First Bank of Wyoming in city_name, state_name - Detailed Financial Reports, Location

First Bank of Wyoming in Powell, Wyoming (WY)
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First Bank of Wyoming routing number info

First Bank of Wyoming - Overview

General
FDIC Certificate #: 2226
Status: Active
Federal Reserve ID: 22356
Bank Holding Company (Regulatory Top Holder): Glacier Bancorp, Inc. (RSSDID: 2003975, Location: Kalispell, MT)
Date Established: January 01, 1912
WWW: http://www.firstbankofwyoming.com
Trust Powers Granted: Yes
Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
Offices: 4 (Domestic: 4, Interstate: No)
OTS Docket #: 11817
FDIC's unique #: 1477
Numeric code: 21
Regulator: FDIC
Insurance Fund Membership: Deposit Insurance Fund (DIF)
Insured commercial Banks: Yes
FDIC Insured: Yes
Deposit Insurance Fund member: Yes
Ownership Type: Non-Stock
FFIEC Call Report 31 Filer: No
State Chartered: Yes
Subchapter S Corporations: No
Asset Concentration Hierarchy: Other Specialized Lending < 1 Billion
Date of Deposit Insurance: January 01, 1934
Last Structure Change Effective Date: August 08, 2011
Last Structure Change Process Date: August 08, 2011
Last Data Update: August 08, 2011
Data Source Date: April 05, 2012
Location
Address: 245 East First, Powell, WY 82435
County: Park
Quarterly Banking Profile Region: San Francisco
FDIC Geographic Region: San Francisco
FDIC Supervisory Region: San Francisco
FDIC Field Office: Billings
Office of the Comptroller the Currency (OCC) District: Midwest
Office of Thrift Supervision Region: West
Financial Summary
Total assets: $391.2 mil
Equity capital: $43.8 mil
Deposits held in domestic offices: $288.5 mil
Return on assets (ROA): 0.90% ($3.5 mil)
Quarterly return on assets: 0.82% ($3.2 mil)
Return on Equity (ROE): 7.96% ($3.5 mil)
Quarterly return on equity: 7.26% ($3.2 mil)
Net income: $3.4 mil
Quarterly Net income: $0.8 mil
Pretax return on assets: 1.11% ($4,341.8 mil)
Quarterly Pretax return on assets: 1.02% ($3,989.7 mil)

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)

Dollar figures in thousands
78Total employees (full-time equivalent)
$391,151Total assets
$12,109Cash and due from depository institutions
$3,684Interest-bearing balances
$228,388Securities
$0Federal funds sold & reverse repurchase agreements
$128,587Net loans & leases
$2,180Loan loss allowance
$0Trading account assets
$7,405Bank premises and fixed assets
$1,728Other real estate owned
$2,741Goodwill and other intangibles
$391,151Life insurance assets
$10,193All other assets
$347,377Total liabilities and capital
$288,482Total liabilities
$241,326Total deposits
$288,482Interest-bearing deposits
$79Deposits held in domestic offices
14027.00%% insured (estimated)
$0Federal funds purchased & repurchase agreements
$41,000Trading liabilities
$0Other borrowed funds
$3,868Subordinated debt
$43,774All other liabilities
$43,774Total equity capital
$43,774Total bank equity capital
$0Perpetual preferred stock
$500Common stock
$35,303Surplus
$7,971Undivided profits
Memoranda
$0Noncurrent loans and leases
$348Noncurrent loans that are wholly or partially guaranteed by the U.S. government
$6,909Income earned, not collected on loans
$0Earning assets
$2,741Long-term assets (5+ years)
$360,659Average Assets, year-to-date
$96,947Average Assets, quarterly
$370,869Volatile liabilities
$384,115Insider loans
$209,867FHLB advances
$381,607Loans and leases held for sale
$3,552Unused loan commitments
$3,552Tier 1 (core) risk-based capital
$39,670Tier 2 risk-based capital
$0Total risk weighted assets
$0Total unused commitments
$37,865Restructured Loans and leases
$3,161Derivatives

Income and Expense (December 31, 2011)

Dollar figures in thousands
$12,748Total interest income
$2,036Total interest expense
$10,712Net interest income
$700Provision for loan and lease losses
$2,649Total noninterest income
$0Fiduciary activities
$600Service charges on deposit accounts
$0Trading account gains & fees
$2,049Additional noninterest income
$8,485Total noninterest expense
$3,719Salaries and employee benefits
$845Premises and equipment expense
$3,921Additional noninterest expense
$4,176Pre-tax net operating income
-$55Securities gains (losses)
$770Applicable income taxes
$3,351Income before extraordinary items
$0Extraordinary gains - net
$3,351Net income attributable to bank
$0Net charge-offs
$3,351Cash dividends
$1,047Sale, conversion, retirement of capital stock, net
$2,500Net operating income

Performance and Condition Ratios (December 31, 2011)

Dollar figures in thousands
Performance Ratios (%, annualized)
3.73%Yield on earning assets
0.60%Cost of funding earning assets
3.14%Net interest margin
0.78%Noninterest income to earning assets
2.48%Noninterest expense to earning assets
0.92%Net operating income to assets
0.90%Return on assets (ROA)
1.11%Pretax return on assets
7.96%Return on equity (ROE)
2.02%Retained earnings to average equity (YTD only)
0.76%Net charge-offs to loans
66.86%Credit loss provision to net charge-offs
4.66%Efficiency ratio
59,187Assets per employee
5.01%Cash dividends to net income (YTD only)
Condition Ratios (%)
74.60%Loss allowance to loans
1.67%Loss allowance to noncurrent loans
31.55%Noncurrent assets plus other real estate owned to assets
2.21%Noncurrent loans to loans
5.28%Net loans and leases to deposits
44.57%Net loans and leases to core deposits
54.27%Equity capital to assets
11.19%Core capital (leverage) ratio
10.40%Tier 1 risk-based capital ratio
18.90%Total risk-based capital ratio
Memoranda
$20Average assets
$370,869Average earning assets
$42,116Average equity
$341,524Average loans

Total Fiduciary and Related Assets (December 31, 2011)

Dollar figures in thousands
$1Total fiduciary and related assets
1Number of Fiduciary Accounts and Related Asset Accounts
YesFiduciary powers granted
YesFiduciary or related activity
$1,466Managed Assets
1Number of Accounts
$23Personal trust and agency accounts
$23Employee benefit-defined contribution accounts
$0Employee benefit-defined benefit accounts
$0Other retirement accounts
$0Corporate trust and agency accounts
$0Investment management agency accounts
$0Other fiduciary accounts
$0Fiduciary accounts held in foreign offices
$0Non-managed Assets
9Number of Accounts
$0Personal trust and agency accounts
$0Employee benefit-defined contribution accounts
$0Employee benefit-defined benefit accounts
$1,443Other retirement accounts
$0Corporate trust and agency accounts
$0Other fiduciary accounts
$1,443Fiduciary accounts held in foreign offices

List of branches

4 Wyoming Branches as of April 05, 2012

No	ID	Name	Address	Established	Service Type
0	1477	First Bank Of Wyoming	245 East First, Powell, WY 82435	January 01, 1912	Full Service Brick and Mortar
1	17594	Lovell Branch	284 East Main Street, Lovell, WY 82431	October 18, 1984	Full Service Brick and Mortar
2	192047	Cody Branch	1507 8th Street, Cody, WY 82414	March 17, 1997	Full Service Brick and Mortar
3	511403	Downtown Cody Branch	1426 Sheridan Avenue, Cody, WY 82414	Febuary 22, 2010	Full Service Brick and Mortar

First Bank of Wyoming in Powell, Wyoming (WY)
Overview, Financial Summary, Detailed Financial Reports, Branches

First Bank of Wyoming - Overview

Assets and Liabilities (December 31, 2011)

Income and Expense (December 31, 2011)

Performance and Condition Ratios (December 31, 2011)

Total Fiduciary and Related Assets (December 31, 2011)

List of branches

Comment about this bank, ask questions, or add new information about it:

First Bank of Wyoming in Powell, Wyoming (WY)Overview, Financial Summary, Detailed Financial Reports, Branches

First Bank of Wyoming - Overview

Assets and Liabilities (December 31, 2011)

Income and Expense (December 31, 2011)

Performance and Condition Ratios (December 31, 2011)

Total Fiduciary and Related Assets (December 31, 2011)

List of branches

Comment about this bank, ask questions, or add new information about it:

First Bank of Wyoming in Powell, Wyoming (WY)
Overview, Financial Summary, Detailed Financial Reports, Branches