First Bank and Trust Company of Tennessee in city_name, state_name

First Bank and Trust Company of Tennessee in Johnson City, Tennessee (TN)
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First Bank and Trust Company of Tennessee - Overview

General
FDIC Certificate #: 34099
Status: Inactive
Closing history: Merger - Without Assistance
Acquiring institution: The First Bank and Trust Company (#22918)
Federal Reserve ID: 2353698
Date Established: December 05, 1995
Bank Charter Class: Commercial bank, state charter and Fed member, supervised by the Federal Reserve (FRB)
Offices: 3 (Interstate: No)
FDIC's unique #: 56239
Numeric code: 13
Regulator: FED
Insurance Fund Membership: Bank Insurance Fund (BIF)
Bank Insurance Fund: Yes
Insured commercial Banks: Yes
FDIC Insured: Yes
State Chartered: Yes
Date of Deposit Insurance: December 05, 1995
Last Structure Change Effective Date: December 28, 2001
Last Structure Change Process Date: January 30, 2002
Last Data Update: January 30, 2002
Data Source Date: April 05, 2012
Location
Address: 1185 North State Of Franklin Road, Johnson City, TN 37604
County: Washington
Quarterly Banking Profile Region: Dallas
FDIC Geographic Region: Dallas
FDIC Supervisory Region: Atlanta
FDIC Field Office: Knoxville
Office of the Comptroller the Currency (OCC) District: Southwest
Office of Thrift Supervision Region: Southeast
Metropolitan Statistical Area (MSA): Johnson City-Kingsport-Bristol, TN-VA (#3660)
Combined Statistical Area (CSA): Johnson City-Kingsport-Bristol (Tri-Cities), TN-VA (#304)
Core Based Statistical Area (CBSA): Johnson City, TN (#27740)
CBSA Metro Statistical Area: Johnson City, TN (#27740)
Financial Summary
Total assets: $84.5 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2000)

Dollar figures in thousands
28Total employees (full-time equivalent)
$68,129Total assets
$2,988Cash and due from depository institutions
$106Interest-bearing balances
$1,865Securities
$0Federal funds sold & reverse repurchase agreements
$58,816Net loans & leases
$601Loan loss allowance
$0Trading account assets
$3,657Bank premises and fixed assets
$198Other real estate owned
$0Goodwill and other intangibles
$0Life insurance assets
$605All other assets
$68,129Total liabilities and capital
$62,976Total liabilities
$61,215Total deposits
$49,746Interest-bearing deposits
$61,215Deposits held in domestic offices
0.00%% insured (estimated)
$1,500Federal funds purchased & repurchase agreements
$0Trading liabilities
$0Other borrowed funds
$0Subordinated debt
$261All other liabilities
$5,153Total equity capital
$5,153Total bank equity capital
$5,153Perpetual preferred stock
$0Common stock
$2,000Surplus
$1,750Undivided profits
Memoranda
$1,403Noncurrent loans and leases
$5,303Noncurrent loans that are wholly or partially guaranteed by the U.S. government
$0Income earned, not collected on loans
$342Earning assets
$0Long-term assets (5+ years)
$395Average Assets, year-to-date
$60,787Average Assets, quarterly
$13,901Volatile liabilities
$66,430Insider loans
$68,727FHLB advances
$11,851Loans and leases held for sale
$331Unused loan commitments
$0Tier 1 (core) risk-based capital
$0Tier 2 risk-based capital
$0Total risk weighted assets
$5,303Total unused commitments
$0Restructured Loans and leases
$601Derivatives

Income and Expense (December 31, 2000)

Dollar figures in thousands
$5,260Total interest income
$2,738Total interest expense
$2,522Net interest income
$145Provision for loan and lease losses
$481Total noninterest income
$0Fiduciary activities
$288Service charges on deposit accounts
$0Trading account gains & fees
$193Additional noninterest income
$1,733Total noninterest expense
$922Salaries and employee benefits
$238Premises and equipment expense
$573Additional noninterest expense
$1,125Pre-tax net operating income
$0Securities gains (losses)
$377Applicable income taxes
$748Income before extraordinary items
$0Extraordinary gains - net
$748Net income attributable to bank
$0Net charge-offs
$0Cash dividends
$43Sale, conversion, retirement of capital stock, net
$88Net operating income

Performance and Condition Ratios (December 31, 2000)

Dollar figures in thousands
Performance Ratios (%, annualized)
8.83%Yield on earning assets
4.60%Cost of funding earning assets
4.23%Net interest margin
0.81%Noninterest income to earning assets
2.91%Noninterest expense to earning assets
1.13%Net operating income to assets
1.13%Return on assets (ROA)
1.69%Pretax return on assets
15.66%Return on equity (ROE)
13.82%Retained earnings to average equity (YTD only)
0.08%Net charge-offs to loans
337.21%Credit loss provision to net charge-offs
29.53%Efficiency ratio
57,709Assets per employee
2.43%Cash dividends to net income (YTD only)
Condition Ratios (%)
11.76%Loss allowance to loans
1.01%Loss allowance to noncurrent loans
175.73%Noncurrent assets plus other real estate owned to assets
0.79%Noncurrent loans to loans
0.58%Net loans and leases to deposits
96.08%Net loans and leases to core deposits
115.63%Equity capital to assets
7.56%Core capital (leverage) ratio
7.53%Tier 1 risk-based capital ratio
10.50%Total risk-based capital ratio
Memoranda
$12Average assets
$66,430Average earning assets
$4,776Average equity
$59,576Average loans

First Bank and Trust Company of Tennessee in Johnson City, Tennessee (TN)
Overview, Financial Summary, Detailed Financial Reports, Branches

First Bank and Trust Company of Tennessee - Overview

Assets and Liabilities (December 31, 2000)

Income and Expense (December 31, 2000)

Performance and Condition Ratios (December 31, 2000)

Comment about this bank, ask questions, or add new information about it:

First Bank and Trust Company of Tennessee in Johnson City, Tennessee (TN)Overview, Financial Summary, Detailed Financial Reports, Branches

First Bank and Trust Company of Tennessee - Overview

Assets and Liabilities (December 31, 2000)

Income and Expense (December 31, 2000)

Performance and Condition Ratios (December 31, 2000)

Comment about this bank, ask questions, or add new information about it:

First Bank and Trust Company of Tennessee in Johnson City, Tennessee (TN)
Overview, Financial Summary, Detailed Financial Reports, Branches