First Bank of Roscoe in city_name, state_name - Detailed Financial Reports, Location

First Bank of Roscoe in Roscoe, Illinois (IL)
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First Bank of Roscoe - Overview

General
FDIC Certificate #: 23006
Status: Inactive
Closing history: Merger - Without Assistance
Acquiring institution: Bank One, Rockford, National Association (#3734)
Federal Reserve ID: 692142
Date Established: December 18, 1979
Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
Offices: 1 (Interstate: No)
FDIC's unique #: 16104
Numeric code: 21
Regulator: FDIC
Insurance Fund Membership: Bank Insurance Fund (BIF)
Bank Insurance Fund: Yes
Insured commercial Banks: Yes
FDIC Insured: Yes
State Chartered: Yes
Date of Deposit Insurance: December 18, 1979
Last Structure Change Effective Date: May 03, 1993
Last Structure Change Process Date: May 26, 1993
Last Data Update: May 26, 1993
Data Source Date: April 05, 2012
Location
Address: Elevator Road And Main Street, Roscoe, IL 61073
County: Winnebago
Quarterly Banking Profile Region: Chicago
FDIC Geographic Region: Chicago
FDIC Supervisory Region: Chicago
FDIC Field Office: Princeton
Office of the Comptroller the Currency (OCC) District: Central
Office of Thrift Supervision Region: Central
Metropolitan Statistical Area (MSA): Rockford, IL (#6880)
Combined Statistical Area (CSA): Rockford-Freeport-Rochelle, IL (#466)
Core Based Statistical Area (CBSA): Rockford, IL (#40420)
CBSA Metro Statistical Area: Rockford, IL (#40420)
Financial Summary
Total assets: $44.6 mil

Assets and Liabilities (December 31, 1992)

Dollar figures in thousands
0Total employees (full-time equivalent)
$21Total assets
$45,148Cash and due from depository institutions
$3,296Interest-bearing balances
$0Securities
$13,826Federal funds sold & reverse repurchase agreements
$2,100Net loans & leases
$24,837Loan loss allowance
$374Trading account assets
$0Bank premises and fixed assets
$555Other real estate owned
$0Goodwill and other intangibles
$534Life insurance assets
$0All other assets
$0Total liabilities and capital
$45,148Total liabilities
$41,782Total deposits
$41,501Interest-bearing deposits
$36,678Deposits held in domestic offices
41501.00%% insured (estimated)
$89Federal funds purchased & repurchase agreements
$74Trading liabilities
$0Other borrowed funds
$0Subordinated debt
$0All other liabilities
$207Total equity capital
$207Total bank equity capital
$3,366Perpetual preferred stock
$0Common stock
$400Surplus
$1,600Undivided profits
Memoranda
$1,366Noncurrent loans and leases
$0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
$493Income earned, not collected on loans
$184Earning assets
$40,763Long-term assets (5+ years)
$2,521Average Assets, year-to-date
$43,614Average Assets, quarterly
$44,771Volatile liabilities
$4,752Insider loans
$0FHLB advances
$0Loans and leases held for sale
$0Unused loan commitments
$709Tier 1 (core) risk-based capital
$0Tier 2 risk-based capital
$3,366Total risk weighted assets
$26,050Total unused commitments
$0Restructured Loans and leases
$0Derivatives

Income and Expense (December 31, 1992)

Dollar figures in thousands
$0Total interest income
$3,546Total interest expense
$1,707Net interest income
$1,839Provision for loan and lease losses
$16Total noninterest income
$296Fiduciary activities
$0Service charges on deposit accounts
$222Trading account gains & fees
$0Additional noninterest income
$74Total noninterest expense
$1,089Salaries and employee benefits
$545Premises and equipment expense
$119Additional noninterest expense
$425Pre-tax net operating income
$1,030Securities gains (losses)
$0Applicable income taxes
$237Income before extraordinary items
$793Extraordinary gains - net
$0Net income attributable to bank
$793Net charge-offs
$1Cash dividends
$479Sale, conversion, retirement of capital stock, net
$0Net operating income

Performance and Condition Ratios (December 31, 1992)

Dollar figures in thousands
Performance Ratios (%, annualized)
0.00%Yield on earning assets
8.99%Cost of funding earning assets
4.33%Net interest margin
4.66%Noninterest income to earning assets
0.75%Noninterest expense to earning assets
2.76%Net operating income to assets
1.82%Return on assets (ROA)
1.82%Pretax return on assets
2.36%Return on equity (ROE)
24.96%Retained earnings to average equity (YTD only)
9.88%Net charge-offs to loans
0.00%Credit loss provision to net charge-offs
1600.00%Efficiency ratio
51,007Assets per employee
2.15%Cash dividends to net income (YTD only)
Condition Ratios (%)
60.40%Loss allowance to loans
1.48%Loss allowance to noncurrent loans
75.86%Noncurrent assets plus other real estate owned to assets
1.09%Noncurrent loans to loans
1.96%Net loans and leases to deposits
59.85%Net loans and leases to core deposits
67.45%Equity capital to assets
7.46%Core capital (leverage) ratio
7.40%Tier 1 risk-based capital ratio
12.92%Total risk-based capital ratio
Memoranda
$14Average assets
$43,614Average earning assets
$3,177Average equity
$39,425Average loans

First Bank of Roscoe in Roscoe, Illinois (IL)
Overview, Financial Summary, Detailed Financial Reports, Branches

First Bank of Roscoe - Overview

Assets and Liabilities (December 31, 1992)

Income and Expense (December 31, 1992)

Performance and Condition Ratios (December 31, 1992)

Comment about this bank, ask questions, or add new information about it:

First Bank of Roscoe in Roscoe, Illinois (IL)Overview, Financial Summary, Detailed Financial Reports, Branches

First Bank of Roscoe - Overview

Assets and Liabilities (December 31, 1992)

Income and Expense (December 31, 1992)

Performance and Condition Ratios (December 31, 1992)

Comment about this bank, ask questions, or add new information about it:

First Bank of Roscoe in Roscoe, Illinois (IL)
Overview, Financial Summary, Detailed Financial Reports, Branches