilities
$3,063,574Insider loans
$3,131,680FHLB advances
$368,938Loans and leases held for sale
$0Unused loan commitments
$5,000Tier 1 (core) risk-based capital
$809,900Tier 2 risk-based capital
$0Total risk weighted assets
$989,538Total unused commitments
$0Restructured Loans and leases
$35,525Derivatives

Income and Expense (December 31, 2002)

Dollar figures in thousands
$188,630Total interest income
$50,008Total interest expense
$138,622Net interest income
$27,890Provision for loan and lease losses
$23,495Total noninterest income
$422Fiduciary activities
$11,349Service charges on deposit accounts
$0Trading account gains & fees
$11,724Additional noninterest income
$89,814Total noninterest expense
$34,793Salaries and employee benefits
$16,522Premises and equipment expense
$38,499Additional noninterest expense
$44,413Pre-tax net operating income
$0Securities gains (losses)
$17,276Applicable income taxes
$27,137Income before extraordinary items
$0Extraordinary gains - net
$27,137Net income attributable to bank
$0Net charge-offs
$0Cash dividends
$32,451Sale, conversion, retirement of capital stock, net
$26,000Net operating income

Performance and Condition Ratios (December 31, 2002)

Dollar figures in thousands
Performance Ratios (%, annualized)
7.00%Yield on earning assets
1.86%Cost of funding earning assets
5.15%Net interest margin
0.87%Noninterest income to earning assets
3.34%Noninterest expense to earning assets
0.89%Net operating income to assets
0.89%Return on assets (ROA)
1.45%Pretax return on assets
6.87%Return on equity (ROE)
0.29%Retained earnings to average equity (YTD only)
1.41%Net charge-offs to loans
85.94%Credit loss provision to net charge-offs
2.23%Efficiency ratio
54,693Assets per employee
4.68%Cash dividends to net income (YTD only)
Condition Ratios (%)
95.81%Loss allowance to loans
1.66%Loss allowance to noncurrent loans
157.99%Noncurrent assets plus other real estate owned to assets
0.78%Noncurrent loans to loans
1.05%Net loans and leases to deposits
85.72%Net loans and leases to core deposits
96.10%Equity capital to assets
12.77%Core capital (leverage) ratio
8.26%Tier 1 risk-based capital ratio
8.93%Total risk-based capital ratio
Memoranda
$10Average assets
$3,063,574Average earning assets
$395,073Average equity
$2,692,927Average loans

Total Fiduciary and Related Assets (December 31, 2002)

Dollar figures in thousands
$1Total fiduciary and related assets
1Number of Fiduciary Accounts and Related Asset Accounts
YesFiduciary powers granted
YesFiduciary or related activity
$54,219Managed Assets
1Number of Accounts
$50,820Personal trust and agency accounts
$19,513Employee benefit-defined contribution accounts
$950Employee benefit-defined benefit accounts
$1,059Other retirement accounts
$3,237Corporate trust and agency accounts
$0Investment management agency accounts
$26,041Other fiduciary accounts
$0Fiduciary accounts held in foreign offices
$20Non-managed Assets
106Number of Accounts
$0Personal trust and agency accounts
$0Employee benefit-defined contribution accounts
$0Employee benefit-defined benefit accounts
$3,399Other retirement accounts
$0Corporate trust and agency accounts
$1,834Other fiduciary accounts
$1,340Fiduciary accounts held in foreign offices

Bank Assets Sold and Securitized (December 31, 2002)

Dollar figures in thousands
Principal balance with servicing or other recourse retained
$01-4 family residential loans
$0Home equity lines
$0Credit cards receivables
$0Auto loans
$0Other consumer loans
$0Commercial and industrial loans
$17,338All other loans and all leases
Past due loan amounts 30-89 days (included in principal balance)
$01-4 family residential loans
$0>Home equity lines
$0Credit cards receivables
$0Auto loans
$0Other consumer loans
$0Commercial and industrial loans
$661All other loans and all leases
Past due loan amounts 90 days or more (included in principal balance)
$01-4 family residential loans
$0>Home equity lines
$0Credit cards receivables
$0Auto loans
$0Other consumer loans
$0Commercial and industrial loans
$92All other loans and all leases

First Bank & Trust in San Francisco, California (CA)
Overview, Financial Summary, Detailed Financial Reports, Branches

First Bank & Trust - Overview

Assets and Liabilities (December 31, 2002)

Income and Expense (December 31, 2002)

Performance and Condition Ratios (December 31, 2002)

Total Fiduciary and Related Assets (December 31, 2002)

Bank Assets Sold and Securitized (December 31, 2002)

Comment about this bank, ask questions, or add new information about it:

First Bank & Trust in San Francisco, California (CA)Overview, Financial Summary, Detailed Financial Reports, Branches

First Bank & Trust - Overview

Assets and Liabilities (December 31, 2002)

Income and Expense (December 31, 2002)

Performance and Condition Ratios (December 31, 2002)

Total Fiduciary and Related Assets (December 31, 2002)

Bank Assets Sold and Securitized (December 31, 2002)

Comment about this bank, ask questions, or add new information about it:

First Bank & Trust in San Francisco, California (CA)
Overview, Financial Summary, Detailed Financial Reports, Branches