First Commercial Bank, Rogers in city_name, state_name - Detailed Financial Reports, Location

First Commercial Bank, Rogers in Rogers, Arkansas (AR)
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First Commercial Bank, Rogers - Overview

General
FDIC Certificate #: 17678
Status: Inactive
Closing history: Corrections
Acquiring institution: Regions Bank (#12368)
Federal Reserve ID: 179643
Date Established: October 10, 1956
Bank Charter Class: Commercial bank, state charter and Fed member, supervised by the Federal Reserve (FRB)
Offices: 6 (Interstate: No)
OTS Docket #: 14333
FDIC's unique #: 11642
Numeric code: 13
Regulator: FED
Insurance Fund Membership: Bank Insurance Fund (BIF)
Bank Insurance Fund: Yes
Insured commercial Banks: Yes
FDIC Insured: Yes
Oakar Institutions: Yes
State Chartered: Yes
Date of Deposit Insurance: October 10, 1956
Last Structure Change Effective Date: September 24, 1998
Last Structure Change Process Date: October 29, 1998
Last Data Update: Febuary 04, 1999
Data Source Date: April 05, 2012
Location
Address: 500 West Walnut Street, Rogers, AR 72757
County: Benton
Quarterly Banking Profile Region: Dallas
FDIC Geographic Region: Dallas
FDIC Supervisory Region: Atlanta
FDIC Field Office: Little Rock
Office of the Comptroller the Currency (OCC) District: Southwest
Office of Thrift Supervision Region: Western
Metropolitan Statistical Area (MSA): Fayetteville-Springdale-Rogers, AR (#2580)
Core Based Statistical Area (CBSA): Fayetteville-Springdale-Rogers, AR-MO (#22220)
CBSA Metro Statistical Area: Fayetteville-Springdale-Rogers, AR-MO (#22220)
History of Changes
Merger - Without Assistance
Corrections
Financial Summary
Total assets: $219.4 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Assets and Liabilities (December 31, 1997)

Dollar figures in thousands
40Total employees (full-time equivalent)
$97,551Total assets
$4,473Cash and due from depository institutions
$0Interest-bearing balances
$15,590Securities
$0Federal funds sold & reverse repurchase agreements
$73,646Net loans & leases
$1,143Loan loss allowance
$0Trading account assets
$1,754Bank premises and fixed assets
$2Other real estate owned
$1,140Goodwill and other intangibles
$0Life insurance assets
$946All other assets
$97,551Total liabilities and capital
$89,088Total liabilities
$86,349Total deposits
$77,147Interest-bearing deposits
$86,349Deposits held in domestic offices
0.00%% insured (estimated)
$370Federal funds purchased & repurchase agreements
$0Trading liabilities
$2,000Other borrowed funds
$0Subordinated debt
$369All other liabilities
$8,463Total equity capital
$8,463Total bank equity capital
$8,463Perpetual preferred stock
$0Common stock
$136Surplus
$7,894Undivided profits
Memoranda
$433Noncurrent loans and leases
$0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
$0Income earned, not collected on loans
$128Earning assets
$0Long-term assets (5+ years)
$490Average Assets, year-to-date
$89,236Average Assets, quarterly
$20,557Volatile liabilities
$94,760Insider loans
$96,554FHLB advances
$18,582Loans and leases held for sale
$3,493Unused loan commitments
$0Tier 1 (core) risk-based capital
$0Tier 2 risk-based capital
$0Total risk weighted assets
$5,982Total unused commitments
$0Restructured Loans and leases
$69,571Derivatives

Income and Expense (December 31, 1997)

Dollar figures in thousands
$7,399Total interest income
$3,744Total interest expense
$3,655Net interest income
$275Provision for loan and lease losses
$562Total noninterest income
$0Fiduciary activities
$389Service charges on deposit accounts
$0Trading account gains & fees
$173Additional noninterest income
$2,762Total noninterest expense
$1,291Salaries and employee benefits
$538Premises and equipment expense
$933Additional noninterest expense
$1,180Pre-tax net operating income
$0Securities gains (losses)
$458Applicable income taxes
$722Income before extraordinary items
$0Extraordinary gains - net
$722Net income attributable to bank
$0Net charge-offs
$0Cash dividends
$134Sale, conversion, retirement of capital stock, net
$550Net operating income

Performance and Condition Ratios (December 31, 1997)

Dollar figures in thousands
Performance Ratios (%, annualized)
8.46%Yield on earning assets
4.28%Cost of funding earning assets
4.18%Net interest margin
0.64%Noninterest income to earning assets
3.16%Noninterest expense to earning assets
0.76%Net operating income to assets
0.76%Return on assets (ROA)
1.25%Pretax return on assets
8.68%Return on equity (ROE)
2.07%Retained earnings to average equity (YTD only)
0.19%Net charge-offs to loans
205.22%Credit loss provision to net charge-offs
10.86%Efficiency ratio
62,485Assets per employee
2.44%Cash dividends to net income (YTD only)
Condition Ratios (%)
76.18%Loss allowance to loans
1.53%Loss allowance to noncurrent loans
892.97%Noncurrent assets plus other real estate owned to assets
0.13%Noncurrent loans to loans
0.17%Net loans and leases to deposits
85.29%Net loans and leases to core deposits
106.52%Equity capital to assets
8.68%Core capital (leverage) ratio
7.80%Tier 1 risk-based capital ratio
10.53%Total risk-based capital ratio
Memoranda
$12Average assets
$94,760Average earning assets
$8,316Average equity
$87,424Average loans

First Commercial Bank, Rogers in Rogers, Arkansas (AR)
Overview, Financial Summary, Detailed Financial Reports, Branches

First Commercial Bank, Rogers - Overview

Assets and Liabilities (December 31, 1997)

Income and Expense (December 31, 1997)

Performance and Condition Ratios (December 31, 1997)

Comment about this bank, ask questions, or add new information about it:

First Commercial Bank, Rogers in Rogers, Arkansas (AR)Overview, Financial Summary, Detailed Financial Reports, Branches

First Commercial Bank, Rogers - Overview

Assets and Liabilities (December 31, 1997)

Income and Expense (December 31, 1997)

Performance and Condition Ratios (December 31, 1997)

Comment about this bank, ask questions, or add new information about it:

First Commercial Bank, Rogers in Rogers, Arkansas (AR)
Overview, Financial Summary, Detailed Financial Reports, Branches