First Bank and Trust in city_name, state_name - Detailed Financial Reports, Location

First Bank and Trust in Springtown, Texas (TX)
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First Bank and Trust - Overview

General
FDIC Certificate #: 22885
Status: Inactive
Closing history: Merger - Without Assistance
Acquiring institution: Continental State Bank (#15497)
Federal Reserve ID: 456568
Date Established: June 25, 1979
Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
Offices: 1 (Interstate: No)
FDIC's unique #: 15996
Numeric code: 21
Regulator: FDIC
Insurance Fund Membership: Bank Insurance Fund (BIF)
Bank Insurance Fund: Yes
Insured commercial Banks: Yes
FDIC Insured: Yes
State Chartered: Yes
Date of Deposit Insurance: June 25, 1979
Last Structure Change Effective Date: Febuary 26, 1993
Last Structure Change Process Date: March 16, 1993
Last Data Update: March 16, 1993
Data Source Date: April 05, 2012
Location
Address: Highway 51 And Townsquare, Springtown, TX 76082
County: Parker
Quarterly Banking Profile Region: Dallas
FDIC Geographic Region: Dallas
FDIC Supervisory Region: Dallas
FDIC Field Office: Dallas
Office of the Comptroller the Currency (OCC) District: Southwest
Office of Thrift Supervision Region: West
Metropolitan Statistical Area (MSA): Fort Worth-Arlington, TX (#2800)
Consolidated Metropolitan Statistical Area (CMSA): Dallas-Fort Worth, TX (#31)
Combined Statistical Area (CSA): Dallas-Fort Worth, TX (#206)
Core Based Statistical Area (CBSA): Dallas-Fort Worth-Arlington, TX (#19100)
CBSA Metro Statistical Area: Dallas-Fort Worth-Arlington, TX (#19100)
Core Based Statistical Division: Fort Worth-Arlington, TX (#23104)
Financial Summary
Total assets: $21.5 mil

Assets and Liabilities (December 31, 1992)

Dollar figures in thousands
0Total employees (full-time equivalent)
$13Total assets
$21,482Cash and due from depository institutions
$1,078Interest-bearing balances
$0Securities
$8,023Federal funds sold & reverse repurchase agreements
$975Net loans & leases
$9,867Loan loss allowance
$253Trading account assets
$0Bank premises and fixed assets
$385Other real estate owned
$795Goodwill and other intangibles
$359Life insurance assets
$0All other assets
$0Total liabilities and capital
$21,482Total liabilities
$20,019Total deposits
$19,887Interest-bearing deposits
$16,883Deposits held in domestic offices
19887.00%% insured (estimated)
$100Federal funds purchased & repurchase agreements
$0Trading liabilities
$0Other borrowed funds
$0Subordinated debt
$0All other liabilities
$132Total equity capital
$132Total bank equity capital
$1,463Perpetual preferred stock
$0Common stock
$384Surplus
$744Undivided profits
Memoranda
$335Noncurrent loans and leases
$0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
$198Income earned, not collected on loans
$88Earning assets
$18,865Long-term assets (5+ years)
$882Average Assets, year-to-date
$21,651Average Assets, quarterly
$21,691Volatile liabilities
$1,204Insider loans
$247FHLB advances
$0Loans and leases held for sale
$0Unused loan commitments
$189Tier 1 (core) risk-based capital
$0Tier 2 risk-based capital
$1,463Total risk weighted assets
$12,295Total unused commitments
$0Restructured Loans and leases
$0Derivatives

Income and Expense (December 31, 1992)

Dollar figures in thousands
$0Total interest income
$1,584Total interest expense
$705Net interest income
$879Provision for loan and lease losses
$19Total noninterest income
$254Fiduciary activities
$0Service charges on deposit accounts
$173Trading account gains & fees
$0Additional noninterest income
$81Total noninterest expense
$996Salaries and employee benefits
$348Premises and equipment expense
$108Additional noninterest expense
$540Pre-tax net operating income
$118Securities gains (losses)
$226Applicable income taxes
$36Income before extraordinary items
$308Extraordinary gains - net
$0Net income attributable to bank
$308Net charge-offs
$13Cash dividends
$0Sale, conversion, retirement of capital stock, net
$0Net operating income

Performance and Condition Ratios (December 31, 1992)

Dollar figures in thousands
Performance Ratios (%, annualized)
0.00%Yield on earning assets
8.33%Cost of funding earning assets
3.71%Net interest margin
4.62%Noninterest income to earning assets
1.34%Noninterest expense to earning assets
5.24%Net operating income to assets
0.48%Return on assets (ROA)
1.42%Pretax return on assets
1.59%Return on equity (ROE)
22.36%Retained earnings to average equity (YTD only)
22.36%Net charge-offs to loans
0.13%Credit loss provision to net charge-offs
146.15%Efficiency ratio
87,908Assets per employee
1.65%Cash dividends to net income (YTD only)
Condition Ratios (%)
0.00%Loss allowance to loans
2.50%Loss allowance to noncurrent loans
127.78%Noncurrent assets plus other real estate owned to assets
4.62%Noncurrent loans to loans
1.96%Net loans and leases to deposits
49.62%Net loans and leases to core deposits
52.81%Equity capital to assets
6.81%Core capital (leverage) ratio
6.79%Tier 1 risk-based capital ratio
11.90%Total risk-based capital ratio
Memoranda
$13Average assets
$21,651Average earning assets
$1,377Average equity
$19,025Average loans

First Bank and Trust in Springtown, Texas (TX)
Overview, Financial Summary, Detailed Financial Reports, Branches

First Bank and Trust - Overview

Assets and Liabilities (December 31, 1992)

Income and Expense (December 31, 1992)

Performance and Condition Ratios (December 31, 1992)

Comment about this bank, ask questions, or add new information about it:

First Bank and Trust in Springtown, Texas (TX)Overview, Financial Summary, Detailed Financial Reports, Branches

First Bank and Trust - Overview

Assets and Liabilities (December 31, 1992)

Income and Expense (December 31, 1992)

Performance and Condition Ratios (December 31, 1992)

Comment about this bank, ask questions, or add new information about it:

First Bank and Trust in Springtown, Texas (TX)
Overview, Financial Summary, Detailed Financial Reports, Branches