FDIC Certificate #: 9091 Status: Inactive Closing history: Merger - Without Assistance Acquiring institution:Old National Bank (#4393) Federal Reserve ID: 500948 Date Established: January 01, 1863 Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC Offices: 3 (Interstate: No) OTS Docket #: 10750 FDIC's unique #: 5821 Numeric code: 21 Regulator: FDIC Insurance Fund Membership: Bank Insurance Fund (BIF) Bank Insurance Fund: Yes Insured commercial Banks: Yes FDIC Insured: Yes Oakar Institutions: Yes State Chartered: Yes Date of Deposit Insurance: January 01, 1934 Last Structure Change Effective Date: November 04, 1999 Last Structure Change Process Date: December 02, 1999 Last Data Update: December 02, 1999 Data Source Date: April 05, 2012
Location
Address: 1 North Indiana Street, Greencastle, IN 46135 County: Putnam Quarterly Banking Profile Region: Chicago FDIC Geographic Region: Chicago FDIC Supervisory Region: Chicago FDIC Field Office: Indianapolis Office of the Comptroller the Currency (OCC) District: Central Office of Thrift Supervision Region: Central Combined Statistical Area (CSA): Indianapolis-Anderson-Columbus, IN (#294) Core Based Statistical Area (CBSA): Indianapolis-Carmel, IN (#26900) CBSA Metro Statistical Area: Indianapolis-Carmel, IN (#26900)
Financial Summary
Total assets: $186.6 mil
1992 - 1999 Historical total assets, liabilities and capital ($ mil)
Historical Total Incomes ($ mil)
Historical Total Expenses ($ mil)
Historical total employees (full-time equivalent)
Assets and Liabilities (December 31, 1998)
Dollar figures in thousands
57Total employees (full-time equivalent)
$180,541Total assets
$3,217Cash and due from depository institutions
$60Interest-bearing balances
$31,292Securities
$625Federal funds sold & reverse repurchase agreements
$139,178Net loans & leases
$1,850Loan loss allowance
$0Trading account assets
$1,914Bank premises and fixed assets
$106Other real estate owned
$0Goodwill and other intangibles
$0Life insurance assets
$4,209All other assets
$180,541Total liabilities and capital
$164,599Total liabilities
$150,825Total deposits
$136,300Interest-bearing deposits
$150,825Deposits held in domestic offices
0.00%% insured (estimated)
$0Federal funds purchased & repurchase agreements
$0Trading liabilities
$12,500Other borrowed funds
$0Subordinated debt
$1,274All other liabilities
$15,942Total equity capital
$15,942Total bank equity capital
$15,942Perpetual preferred stock
$0Common stock
$200Surplus
$8,400Undivided profits
Memoranda
$7,342Noncurrent loans and leases
$0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
$0Income earned, not collected on loans
$644Earning assets
$0Long-term assets (5+ years)
$1,080Average Assets, year-to-date
$171,155Average Assets, quarterly
$60,722Volatile liabilities
$181,489Insider loans
$180,322FHLB advances
$28,017Loans and leases held for sale
$4,416Unused loan commitments
$0Tier 1 (core) risk-based capital
$0Tier 2 risk-based capital
$0Total risk weighted assets
$8,705Total unused commitments
$0Restructured Loans and leases
$117,627Derivatives
Income and Expense (December 31, 1998)
Dollar figures in thousands
$14,286Total interest income
$6,860Total interest expense
$7,426Net interest income
$380Provision for loan and lease losses
$1,071Total noninterest income
$223Fiduciary activities
$478Service charges on deposit accounts
$0Trading account gains & fees
$370Additional noninterest income
$3,880Total noninterest expense
$1,906Salaries and employee benefits
$448Premises and equipment expense
$1,526Additional noninterest expense
$4,237Pre-tax net operating income
$0Securities gains (losses)
$1,727Applicable income taxes
$2,510Income before extraordinary items
$0Extraordinary gains - net
$2,510Net income attributable to bank
$0Net charge-offs
$0Cash dividends
$115Sale, conversion, retirement of capital stock, net
$2,499Net operating income
Performance and Condition Ratios (December 31, 1998)
Dollar figures in thousands
Performance Ratios (%, annualized)
8.32%Yield on earning assets
4.00%Cost of funding earning assets
4.33%Net interest margin
0.62%Noninterest income to earning assets
2.26%Noninterest expense to earning assets
1.38%Net operating income to assets
1.38%Return on assets (ROA)
2.33%Pretax return on assets
15.90%Return on equity (ROE)
0.07%Retained earnings to average equity (YTD only)
0.08%Net charge-offs to loans
330.43%Credit loss provision to net charge-offs
40.15%Efficiency ratio
45,663Assets per employee
3.17%Cash dividends to net income (YTD only)
Condition Ratios (%)
99.56%Loss allowance to loans
1.31%Loss allowance to noncurrent loans
287.27%Noncurrent assets plus other real estate owned to assets
0.42%Noncurrent loans to loans
0.46%Net loans and leases to deposits
92.28%Net loans and leases to core deposits
104.40%Equity capital to assets
8.83%Core capital (leverage) ratio
8.51%Tier 1 risk-based capital ratio
13.22%Total risk-based capital ratio
Memoranda
$14Average assets
$181,489Average earning assets
$15,786Average equity
$171,663Average loans
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