First Bank of Newton in city_name, state_name - Detailed Financial Reports, Location

First Bank of Newton in Newton, Kansas (KS)
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First Bank of Newton routing number info

First Bank of Newton - Overview

General
FDIC Certificate #: 4738
Status: Active
Federal Reserve ID: 332055
Bank Holding Company (Regulatory Top Holder): First Newton Bankshares, Inc. (RSSDID: 1050776, Location: Topeka, KS)
Date Established: September 20, 1873
WWW: http://www.firstbankks.com
Trust Powers Granted: No
Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
Offices: 4 (Domestic: 4, Interstate: No)
FDIC's unique #: 3155
Numeric code: 21
Regulator: FDIC
Insurance Fund Membership: Deposit Insurance Fund (DIF)
Insured commercial Banks: Yes
FDIC Insured: Yes
Deposit Insurance Fund member: Yes
Ownership Type: Non-Stock
FFIEC Call Report 31 Filer: No
State Chartered: Yes
Subchapter S Corporations: Yes
Asset Concentration Hierarchy: Commercial Lending Specialization
Date of Deposit Insurance: January 01, 1934
Last Structure Change Effective Date: March 31, 2006
Last Structure Change Process Date: November 03, 2006
Last Data Update: November 03, 2006
Data Source Date: April 05, 2012
Location
Address: 128 East Broadway Street, Newton, KS 67114
County: Harvey
Quarterly Banking Profile Region: Kansas City
FDIC Geographic Region: Kansas City
FDIC Supervisory Region: Kansas City
FDIC Field Office: Wichita
Office of the Comptroller the Currency (OCC) District: Midwest
Office of Thrift Supervision Region: Western
Metropolitan Statistical Area (MSA): Wichita, KS (#9040)
Combined Statistical Area (CSA): Wichita-Winfield, KS (#556)
Core Based Statistical Area (CBSA): Wichita, KS (#48620)
CBSA Metro Statistical Area: Wichita, KS (#48620)
History of Changes
Corrections
Merge BIF and SAIF Funds into DIF
Financial Summary
Total assets: $154.4 mil
Equity capital: $11.4 mil
Deposits held in domestic offices: $142.7 mil
Return on assets (ROA): 1.08% ($1.7 mil)
Quarterly return on assets: 1.04% ($1.6 mil)
Return on Equity (ROE): 14.33% ($1.6 mil)
Quarterly return on equity: 13.53% ($1.5 mil)
Net income: $1.6 mil
Quarterly Net income: $0.4 mil
Pretax return on assets: 1.16% ($1,790.5 mil)
Quarterly Pretax return on assets: 1.10% ($1,697.9 mil)

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)

Dollar figures in thousands
50Total employees (full-time equivalent)
$154,353Total assets
$12,360Cash and due from depository institutions
$8,000Interest-bearing balances
$37,104Securities
$0Federal funds sold & reverse repurchase agreements
$101,597Net loans & leases
$1,529Loan loss allowance
$0Trading account assets
$912Bank premises and fixed assets
$645Other real estate owned
$0Goodwill and other intangibles
$154,353Life insurance assets
$1,735All other assets
$142,917Total liabilities and capital
$142,691Total liabilities
$126,158Total deposits
$142,691Interest-bearing deposits
$86Deposits held in domestic offices
0.00%% insured (estimated)
$0Federal funds purchased & repurchase agreements
$0Trading liabilities
$0Other borrowed funds
$226Subordinated debt
$11,436All other liabilities
$11,436Total equity capital
$11,436Total bank equity capital
$0Perpetual preferred stock
$400Common stock
$500Surplus
$10,536Undivided profits
Memoranda
$0Noncurrent loans and leases
$0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
$913Income earned, not collected on loans
$0Earning assets
$872Long-term assets (5+ years)
$146,701Average Assets, year-to-date
$36,767Average Assets, quarterly
$145,041Volatile liabilities
$147,994Insider loans
$97,768FHLB advances
$146,385Loans and leases held for sale
$0Unused loan commitments
$0Tier 1 (core) risk-based capital
$11,436Tier 2 risk-based capital
$0Total risk weighted assets
$0Total unused commitments
$12,232Restructured Loans and leases
$0Derivatives

Income and Expense (December 31, 2011)

Dollar figures in thousands
$6,635Total interest income
$948Total interest expense
$5,687Net interest income
$525Provision for loan and lease losses
$943Total noninterest income
$0Fiduciary activities
$464Service charges on deposit accounts
$0Trading account gains & fees
$479Additional noninterest income
$4,422Total noninterest expense
$2,399Salaries and employee benefits
$352Premises and equipment expense
$1,671Additional noninterest expense
$1,683Pre-tax net operating income
$0Securities gains (losses)
$112Applicable income taxes
$1,571Income before extraordinary items
$0Extraordinary gains - net
$1,571Net income attributable to bank
$0Net charge-offs
$1,571Cash dividends
$190Sale, conversion, retirement of capital stock, net
$700Net operating income

Performance and Condition Ratios (December 31, 2011)

Dollar figures in thousands
Performance Ratios (%, annualized)
4.81%Yield on earning assets
0.69%Cost of funding earning assets
4.12%Net interest margin
0.68%Noninterest income to earning assets
3.20%Noninterest expense to earning assets
1.08%Net operating income to assets
1.08%Return on assets (ROA)
1.16%Pretax return on assets
14.33%Return on equity (ROE)
7.95%Retained earnings to average equity (YTD only)
0.20%Net charge-offs to loans
276.32%Credit loss provision to net charge-offs
11.62%Efficiency ratio
66,697Assets per employee
3.09%Cash dividends to net income (YTD only)
Condition Ratios (%)
44.56%Loss allowance to loans
1.48%Loss allowance to noncurrent loans
167.47%Noncurrent assets plus other real estate owned to assets
1.01%Noncurrent loans to loans
0.89%Net loans and leases to deposits
71.20%Net loans and leases to core deposits
71.92%Equity capital to assets
7.41%Core capital (leverage) ratio
7.81%Tier 1 risk-based capital ratio
11.70%Total risk-based capital ratio
Memoranda
$13Average assets
$145,041Average earning assets
$10,960Average equity
$138,003Average loans

List of branches

4 Kansas Branches as of April 05, 2012

No	ID	Name	Address	Established	Service Type
0	3155	First Bank Of Newton	128 East Broadway Street, Newton, KS 67114	September 20, 1873	Full Service Brick and Mortar
1	204050	Newton Branch	1404 South Kansas Avenue, Newton, KS 67114	October 07, 1998	Full Service Brick and Mortar
2	431607	Hesston Branch	347-A N. Old Hwy 81, Hesston, KS 67062	September 01, 2004	Full Service Brick and Mortar
3	456214	First Bank - Dillons Branch Bank	1216 North Main Street, Newton, KS 67114	November 13, 2006	Full Service Retail

First Bank of Newton in Newton, Kansas (KS)
Overview, Financial Summary, Detailed Financial Reports, Branches

First Bank of Newton - Overview

Assets and Liabilities (December 31, 2011)

Income and Expense (December 31, 2011)

Performance and Condition Ratios (December 31, 2011)

List of branches

Comment about this bank, ask questions, or add new information about it:

First Bank of Newton in Newton, Kansas (KS)Overview, Financial Summary, Detailed Financial Reports, Branches

First Bank of Newton - Overview

Assets and Liabilities (December 31, 2011)

Income and Expense (December 31, 2011)

Performance and Condition Ratios (December 31, 2011)

List of branches

Comment about this bank, ask questions, or add new information about it:

First Bank of Newton in Newton, Kansas (KS)
Overview, Financial Summary, Detailed Financial Reports, Branches