First Bank & Trust Company in Dawson, Texas (TX)
Overview, Financial Summary, Detailed Financial Reports, Branches


  • First Bank & Trust Company in Dawson, Texas (TX)
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First Bank & Trust Company routing number info

First Bank & Trust Company - Overview

  • General
  • FDIC Certificate #: 3167
    Status: Active
    Federal Reserve ID: 552657
    Bank Holding Company (Regulatory Top Holder): Dawson Bancshares, Inc. (RSSDID: 1108677, Location: Dawson, TX)
    Date Established: Febuary 15, 1915
    Trust Powers Granted: Yes
    Bank Charter Class: Commercial bank, state charter and Fed member, supervised by the Federal Reserve (FRB)
    Offices: 2 (Domestic: 2, Interstate: No)
    FDIC's unique #: 2033
    Numeric code: 13
    Regulator: FED
    Insurance Fund Membership: Deposit Insurance Fund (DIF)
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    Deposit Insurance Fund member: Yes
    Agricultural lending institution: Yes
    Ownership Type: Non-Stock
    FFIEC Call Report 31 Filer: No
    State Chartered: Yes
    Subchapter S Corporations: Yes
    Asset Concentration Hierarchy: Agricultural Specialization
    Date of Deposit Insurance: January 01, 1934
    Last Structure Change Effective Date: June 01, 2010
    Last Structure Change Process Date: June 01, 2010
    Last Data Update: June 01, 2010
    Data Source Date: April 05, 2012
  • Location
  • Address: 109 N Main Street, Dawson, TX 76639
    County: Navarro
    Quarterly Banking Profile Region: Dallas
    FDIC Geographic Region: Dallas
    FDIC Supervisory Region: Dallas
    FDIC Field Office: Dallas
    Office of the Comptroller the Currency (OCC) District: Southwest
    Office of Thrift Supervision Region: West
    Core Based Statistical Area (CBSA): Corsicana, TX (#18620)
    CBSA Micro Statistical Area: Yes
  • History of Changes
  • Change in Location
  • Financial Summary
  • Total assets: $38.9 mil
    Equity capital: $2.5 mil
    Deposits held in domestic offices: $36.3 mil
    Return on assets (ROA): 0.00% ($0.0 mil)
    Quarterly return on assets: -0.16% (-$0.1 mil)
    Return on Equity (ROE): 0.00% ($0.0 mil)
    Quarterly return on equity: -2.41% (-$0.0 mil)
    Net income: $0.0 mil
    Quarterly Net income: -$0.0 mil
    Pretax return on assets: 0.00% ($0.0 mil)
    Quarterly Pretax return on assets: -0.16% (-$62.2 mil)

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)

  • Dollar figures in thousands
  • 13Total employees (full-time equivalent)
  • $38,882Total assets
  • $3,017Cash and due from depository institutions
  • $0Interest-bearing balances
  • $11,495Securities
  • $5,670Federal funds sold & reverse repurchase agreements
  • $17,368Net loans & leases
  • $186Loan loss allowance
  • $0Trading account assets
  • $133Bank premises and fixed assets
  • $595Other real estate owned
  • $0Goodwill and other intangibles
  • $38,882Life insurance assets
  • $604All other assets
  • $36,385Total liabilities and capital
  • $36,268Total liabilities
  • $32,096Total deposits
  • $36,268Interest-bearing deposits
  • $97Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $0Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $0Other borrowed funds
  • $117Subordinated debt
  • $2,497All other liabilities
  • $2,497Total equity capital
  • $2,497Total bank equity capital
  • $0Perpetual preferred stock
  • $75Common stock
  • $1,125Surplus
  • $1,297Undivided profits
  • Memoranda
  • $0Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $195Income earned, not collected on loans
  • $0Earning assets
  • $358Long-term assets (5+ years)
  • $34,533Average Assets, year-to-date
  • $11,403Average Assets, quarterly
  • $36,408Volatile liabilities
  • $38,648Insider loans
  • $20,317FHLB advances
  • $38,674Loans and leases held for sale
  • $0Unused loan commitments
  • $0Tier 1 (core) risk-based capital
  • $2,332Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $0Total unused commitments
  • $928Restructured Loans and leases
  • $180Derivatives

Income and Expense (December 31, 2011)

  • Dollar figures in thousands
  • $1,747Total interest income
  • $490Total interest expense
  • $1,257Net interest income
  • $80Provision for loan and lease losses
  • -$9Total noninterest income
  • $0Fiduciary activities
  • $136Service charges on deposit accounts
  • $0Trading account gains & fees
  • -$145Additional noninterest income
  • $1,357Total noninterest expense
  • $670Salaries and employee benefits
  • $266Premises and equipment expense
  • $421Additional noninterest expense
  • -$189Pre-tax net operating income
  • $189Securities gains (losses)
  • $0Applicable income taxes
  • $0Income before extraordinary items
  • $0Extraordinary gains - net
  • $0Net income attributable to bank
  • $0Net charge-offs
  • $0Cash dividends
  • $69Sale, conversion, retirement of capital stock, net
  • $0Net operating income

Performance and Condition Ratios (December 31, 2011)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 5.53%Yield on earning assets
  • 1.55%Cost of funding earning assets
  • 3.98%Net interest margin
  • -0.03%Noninterest income to earning assets
  • 4.29%Noninterest expense to earning assets
  • -0.52%Net operating income to assets
  • 0.00%Return on assets (ROA)
  • 0.00%Pretax return on assets
  • 0.00%Return on equity (ROE)
  • 0.00%Retained earnings to average equity (YTD only)
  • 0.39%Net charge-offs to loans
  • 115.94%Credit loss provision to net charge-offs
  • -1.58%Efficiency ratio
  • 108,734Assets per employee
  • 2.99%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 0.00%Loss allowance to loans
  • 1.06%Loss allowance to noncurrent loans
  • 95.38%Noncurrent assets plus other real estate owned to assets
  • 2.03%Noncurrent loans to loans
  • 1.11%Net loans and leases to deposits
  • 47.89%Net loans and leases to core deposits
  • 48.81%Equity capital to assets
  • 6.42%Core capital (leverage) ratio
  • 6.03%Tier 1 risk-based capital ratio
  • 11.48%Total risk-based capital ratio
  • Memoranda
  • $12Average assets
  • $36,408Average earning assets
  • $2,441Average equity
  • $31,600Average loans

List of branches

  • 2 Texas Branches as of April 05, 2012
    • NoIDNameAddressEstablishedService TypeMap
    02033First Bank & Trust Company109 N Main Street, Dawson, TX 76639Febuary 15, 1915Full Service Brick and Mortar
    1358894First Bank 7 Trust Co.1025 Northeast 4th Street, Hubbard, TX 76648August 21, 2000Full Service Brick and Mortar

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