First Colonial Bank/Rosemont in city_name, state_name - Detailed Financial Reports, Location

First Colonial Bank/Rosemont in Rosemont, Illinois (IL)
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First Colonial Bank/Rosemont - Overview

General
FDIC Certificate #: 22557
Status: Inactive
Closing history: Merger - Without Assistance
Acquiring institution: Firstar Bank Illinois (#14280)
Federal Reserve ID: 1005749
Date Established: November 28, 1977
Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
Offices: 2 (Interstate: No)
FDIC's unique #: 15733
Numeric code: 21
Regulator: FDIC
Insurance Fund Membership: Bank Insurance Fund (BIF)
Bank Insurance Fund: Yes
Insured commercial Banks: Yes
FDIC Insured: Yes
State Chartered: Yes
Date of Deposit Insurance: November 28, 1977
Last Structure Change Effective Date: May 22, 1995
Last Structure Change Process Date: June 02, 1995
Last Data Update: June 02, 1995
Data Source Date: April 05, 2012
Location
Address: 9575 West Higgins Road, Rosemont, IL 60018
County: Cook
Quarterly Banking Profile Region: Chicago
FDIC Geographic Region: Chicago
FDIC Supervisory Region: Chicago
FDIC Field Office: Chicago
Office of the Comptroller the Currency (OCC) District: Central
Office of Thrift Supervision Region: Central
Metropolitan Statistical Area (MSA): Chicago, IL (#1600)
Consolidated Metropolitan Statistical Area (CMSA): Chicago-Gary-Kenosha, IL-IN-WI (#14)
Combined Statistical Area (CSA): Chicago-Naperville-Michigan City, IL-IN-WI (#176)
Core Based Statistical Area (CBSA): Chicago-Joliet-Naperville, IL-IN-WI (#16980)
CBSA Metro Statistical Area: Chicago-Joliet-Naperville, IL-IN-WI (#16980)
Core Based Statistical Division: Chicago-Joliet-Naperville, IL (#16974)
Financial Summary
Total assets: $110.0 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Assets and Liabilities (December 31, 1994)

Dollar figures in thousands
0Total employees (full-time equivalent)
$40Total assets
$116,123Cash and due from depository institutions
$8,973Interest-bearing balances
$0Securities
$42,615Federal funds sold & reverse repurchase agreements
$800Net loans & leases
$61,701Loan loss allowance
$948Trading account assets
$0Bank premises and fixed assets
$830Other real estate owned
$0Goodwill and other intangibles
$1,204Life insurance assets
$0All other assets
$0Total liabilities and capital
$116,123Total liabilities
$109,093Total deposits
$99,650Interest-bearing deposits
$70,264Deposits held in domestic offices
99650.00%% insured (estimated)
$69Federal funds purchased & repurchase agreements
$8,128Trading liabilities
$0Other borrowed funds
$900Subordinated debt
$0All other liabilities
$415Total equity capital
$415Total bank equity capital
$7,030Perpetual preferred stock
$0Common stock
$1,628Surplus
$5,553Undivided profits
Memoranda
$-151Noncurrent loans and leases
$0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
$1,206Income earned, not collected on loans
$367Earning assets
$105,116Long-term assets (5+ years)
$16,397Average Assets, year-to-date
$113,215Average Assets, quarterly
$116,640Volatile liabilities
$19,401Insider loans
$1,240FHLB advances
$0Loans and leases held for sale
$0Unused loan commitments
$22,933Tier 1 (core) risk-based capital
$0Tier 2 risk-based capital
$7,017Total risk weighted assets
$69,735Total unused commitments
$0Restructured Loans and leases
$500Derivatives

Income and Expense (December 31, 1994)

Dollar figures in thousands
$0Total interest income
$7,103Total interest expense
$2,416Net interest income
$4,687Provision for loan and lease losses
$369Total noninterest income
$1,564Fiduciary activities
$0Service charges on deposit accounts
$934Trading account gains & fees
$22Additional noninterest income
$608Total noninterest expense
$4,102Salaries and employee benefits
$1,636Premises and equipment expense
$1,005Additional noninterest expense
$1,461Pre-tax net operating income
$1,780Securities gains (losses)
-$158Applicable income taxes
$376Income before extraordinary items
$1,246Extraordinary gains - net
$0Net income attributable to bank
$1,246Net charge-offs
$325Cash dividends
$1,947Sale, conversion, retirement of capital stock, net
$0Net operating income

Performance and Condition Ratios (December 31, 1994)

Dollar figures in thousands
Performance Ratios (%, annualized)
0.00%Yield on earning assets
6.99%Cost of funding earning assets
2.38%Net interest margin
4.61%Noninterest income to earning assets
1.54%Noninterest expense to earning assets
4.04%Net operating income to assets
1.21%Return on assets (ROA)
1.10%Pretax return on assets
1.43%Return on equity (ROE)
16.65%Retained earnings to average equity (YTD only)
-9.37%Net charge-offs to loans
0.49%Credit loss provision to net charge-offs
113.54%Efficiency ratio
65,622Assets per employee
2.90%Cash dividends to net income (YTD only)
Condition Ratios (%)
156.26%Loss allowance to loans
1.51%Loss allowance to noncurrent loans
78.61%Noncurrent assets plus other real estate owned to assets
1.04%Noncurrent loans to loans
1.93%Net loans and leases to deposits
61.92%Net loans and leases to core deposits
69.11%Equity capital to assets
6.05%Core capital (leverage) ratio
6.10%Tier 1 risk-based capital ratio
10.06%Total risk-based capital ratio
Memoranda
$11Average assets
$113,215Average earning assets
$7,482Average equity
$101,623Average loans

First Colonial Bank/Rosemont in Rosemont, Illinois (IL)
Overview, Financial Summary, Detailed Financial Reports, Branches

First Colonial Bank/Rosemont - Overview

Assets and Liabilities (December 31, 1994)

Income and Expense (December 31, 1994)

Performance and Condition Ratios (December 31, 1994)

Comment about this bank, ask questions, or add new information about it:

First Colonial Bank/Rosemont in Rosemont, Illinois (IL)Overview, Financial Summary, Detailed Financial Reports, Branches

First Colonial Bank/Rosemont - Overview

Assets and Liabilities (December 31, 1994)

Income and Expense (December 31, 1994)

Performance and Condition Ratios (December 31, 1994)

Comment about this bank, ask questions, or add new information about it:

First Colonial Bank/Rosemont in Rosemont, Illinois (IL)
Overview, Financial Summary, Detailed Financial Reports, Branches