First Colonial Bank/Northlake in city_name, state_name - Detailed Financial Reports, Location

First Colonial Bank/Northlake in Northlake, Illinois (IL)
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First Colonial Bank/Northlake - Overview

General
FDIC Certificate #: 18286
Status: Inactive
Closing history: Merger - Without Assistance
Acquiring institution: Firstar Bank Illinois (#14280)
Federal Reserve ID: 12843
Date Established: August 15, 1960
Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
Offices: 1 (Interstate: No)
FDIC's unique #: 12202
Numeric code: 21
Regulator: FDIC
Insurance Fund Membership: Bank Insurance Fund (BIF)
Bank Insurance Fund: Yes
Insured commercial Banks: Yes
FDIC Insured: Yes
State Chartered: Yes
Date of Deposit Insurance: August 15, 1960
Last Structure Change Effective Date: April 24, 1995
Last Structure Change Process Date: May 24, 1995
Last Data Update: May 24, 1995
Data Source Date: April 05, 2012
Location
Address: 26 West North Avenue, Northlake, IL 60164
County: Cook
Quarterly Banking Profile Region: Chicago
FDIC Geographic Region: Chicago
FDIC Supervisory Region: Chicago
FDIC Field Office: Chicago
Office of the Comptroller the Currency (OCC) District: Central
Office of Thrift Supervision Region: Central
Metropolitan Statistical Area (MSA): Chicago, IL (#1600)
Consolidated Metropolitan Statistical Area (CMSA): Chicago-Gary-Kenosha, IL-IN-WI (#14)
Combined Statistical Area (CSA): Chicago-Naperville-Michigan City, IL-IN-WI (#176)
Core Based Statistical Area (CBSA): Chicago-Joliet-Naperville, IL-IN-WI (#16980)
CBSA Metro Statistical Area: Chicago-Joliet-Naperville, IL-IN-WI (#16980)
Core Based Statistical Division: Chicago-Joliet-Naperville, IL (#16974)
Financial Summary
Total assets: $44.1 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Assets and Liabilities (December 31, 1994)

Dollar figures in thousands
0Total employees (full-time equivalent)
$19Total assets
$44,461Cash and due from depository institutions
$2,400Interest-bearing balances
$0Securities
$13,177Federal funds sold & reverse repurchase agreements
$100Net loans & leases
$28,021Loan loss allowance
$356Trading account assets
$0Bank premises and fixed assets
$116Other real estate owned
$0Goodwill and other intangibles
$647Life insurance assets
$0All other assets
$0Total liabilities and capital
$44,461Total liabilities
$41,034Total deposits
$40,006Interest-bearing deposits
$30,929Deposits held in domestic offices
40006.00%% insured (estimated)
$93Federal funds purchased & repurchase agreements
$0Trading liabilities
$0Other borrowed funds
$846Subordinated debt
$0All other liabilities
$182Total equity capital
$182Total bank equity capital
$3,427Perpetual preferred stock
$0Common stock
$271Surplus
$2,481Undivided profits
Memoranda
$675Noncurrent loans and leases
$0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
$161Income earned, not collected on loans
$174Earning assets
$41,298Long-term assets (5+ years)
$5,293Average Assets, year-to-date
$46,235Average Assets, quarterly
$45,489Volatile liabilities
$3,169Insider loans
$240FHLB advances
$0Loans and leases held for sale
$0Unused loan commitments
$4,224Tier 1 (core) risk-based capital
$0Tier 2 risk-based capital
$3,427Total risk weighted assets
$30,196Total unused commitments
$0Restructured Loans and leases
$0Derivatives

Income and Expense (December 31, 1994)

Dollar figures in thousands
$0Total interest income
$3,182Total interest expense
$951Net interest income
$2,231Provision for loan and lease losses
-$23Total noninterest income
$556Fiduciary activities
$0Service charges on deposit accounts
$424Trading account gains & fees
$0Additional noninterest income
$132Total noninterest expense
$1,608Salaries and employee benefits
$662Premises and equipment expense
$297Additional noninterest expense
$649Pre-tax net operating income
$1,202Securities gains (losses)
-$52Applicable income taxes
$367Income before extraordinary items
$783Extraordinary gains - net
$0Net income attributable to bank
$783Net charge-offs
-$6Cash dividends
$650Sale, conversion, retirement of capital stock, net
$0Net operating income

Performance and Condition Ratios (December 31, 1994)

Dollar figures in thousands
Performance Ratios (%, annualized)
0.00%Yield on earning assets
7.41%Cost of funding earning assets
2.21%Net interest margin
5.19%Noninterest income to earning assets
1.29%Noninterest expense to earning assets
3.74%Net operating income to assets
1.77%Return on assets (ROA)
1.69%Pretax return on assets
2.49%Return on equity (ROE)
23.56%Retained earnings to average equity (YTD only)
4.00%Net charge-offs to loans
-0.02%Credit loss provision to net charge-offs
383.33%Efficiency ratio
57,696Assets per employee
2.34%Cash dividends to net income (YTD only)
Condition Ratios (%)
83.01%Loss allowance to loans
1.25%Loss allowance to noncurrent loans
221.12%Noncurrent assets plus other real estate owned to assets
0.36%Noncurrent loans to loans
0.57%Net loans and leases to deposits
70.04%Net loans and leases to core deposits
74.36%Equity capital to assets
7.71%Core capital (leverage) ratio
7.65%Tier 1 risk-based capital ratio
11.35%Total risk-based capital ratio
Memoranda
$13Average assets
$46,235Average earning assets
$3,323Average equity
$42,948Average loans

First Colonial Bank/Northlake in Northlake, Illinois (IL)
Overview, Financial Summary, Detailed Financial Reports, Branches

First Colonial Bank/Northlake - Overview

Assets and Liabilities (December 31, 1994)

Income and Expense (December 31, 1994)

Performance and Condition Ratios (December 31, 1994)

Comment about this bank, ask questions, or add new information about it:

First Colonial Bank/Northlake in Northlake, Illinois (IL)Overview, Financial Summary, Detailed Financial Reports, Branches

First Colonial Bank/Northlake - Overview

Assets and Liabilities (December 31, 1994)

Income and Expense (December 31, 1994)

Performance and Condition Ratios (December 31, 1994)

Comment about this bank, ask questions, or add new information about it:

First Colonial Bank/Northlake in Northlake, Illinois (IL)
Overview, Financial Summary, Detailed Financial Reports, Branches