First Bank & Trust, National Association in city_name, state_name

First Bank & Trust, National Association in Pipestone, Minnesota (MN)
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First Bank & Trust, National Association routing number info

First Bank & Trust, National Association - Overview

General
FDIC Certificate #: 5227
Status: Active
Federal Reserve ID: 755850
Bank Holding Company (Regulatory Top Holder): Fishback Financial Corporation (RSSDID: 1123072, Location: Brookings, SD)
Date Established: Febuary 28, 1889
WWW: http://www.bankeasy.compipestone/
Trust Powers Granted: Yes
Bank Charter Class: Commercial bank, national (federal) charter and Fed member, supervised by the Office of the Comptroller of the Currency (OCC)
Offices: 2 (Domestic: 2, Interstate: No)
OTS Docket #: 11149
FDIC's unique #: 3512
Numeric code: 3
Regulator: OCC
Insurance Fund Membership: Deposit Insurance Fund (DIF)
Insured commercial Banks: Yes
FDIC Insured: Yes
Deposit Insurance Fund member: Yes
Agricultural lending institution: Yes
Ownership Type: Non-Stock
FFIEC Call Report 31 Filer: No
State Chartered: No
Subchapter S Corporations: No
Asset Concentration Hierarchy: Agricultural Specialization
Date of Deposit Insurance: January 01, 1934
Last Structure Change Effective Date: January 01, 2010
Last Structure Change Process Date: January 20, 2010
Last Data Update: January 20, 2010
Data Source Date: April 05, 2012
Location
Address: 101 Second Street, N.W., Pipestone, MN 56164
County: Pipestone
Quarterly Banking Profile Region: Kansas City
FDIC Geographic Region: Kansas City
FDIC Supervisory Region: Kansas City
FDIC Field Office: Sioux Falls
Office of the Comptroller the Currency (OCC) District: Central
Office of Thrift Supervision Region: West
History of Changes
Name Change
Financial Summary
Total assets: $184.3 mil
Equity capital: $18.6 mil
Deposits held in domestic offices: $164.7 mil
Return on assets (ROA): 1.25% ($2.3 mil)
Quarterly return on assets: 1.24% ($2.3 mil)
Return on Equity (ROE): 11.53% ($2.2 mil)
Quarterly return on equity: 11.86% ($2.3 mil)
Net income: $2.1 mil
Quarterly Net income: $0.5 mil
Pretax return on assets: 1.79% ($3,298.5 mil)
Quarterly Pretax return on assets: 1.75% ($3,224.8 mil)

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)

Dollar figures in thousands
27Total employees (full-time equivalent)
$184,275Total assets
$8,342Cash and due from depository institutions
$4,110Interest-bearing balances
$46,585Securities
$2,647Federal funds sold & reverse repurchase agreements
$114,547Net loans & leases
$1,441Loan loss allowance
$0Trading account assets
$1,035Bank premises and fixed assets
$1,313Other real estate owned
$2,721Goodwill and other intangibles
$184,275Life insurance assets
$7,085All other assets
$165,717Total liabilities and capital
$164,749Total liabilities
$132,449Total deposits
$164,749Interest-bearing deposits
$70Deposits held in domestic offices
0.00%% insured (estimated)
$0Federal funds purchased & repurchase agreements
$0Trading liabilities
$0Other borrowed funds
$968Subordinated debt
$18,558All other liabilities
$18,558Total equity capital
$18,558Total bank equity capital
$0Perpetual preferred stock
$420Common stock
$11,137Surplus
$7,001Undivided profits
Memoranda
$0Noncurrent loans and leases
$0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
$27Income earned, not collected on loans
$0Earning assets
$1,219Long-term assets (5+ years)
$167,889Average Assets, year-to-date
$75,903Average Assets, quarterly
$169,061Volatile liabilities
$177,110Insider loans
$139,294FHLB advances
$172,012Loans and leases held for sale
$3,010Unused loan commitments
$3,010Tier 1 (core) risk-based capital
$15,048Tier 2 risk-based capital
$0Total risk weighted assets
$0Total unused commitments
$27,506Restructured Loans and leases
$10,693Derivatives

Income and Expense (December 31, 2011)

Dollar figures in thousands
$7,643Total interest income
$1,543Total interest expense
$6,100Net interest income
-$130Provision for loan and lease losses
$1,123Total noninterest income
$0Fiduciary activities
$420Service charges on deposit accounts
$0Trading account gains & fees
$703Additional noninterest income
$4,335Total noninterest expense
$1,608Salaries and employee benefits
$332Premises and equipment expense
$2,395Additional noninterest expense
$3,018Pre-tax net operating income
$0Securities gains (losses)
$901Applicable income taxes
$2,117Income before extraordinary items
$0Extraordinary gains - net
$2,117Net income attributable to bank
$0Net charge-offs
$2,117Cash dividends
$354Sale, conversion, retirement of capital stock, net
$3,050Net operating income

Performance and Condition Ratios (December 31, 2011)

Dollar figures in thousands
Performance Ratios (%, annualized)
4.98%Yield on earning assets
1.01%Cost of funding earning assets
3.97%Net interest margin
0.73%Noninterest income to earning assets
2.82%Noninterest expense to earning assets
1.25%Net operating income to assets
1.25%Return on assets (ROA)
1.79%Pretax return on assets
11.53%Return on equity (ROE)
-5.08%Retained earnings to average equity (YTD only)
0.32%Net charge-offs to loans
-36.72%Credit loss provision to net charge-offs
8.16%Efficiency ratio
60,017Assets per employee
6.83%Cash dividends to net income (YTD only)
Condition Ratios (%)
144.07%Loss allowance to loans
1.24%Loss allowance to noncurrent loans
5337.04%Noncurrent assets plus other real estate owned to assets
0.73%Noncurrent loans to loans
0.02%Net loans and leases to deposits
69.53%Net loans and leases to core deposits
76.36%Equity capital to assets
10.07%Core capital (leverage) ratio
8.75%Tier 1 risk-based capital ratio
10.80%Total risk-based capital ratio
Memoranda
$12Average assets
$169,061Average earning assets
$18,358Average equity
$153,477Average loans

Total Fiduciary and Related Assets (December 31, 2002)

Dollar figures in thousands
$1Total fiduciary and related assets
1Number of Fiduciary Accounts and Related Asset Accounts
YesFiduciary powers granted
YesFiduciary or related activity
$12,695Managed Assets
1Number of Accounts
$8,085Personal trust and agency accounts
$1,588Employee benefit-defined contribution accounts
$2,313Employee benefit-defined benefit accounts
$0Other retirement accounts
$361Corporate trust and agency accounts
$0Investment management agency accounts
$3,823Other fiduciary accounts
$0Fiduciary accounts held in foreign offices
$0Non-managed Assets
153Number of Accounts
$0Personal trust and agency accounts
$0Employee benefit-defined contribution accounts
$0Employee benefit-defined benefit accounts
$4,610Other retirement accounts
$0Corporate trust and agency accounts
$2,309Other fiduciary accounts
$2,300Fiduciary accounts held in foreign offices

List of branches

2 Minnesota Branches as of April 05, 2012

No	ID	Name	Address	Established	Service Type	Map
0	3512	First Bank & Trust, National Association	101 Second Street, N.W., Pipestone, MN 56164	Febuary 28, 1889	Full Service Brick and Mortar
4	207373	Cyber Office	Www.Banking.com/Fnbpipe/, Pipestone, MN 56164	March 15, 1997	Full Service Cyber

First Bank & Trust, National Association in Pipestone, Minnesota (MN)
Overview, Financial Summary, Detailed Financial Reports, Branches

First Bank & Trust, National Association - Overview

Assets and Liabilities (December 31, 2011)

Income and Expense (December 31, 2011)

Performance and Condition Ratios (December 31, 2011)

Total Fiduciary and Related Assets (December 31, 2002)

List of branches

Comment about this bank, ask questions, or add new information about it:

First Bank & Trust, National Association in Pipestone, Minnesota (MN)Overview, Financial Summary, Detailed Financial Reports, Branches

First Bank & Trust, National Association - Overview

Assets and Liabilities (December 31, 2011)

Income and Expense (December 31, 2011)

Performance and Condition Ratios (December 31, 2011)

Total Fiduciary and Related Assets (December 31, 2002)

List of branches

Comment about this bank, ask questions, or add new information about it:

First Bank & Trust, National Association in Pipestone, Minnesota (MN)
Overview, Financial Summary, Detailed Financial Reports, Branches