First Colonial Bank Southwest in Burbank, Illinois (IL)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of June 12, 1995

  • First Colonial Bank Southwest in Burbank, Illinois (IL)
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First Colonial Bank Southwest - Overview

  • General
  • FDIC Certificate #: 21828
    Status: Inactive
    Closing history: Merger - Without Assistance
    Acquiring institution: Firstar Bank Illinois (#14280)
    Federal Reserve ID: 322935
    Date Established: November 18, 1974
    Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
    Offices: 1 (Interstate: No)
    FDIC's unique #: 15121
    Numeric code: 21
    Regulator: FDIC
    Insurance Fund Membership: Bank Insurance Fund (BIF)
    Bank Insurance Fund: Yes
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    State Chartered: Yes
    Date of Deposit Insurance: November 18, 1974
    Last Structure Change Effective Date: June 12, 1995
    Last Structure Change Process Date: June 29, 1995
    Last Data Update: June 29, 1995
    Data Source Date: April 05, 2012
  • Location
  • Address: 5440 West 87th Street, Burbank, IL 60459
    County: Cook
    Quarterly Banking Profile Region: Chicago
    FDIC Geographic Region: Chicago
    FDIC Supervisory Region: Chicago
    FDIC Field Office: Chicago
    Office of the Comptroller the Currency (OCC) District: Central
    Office of Thrift Supervision Region: Central
    Metropolitan Statistical Area (MSA): Chicago, IL (#1600)
    Consolidated Metropolitan Statistical Area (CMSA): Chicago-Gary-Kenosha, IL-IN-WI (#14)
    Combined Statistical Area (CSA): Chicago-Naperville-Michigan City, IL-IN-WI (#176)
    Core Based Statistical Area (CBSA): Chicago-Joliet-Naperville, IL-IN-WI (#16980)
    CBSA Metro Statistical Area: Chicago-Joliet-Naperville, IL-IN-WI (#16980)
    Core Based Statistical Division: Chicago-Joliet-Naperville, IL (#16974)
  • Financial Summary
  • Total assets: $39.4 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Assets and Liabilities (December 31, 1994)

  • Dollar figures in thousands
  • 0Total employees (full-time equivalent)
  • $19Total assets
  • $41,390Cash and due from depository institutions
  • $2,284Interest-bearing balances
  • $0Securities
  • $13,394Federal funds sold & reverse repurchase agreements
  • $1,250Net loans & leases
  • $21,079Loan loss allowance
  • $257Trading account assets
  • $0Bank premises and fixed assets
  • $1,160Other real estate owned
  • $0Goodwill and other intangibles
  • $306Life insurance assets
  • $1,917All other assets
  • $0Total liabilities and capital
  • $41,390Total liabilities
  • $35,762Total deposits
  • $35,587Interest-bearing deposits
  • $28,523Deposits held in domestic offices
  • 35587.00%% insured (estimated)
  • $90Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $0Other borrowed funds
  • $0Subordinated debt
  • $0All other liabilities
  • $175Total equity capital
  • $175Total bank equity capital
  • $5,628Perpetual preferred stock
  • $0Common stock
  • $559Surplus
  • $4,748Undivided profits
  • Memoranda
  • $321Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $400Income earned, not collected on loans
  • $106Earning assets
  • $35,723Long-term assets (5+ years)
  • $4,493Average Assets, year-to-date
  • $41,294Average Assets, quarterly
  • $41,706Volatile liabilities
  • $3,988Insider loans
  • $442FHLB advances
  • $0Loans and leases held for sale
  • $0Unused loan commitments
  • $3,569Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $3,714Total risk weighted assets
  • $23,639Total unused commitments
  • $0Restructured Loans and leases
  • $3,090Derivatives

Income and Expense (December 31, 1994)

  • Dollar figures in thousands
  • $0Total interest income
  • $2,557Total interest expense
  • $1,005Net interest income
  • $1,552Provision for loan and lease losses
  • $44Total noninterest income
  • $314Fiduciary activities
  • $0Service charges on deposit accounts
  • $234Trading account gains & fees
  • $0Additional noninterest income
  • $80Total noninterest expense
  • $1,672Salaries and employee benefits
  • $735Premises and equipment expense
  • $221Additional noninterest expense
  • $716Pre-tax net operating income
  • $150Securities gains (losses)
  • -$78Applicable income taxes
  • $7Income before extraordinary items
  • $65Extraordinary gains - net
  • $0Net income attributable to bank
  • $65Net charge-offs
  • $150Cash dividends
  • $0Sale, conversion, retirement of capital stock, net
  • $0Net operating income

Performance and Condition Ratios (December 31, 1994)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 0.00%Yield on earning assets
  • 7.21%Cost of funding earning assets
  • 2.83%Net interest margin
  • 4.37%Noninterest income to earning assets
  • 0.88%Noninterest expense to earning assets
  • 4.71%Net operating income to assets
  • 0.33%Return on assets (ROA)
  • 0.16%Pretax return on assets
  • 0.17%Return on equity (ROE)
  • 1.16%Retained earnings to average equity (YTD only)
  • 1.16%Net charge-offs to loans
  • 0.66%Credit loss provision to net charge-offs
  • 29.33%Efficiency ratio
  • 79,528Assets per employee
  • 2.18%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 0.00%Loss allowance to loans
  • 1.20%Loss allowance to noncurrent loans
  • 64.25%Noncurrent assets plus other real estate owned to assets
  • 0.97%Noncurrent loans to loans
  • 1.87%Net loans and leases to deposits
  • 59.23%Net loans and leases to core deposits
  • 66.71%Equity capital to assets
  • 13.60%Core capital (leverage) ratio
  • 9.35%Tier 1 risk-based capital ratio
  • 15.71%Total risk-based capital ratio
  • Memoranda
  • $17Average assets
  • $41,294Average earning assets
  • $5,618Average equity
  • $35,487Average loans

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