First Bank of Lafayette, A FSB in city_name, state_name - Detailed Financial Reports, Location

First Bank of Lafayette, A FSB in Lafayette, Indiana (IN)
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First Bank of Lafayette, A FSB - Overview

General
FDIC Certificate #: 28329
Status: Inactive
Closing history: Merger - Without Assistance
Acquiring institution: The Huntington National Bank of Indiana (#16842)
Federal Reserve ID: 267876
Date Established: January 01, 1892
Bank Charter Class: Savings associations, state or federal charter, supervised by the Office of Thrift Supervision (OTS)
OTS Docket #: 1382
FDIC's unique #: 41163
Numeric code: 33
Regulator: OTS
Insurance Fund Membership: Savings Association Insurance Fund (SAIF)
FDIC Insured: Yes
SAIF Insured: Yes
Insured Savings Institution: Yes
State Chartered: No
Date of Deposit Insurance: Febuary 16, 1937
Last Structure Change Effective Date: November 29, 1993
Last Structure Change Process Date: December 30, 1993
Last Data Update: December 30, 1993
Data Source Date: April 05, 2012
Location
Address: 101 North 4th Street, Lafayette, IN 47902
County: Tippecanoe
Quarterly Banking Profile Region: Chicago
FDIC Geographic Region: Chicago
FDIC Supervisory Region: Chicago
FDIC Field Office: Indianapolis
Office of the Comptroller the Currency (OCC) District: Central
Office of Thrift Supervision Region: Central
Metropolitan Statistical Area (MSA): Lafayette, IN (#3920)
Combined Statistical Area (CSA): Lafayette-Frankfort, IN (#320)
Core Based Statistical Area (CBSA): Lafayette, IN (#29140)
CBSA Metro Statistical Area: Lafayette, IN (#29140)
Financial Summary
Total assets: $301.6 mil

Assets and Liabilities (December 31, 1992)

Dollar figures in thousands
0Total employees (full-time equivalent)
$80Total assets
$279,627Cash and due from depository institutions
$14,249Interest-bearing balances
$12,041Securities
$23,192Federal funds sold & reverse repurchase agreements
$0Net loans & leases
$231,676Loan loss allowance
$492Trading account assets
$0Bank premises and fixed assets
$5,173Other real estate owned
$810Goodwill and other intangibles
$4,527Life insurance assets
$0All other assets
$0Total liabilities and capital
$279,627Total liabilities
$252,771Total deposits
$234,588Interest-bearing deposits
$231,672Deposits held in domestic offices
234588.00%% insured (estimated)
$95Federal funds purchased & repurchase agreements
$0Trading liabilities
$0Other borrowed funds
$17,000Subordinated debt
$0All other liabilities
$1,183Total equity capital
$1,183Total bank equity capital
$26,856Perpetual preferred stock
$0Common stock
$1Surplus
$5,893Undivided profits
Memoranda
$20,962Noncurrent loans and leases
$0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
$408Income earned, not collected on loans
$1,919Earning assets
$266,909Long-term assets (5+ years)
$0Average Assets, year-to-date
$265,826Average Assets, quarterly
$278,210Volatile liabilities
$39,154Insider loans
$0FHLB advances
$17,000Loans and leases held for sale
$0Unused loan commitments
$18,502Tier 1 (core) risk-based capital
$0Tier 2 risk-based capital
$26,856Total risk weighted assets
$148,089Total unused commitments
$0Restructured Loans and leases
$0Derivatives

Income and Expense (December 31, 1992)

Dollar figures in thousands
$0Total interest income
$21,279Total interest expense
$13,274Net interest income
$8,005Provision for loan and lease losses
$196Total noninterest income
$1,188Fiduciary activities
$0Service charges on deposit accounts
$0Trading account gains & fees
$0Additional noninterest income
$1,188Total noninterest expense
$5,312Salaries and employee benefits
$2,154Premises and equipment expense
$1,339Additional noninterest expense
$1,819Pre-tax net operating income
$3,685Securities gains (losses)
$1,718Applicable income taxes
$2,063Income before extraordinary items
$3,340Extraordinary gains - net
$0Net income attributable to bank
$3,340Net charge-offs
$16Cash dividends
$300Sale, conversion, retirement of capital stock, net
$0Net operating income

Performance and Condition Ratios (December 31, 1992)

Dollar figures in thousands
Performance Ratios (%, annualized)
0.00%Yield on earning assets
8.51%Cost of funding earning assets
5.31%Net interest margin
3.20%Noninterest income to earning assets
0.48%Noninterest expense to earning assets
2.12%Net operating income to assets
0.84%Return on assets (ROA)
1.26%Pretax return on assets
2.03%Return on equity (ROE)
13.19%Retained earnings to average equity (YTD only)
12.00%Net charge-offs to loans
0.01%Credit loss provision to net charge-offs
1225.00%Efficiency ratio
57,783Assets per employee
3.50%Cash dividends to net income (YTD only)
Condition Ratios (%)
8.98%Loss allowance to loans
0.21%Loss allowance to noncurrent loans
120.59%Noncurrent assets plus other real estate owned to assets
0.16%Noncurrent loans to loans
0.18%Net loans and leases to deposits
98.76%Net loans and leases to core deposits
109.06%Equity capital to assets
9.60%Core capital (leverage) ratio
9.61%Tier 1 risk-based capital ratio
18.14%Total risk-based capital ratio
Memoranda
$18Average assets
$265,826Average earning assets
$25,331Average equity
$250,020Average loans

First Bank of Lafayette, A FSB in Lafayette, Indiana (IN)
Overview, Financial Summary, Detailed Financial Reports, Branches

First Bank of Lafayette, A FSB - Overview

Assets and Liabilities (December 31, 1992)

Income and Expense (December 31, 1992)

Performance and Condition Ratios (December 31, 1992)

Comment about this bank, ask questions, or add new information about it:

First Bank of Lafayette, A FSB in Lafayette, Indiana (IN)Overview, Financial Summary, Detailed Financial Reports, Branches

First Bank of Lafayette, A FSB - Overview

Assets and Liabilities (December 31, 1992)

Income and Expense (December 31, 1992)

Performance and Condition Ratios (December 31, 1992)

Comment about this bank, ask questions, or add new information about it:

First Bank of Lafayette, A FSB in Lafayette, Indiana (IN)
Overview, Financial Summary, Detailed Financial Reports, Branches